Regions Financial (NYSE: RF) shares preliminary 2025 results update

Rhea-AI Filing Summary

Regions Financial Corporation reported that it has released preliminary financial results for the quarter and year ended December 31, 2025. The company issued a press release and separate supplemental financial information, which are attached as Exhibits 99.1 and 99.2 and are also available on its website.

Executives are reviewing these preliminary results via a live audio webcast, supported by a visual presentation attached as Exhibit 99.3, with an archived recording available for a limited time on the Investor Relations page. The information in the results release, supplemental data, and webcast materials is being furnished rather than filed, which affects how it is treated under federal securities law.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

  FORM 8-K

 CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 16, 2026

 REGIONS FINANCIAL CORPORATION

(Exact name of registrant as specified in its charter)

Delaware

001-34034

63-0589368

(State or other jurisdiction of incorporation)

(Commission File Number)

(IRS Employer Identification No.)

1900 Fifth Avenue North

Birmingham, Alabama 35203

(Address, including zip code, of principal executive office)

Registrant’s telephone number, including area code: (800) 734-4667

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, $.01 par value

RF

New York Stock Exchange

Depositary Shares, each representing a 1/40th Interest in a Share of

5.700% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series C

RF PRC

New York Stock Exchange

Depositary Shares, each representing a 1/40th Interest in a Share of

4.45% Non-Cumulative Perpetual Preferred Stock, Series E

RF PRE

New York Stock Exchange

Depositary Shares, each representing a 1/40th Interest in a Share of

Non-Cumulative Perpetual Preferred Stock, Series F

RF PRF

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 2.02    Results of Operations and Financial Condition.

On January 16, 2026, Regions Financial Corporation (“Regions”) issued a press release announcing its preliminary results of operations for the quarter and year ended December 31, 2025. A copy of the press release is attached hereto as Exhibit 99.1. Supplemental financial information for the quarter and year ended December 31, 2025 is attached as Exhibit 99.2. Each of Exhibits 99.1 and 99.2 are incorporated herein by reference and may also be found on Regions’ website at www.regions.com.

Item 7.01    Regulation FD Disclosure.

On January 16, 2026, executives from Regions will review its preliminary results of operations for the quarter and year ended December 31, 2025, via a live audio webcast. A copy of a visual presentation that will be a part of that review is attached as Exhibit 99.3. Exhibit 99.3 is incorporated herein by reference and may also be found on Regions’ website at www.regions.com. An archived recording of the webcast will be available for a limited time on the Investor Relations page of that website.

In accordance with general instruction B.2. of Form 8-K, the information included in or incorporated into Item 2.02 or Item 7.01 of this Current Report on Form 8-K is being furnished and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as may be expressly set forth by specific reference in any such filing.

Item 9.01    Financial Statements and Exhibits.

(d) Exhibits.

Exhibit Number						Description of Exhibit
99.1						Press Release dated January 16, 2026.
99.2						Supplemental Financial Information for the Quarter and Year Ended December 31, 2025.
99.3						Visual Presentation of January 16, 2026.
104						Cover Page Interactive Data (embedded within the Inline XBRL document).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

                                

REGIONS FINANCIAL CORPORATION
By:						/s/ Karin K. Allen
Name:						Karin K. Allen
Title:						Executive Vice President and Assistant Controller (Chief Accounting Officer and Authorized Officer)

Date: January 16, 2026

FAQ

What did Regions Financial (RF) disclose in this 8-K filing?

Regions Financial Corporation furnished information that it has announced its preliminary results of operations for the quarter and year ended December 31, 2025 through a press release, supplemental financial data, and a related presentation.

Which periods are covered by Regions Financials preliminary results?

The preliminary results discussed by Regions Financial cover both the quarter and the full year ended December 31, 2025.

What exhibits are included with this Regions Financial (RF) 8-K?

The filing includes a press release dated January 16, 2026 (Exhibit 99.1), supplemental financial information for the quarter and year ended December 31, 2025 (Exhibit 99.2), a visual presentation used in the webcast (Exhibit 99.3), and cover page interactive data (Exhibit 104).

How can investors access Regions Financials 2025 preliminary results and materials?

The press release, supplemental financial information, and visual presentation may be found on Regions website at www.regions.com, and an archived recording of the webcast will be available for a limited time on the Investor Relations page.

Is the information in this Regions Financial 8-K considered filed or furnished?

The information included in or incorporated into Item 2.02 and Item 7.01 is being furnished and is not deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference into other filings except where specifically stated.

What is the purpose of the webcast mentioned in Regions Financials 8-K?

Executives from Regions Financial are using a live audio webcast, along with a visual presentation, to review the companys preliminary results of operations for the quarter and year ended December 31, 2025.