RCL director reports RSU grant and tax withholding

Royal Caribbean Cruises Ltd director Maritza Gomez Montiel reported routine equity compensation and related tax withholding.

Rhea-AI Filing Summary

Royal Caribbean Cruises Ltd director Maritza Gomez Montiel reported routine equity compensation and related tax withholding. She received a grant of 831 shares of common stock underlying restricted stock units, while 78 shares were withheld by the company to cover tax liabilities. Following these transactions, she directly owns 13,602 common shares.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Montiel Maritza Gomez

Role Director

Type	Security	Shares	Price	Value
Exercise Price or Tax Liability	Common Stock	78	$276.615	$22K
Grant/Award	Common Stock	831	$0.00	$0.00

Holdings After Transaction: Common Stock — 13,602 shares (Direct)

Footnotes (2)

1. F1. Represents the number of shares of common stock withheld by the issuer to cover the reporting person's tax liability associated with the vesting of shares underlying certain restricted stock units on 05/28/2026.
2. F2. Represents shares of common stock underlying restricted stock units ("RSUs") granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan, as amended. The shares underlying the RSUs vest the earlier of (i) May 28, 2027, or (ii) date of the Issuer's 2027 Annual Meeting of Shareholders.

Key Figures

RSU-related shares granted: 831 shares Shares withheld for taxes: 78 shares at $276.615 Shares owned after transactions: 12,771 shares

3 metrics

RSU-related shares granted 831 shares Common stock underlying restricted stock units granted on May 28, 2026

Shares withheld for taxes 78 shares at $276.615 Shares withheld to cover tax liability on May 28, 2026

Shares owned after transactions 12,771 shares Direct common stock holdings following the Form 4 transactions

Key Terms

restricted stock units, Equity Incentive Plan, tax liability, withheld by the issuer

4 terms

restricted stock units financial

"vesting of shares underlying certain restricted stock units on 05/28/2026"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Equity Incentive Plan financial

"granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan"

An equity incentive plan is a program that gives employees, executives or directors the right to receive company stock or options to buy stock as part of their pay. Think of it as offering slices of future company profit to motivate people to boost long‑term performance; for investors it matters because it can align employee goals with shareholder value but also increases the number of shares outstanding, which can dilute existing ownership.

tax liability financial

"withheld by the issuer to cover the reporting person's tax liability"

withheld by the issuer financial

"Represents the number of shares of common stock withheld by the issuer"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did RCL director Maritza Gomez Montiel report?

Maritza Gomez Montiel reported a routine equity compensation event at Royal Caribbean Cruises Ltd. She received a grant of 831 shares underlying restricted stock units, with a smaller portion of shares withheld to cover associated tax obligations on the vesting.

How many Royal Caribbean (RCL) shares were granted to Maritza Gomez Montiel?

She was granted 831 shares of Royal Caribbean common stock underlying restricted stock units. These RSUs are part of the company’s equity incentive plan and represent a non-cash compensation award rather than an open-market stock purchase by the director.

Why were 78 RCL shares disposed of in Maritza Gomez Montiel’s Form 4?

The 78 shares were withheld by Royal Caribbean Cruises Ltd to cover the director’s tax liability. This tax-withholding disposition, at a price of $276.615 per share, is a standard mechanism and is not an open-market sale initiated by the insider.

What is the vesting schedule for Maritza Gomez Montiel’s new RCL RSUs?

The restricted stock units vest on the earlier of two dates: May 28, 2027, or the date of Royal Caribbean’s 2027 Annual Meeting of Shareholders. After vesting, the underlying shares become fully owned, subject to any applicable company policies.

How many Royal Caribbean (RCL) shares does Maritza Gomez Montiel own after these transactions?

After the grant and tax withholding, Maritza Gomez Montiel directly holds 12,771 shares of Royal Caribbean common stock. This figure reflects her direct ownership position following the equity award and the small number of shares withheld for taxes.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/29/2026 - 04:47 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Montiel Maritza Gomez

(Last) (First) (Middle)

C/O ROYAL CARIBBEAN CRUISES LTD.

1050 CARIBBEAN WAY

(Street)

MIAMI FLORIDA 33132

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ROYAL CARIBBEAN CRUISES LTD [ RCL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/28/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	05/28/2026		F		78(1)	D	$276.615	12,771	D
Common Stock	05/28/2026		A		831(2)	A	$0	13,602	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the number of shares of common stock withheld by the issuer to cover the reporting person's tax liability associated with the vesting of shares underlying certain restricted stock units on 05/28/2026.

2. Represents shares of common stock underlying restricted stock units ("RSUs") granted pursuant to the Royal Caribbean Cruises Ltd. 2008 Equity Incentive Plan, as amended. The shares underlying the RSUs vest the earlier of (i) May 28, 2027, or (ii) date of the Issuer's 2027 Annual Meeting of Shareholders.

Remarks:

	/s/ Indira Sordo, Attorney-in-Fact for Maritza Gomez Montiel	05/29/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)