Major Investor Gains Control of RedCloud with $7M IPO Investment

Rhea-AI Filing Summary

Christina Byland has filed a Schedule 13D disclosing a significant 44.9% ownership stake (19,846,907 shares) in RedCloud Holdings plc following its IPO on March 24, 2025. The filing reveals that Byland, a Swiss citizen, invested $7,000,002 to purchase 1,555,556 ordinary shares during the company's initial public offering.

Key details of the transaction:

• Byland holds complete sole voting and dispositive power over all reported shares
• The source of funds is listed as personal funds (PF)
• A portion of the shares were acquired through conversion of outstanding loans and convertible loan notes during the IPO
• The filing indicates no specific plans regarding future actions with respect to RedCloud Holdings

The beneficial owner currently maintains a principal address at 50 Liverpool Street, London, and is reported to be retired. The filing confirms no legal proceedings or regulatory issues in the past five years that would require disclosure.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13D

Under the Securities Exchange Act of 1934

RedCloud Holdings plc

(Name of Issuer)

Ordinary shares, par value (pound)0.002 per share

(Title of Class of Securities)

G71115102

(CUSIP Number)

Christina Byland
50 Liverpool Street,,
London, X0, EC2M 7PY
44 (0) 207 754 3735

(Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications)

03/24/2025

(Date of Event Which Requires Filing of This Statement)

If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box.

The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).

SCHEDULE 13D

CUSIP No. G71115102

1

Name of reporting person

Christina Byland

2

Check the appropriate box if a member of a Group (See Instructions)

(a)
(b)

3

SEC use only

4

Source of funds (See Instructions)

PF

5

Check if disclosure of legal proceedings is required pursuant to Items 2(d) or 2(e)

6

Citizenship or place of organization

SWITZERLAND

Number of Shares Beneficially Owned by Each Reporting Person With:

7	Sole Voting Power 19,846,907.00
8	Shared Voting Power 0.00
9	Sole Dispositive Power 19,846,907.00
10	Shared Dispositive Power 0.00

11

Aggregate amount beneficially owned by each reporting person

19,846,907.00

12

Check if the aggregate amount in Row (11) excludes certain shares (See Instructions)

13

Percent of class represented by amount in Row (11)

44.9 %

14

Type of Reporting Person (See Instructions)

IN

SCHEDULE 13D

Item 1.	Security and Issuer
(a)	Title of Class of Securities: Ordinary shares, par value (pound)0.002 per share
(b)	Name of Issuer: RedCloud Holdings plc
(c)	Address of Issuer's Principal Executive Offices: 50 LIVERPOOL STREET, LONDON, UNITED KINGDOM , EC2M 7PY.
Item 2.	Identity and Background
(a)	Christina Byland
(b)	50 Liverpool Street, London, EC2M 7PY, United Kingdom,
(c)	Retired.
(d)	The Reporting Person has not, during the last five years, been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors).
(e)	The Reporting Person has not during the last five years, been a party to a civil proceeding of a judicial or administrative body of competent jurisdiction, and as a result of such proceeding was or is subject to any judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation with respect to such laws.
(f)	The Reporting Person is a citizen of Switzerland.
Item 3.	Source and Amount of Funds or Other Consideration
	Funds in an aggregate amount of $7,000,002 have been used by the Reporting Person to purchase 1,555,556 ordinary shares in the Issuer's initial public offering (the "IPO"), which was consummated on March 24, 2025, and the source of funding for this transaction was derived from the personal funds of the Reporting Person.
Item 4.	Purpose of Transaction
	Reporting Person has no current plans relating to (a) through (j) of Item 4.
Item 5.	Interest in Securities of the Issuer
(a)	See row 7 through 13 of the cover pages to this Schedule 13D.
(b)	See row 7 through 13 of the cover pages to this Schedule 13D.
(c)	The Reporting Person converted outstanding loans and outstanding convertible loan notes into ordinary shares upon the consummation of the IPO on March 24, 2025.
(d)	No person is known to the Reporting Person to have the right to receive or the power to direct the receipt of dividends from, or the proceeds from the sale of, any securities covered by this Schedule 13D.
(e)	Not Applicable.
Item 6.	Contracts, Arrangements, Understandings or Relationships With Respect to Securities of the Issuer
	Please see section "Certain Relationships and Related Party Transactions" of the registration statement on Form F-1, as amended (File No. 333-283012) which was declared effective on March 20, 2025. Except as described herein, the Reporting Person has no contracts, arrangements, understandings, or relationships with respect to the securities of the Issuer.
Item 7.	Material to be Filed as Exhibits.
	N/A

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

Christina Byland

Signature:	/s/ Christina Byland
Name/Title:	Individual
Date:	06/26/2025

FAQ

What percentage of RedCloud Holdings (RCT) does Christina Byland own?

According to the Schedule 13D filing, Christina Byland beneficially owns 19,846,907 ordinary shares, representing 44.9% of RedCloud Holdings plc (RCT).

How many shares did Christina Byland purchase in RCT's IPO?

Christina Byland purchased 1,555,556 ordinary shares in RedCloud Holdings' IPO on March 24, 2025, investing $7,000,002 of personal funds.

What is Christina Byland's voting power in RCT stock?

According to the filing, Christina Byland has sole voting power and sole dispositive power over 19,846,907 shares, with 0 shares under shared voting or dispositive power.

When did RedCloud Holdings (RCT) complete its IPO?

RedCloud Holdings completed its initial public offering (IPO) on March 24, 2025, as disclosed in the Schedule 13D filing.

How did Christina Byland acquire her large position in RCT?

The filing indicates that Byland converted outstanding loans and convertible loan notes into ordinary shares upon the IPO consummation on March 24, 2025, in addition to purchasing 1,555,556 shares in the IPO.