Welcome to our dedicated page for Chicago Atlantic Real Estate Finance SEC filings (Ticker: REFI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Chicago Atlantic Real Estate Finance, Inc. (REFI) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Chicago Atlantic Real Estate Finance is a Maryland-incorporated commercial mortgage REIT listed on the Nasdaq Global Market, and it files periodic and current reports that describe its financial condition, loan portfolio and material corporate events.
Among the most important documents for REFI are its annual reports on Form 10-K and quarterly reports on Form 10-Q, which include audited or reviewed financial statements, discussions of net interest income, expenses, current expected credit loss reserves, and details on loans held for investment and related party loans. These filings also describe the company’s focus on originating senior secured loans primarily to state-licensed cannabis operators in limited-license states, its use of a secured revolving credit facility at Chicago Atlantic Lincoln, LLC, and its notes payable due 2028.
Current reports on Form 8-K for Chicago Atlantic Real Estate Finance disclose material events such as amendments to the Sixth Amended and Restated Loan and Security Agreement that extended the contractual maturity of the Revolving Loan, earnings releases furnished under Item 2.02, earnings supplemental presentations furnished under Item 7.01, and shareholder meeting results under Item 5.07. These filings also confirm REFI’s status as an emerging growth company and its registration of common stock on the Nasdaq Global Market.
On Stock Titan, REFI filings are updated as they are made available on EDGAR, and AI-powered summaries help explain key points in lengthy documents, including how non-GAAP measures like Distributable Earnings are defined and reconciled. Users can review Forms 10-K, 10-Q, 8-K and other submissions, as well as exhibits related to the company’s revolving credit facility and other material agreements, to better understand Chicago Atlantic Real Estate Finance’s regulatory and financial reporting history.
Chicago Atlantic Real Estate Finance, Inc. (Nasdaq: REFI) filed a Form 8-K disclosing the results of its 13 June 2025 Annual Meeting. The only business conducted was Item 5.07 (submission of matters to a vote of security holders).
Board elections: Shareholders re-elected all seven directors to serve until the 2026 meeting. Most nominees received near-unanimous support, but voting patterns were uneven:
- Anthony Cappell and Peter Sack each received roughly 8.52 million “FOR” votes and less than 1% withheld.
- Elizabeth Stavola secured 8.54 million “FOR” votes with 0.7% withheld.
- John Mazarakis saw 12.4% withheld (1.06 million) against 7.54 million “FOR”.
- Brandon Konigsberg and Michael L. Steiner each faced about 20% withheld (≈1.72 million) on 6.88 million “FOR”.
- Jason Papastavrou recorded the lowest support, with 3.62 million votes withheld—approximately 42% of the 8.60 million shares voted on his seat.
Broker non-votes totaled 5.48 million for every director, meaning 39% of outstanding shares were not entitled to vote on the election proposal.
Auditor ratification: BDO USA, P.C. was confirmed as independent registered public accounting firm for fiscal 2025 with 13.95 million votes “FOR” (99.1%), 36 k “AGAINST” and 99 k abstentions. No broker non-votes were recorded on this item.
No other matters, financial statements, or major transactions were presented. The filing therefore has limited operational impact, but the elevated withhold percentages against certain directors may signal shareholder governance concerns that the company could need to address ahead of next year’s meeting.