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Regions Financial Corporation announced a planned leadership transition as long-time executive David R. Keenan, Chief Administrative Officer, has notified the company of his intent to retire on January 4, 2027. Effective September 1, 2026, Keenan will step down from the Chief Administrative Officer role and continue as Senior Executive Vice President in a senior advisor capacity through his retirement date.
On the same effective date, Katherine R. (Kate) Danella will be appointed Senior Executive Vice President and Chief Administrative Officer, and John T. Jordan will become Senior Executive Vice President and Head of Consumer Banking Group. The company also stated that Chief People Officer Angela Santone will begin reporting directly to Chairman, President, and CEO John Turner, reflecting an emphasis on leadership development and workplace culture. Regions highlighted Danella’s and Jordan’s prior leadership roles and confirmed that Keenan will support a smooth transition through year-end. Regions Financial Corporation reported $161 billion in assets and a network of more than 1,200 banking offices as part of its business profile.
Regions Financial Corp filed a quarterly Form 13F Holdings Report as an institutional investment manager. The report covers 1,041 reportable equity positions with an aggregate reported value of $16,750,869,578 as of the reporting date. The filing is submitted on behalf of Regions Financial Corp and related managers, including Regions Bank, Regions Investment Management, Inc., and Highland Associates Inc., indicating consolidated reporting for multiple affiliated investment management entities.
Regions Financial executives plan to present to institutional investors in August and September 2026, highlighting strategy, balance-sheet positioning, technology investments and performance. The materials emphasize a Southeast-focused deposit franchise, diversified fee businesses, and expanded capital markets capabilities following the July 1, 2026 acquisition of The Frazer Lanier Company.
For 2Q26, Regions reported net income available to common shareholders of $549M and adjusted net income of $583M, or $0.64 and $0.68 of diluted EPS. Total revenue was $1,907M reported and $1,947M adjusted, with net interest income of $1,291M and a net interest margin of 3.66%. The adjusted efficiency ratio was 56.9%, and return on average tangible common equity was 19.01% reported and 20.18% adjusted.
Credit quality remained solid, with net charge-offs at 0.42% of average loans, non‑performing loans at 0.67% of loans, and an allowance for credit losses of 1.63% of loans, covering 241% of NPLs. The CET1 ratio was 10.7%, or 9.5% including AOCI under Basel III Endgame framing. Management expects 2026 net interest income to grow 2.5–4%, adjusted non‑interest income 3–5%, adjusted expenses 1.5–3.5%, average loans and deposits up low single digits, and full‑year net charge‑offs between 40–50 bps.
Regions Financial Corporation reported June 30, 2026 quarterly net income of $570 million, slightly above $563 million a year earlier. Diluted EPS rose to $0.64 from $0.59 as net interest income increased to $1,277 million and the provision for credit losses declined to $68 million from $126 million.
For the first six months of 2026, net income was $1,129 million versus $1,053 million in 2025, with diluted EPS of $1.26. Total assets reached $161,299 million, loans grew to $99,200 million from $95,637 million at December 31, 2025, and deposits were $130,710 million versus $131,128 million.
The allowance for credit losses totaled $1,613 million at June 30, 2026, down from $1,743 million a year earlier, while non-accrual loans were $668 million. Shareholders’ equity was $18,840 million, with accumulated other comprehensive income (loss) at negative $1,922 million after $387 million of other comprehensive loss driven by securities and cash flow hedge valuation changes.
Regions Financial Corp director Timothy Vines received an acquisition of 992.6938 shares of phantom stock on July 15, 2026 at a transaction price of $31.4800 per share, as deferred director compensation in lieu of cash fees.
Each share of phantom stock represents the right to the cash value of one Regions common share and is payable in cash, in a lump sum or up to 10 annual installments after he terminates service as a director; his phantom stock balance increased to 55,881.6102 shares, including deemed reinvested dividends.
STYSLINGER LEE J III reported acquisition or exercise transactions in this Form 4 filing.
REGIONS FINANCIAL CORP director Lee J. Styslinger III received a grant of 992.6938 shares of phantom stock, each representing the cash value of one share of common stock, in lieu of cash director fees under a deferred investment plan. After this award, he holds 279,409.4446 phantom stock units, including amounts from reinvested dividends, payable in cash in a lump sum or installments after he leaves the board.
Crosswhite Mark A. reported acquisition or exercise transactions in this Form 4 filing.
Regions Financial Corp director Mark A. Crosswhite received a grant of 992.6938 shares of phantom stock on July 15, 2026 as non-cash director compensation. Each phantom share tracks the cash value of one common share and is payable in cash after board service ends, in a lump sum or installments. This award, including deemed reinvested dividends, brings his phantom stock balance to 23,280.7344 shares.
Hill J Thomas reported acquisition or exercise transactions in this Form 4 filing.
Director J Thomas Hill of Regions Financial received 1,111.817 phantom stock units on July 15, 2026 at $31.48 per unit as deferred director compensation in lieu of cash, raising his phantom stock balance to 22,883.3112 units, payable in cash after his board service ends.
Regions Financial Corp director Ruth Ann Marshall reported an acquisition of 1707.4333 shares of Phantom Stock on 2026-07-15. Each phantom share represents the right to the cash value of one share of Regions common stock and was credited at $31.4800 per share as deferred director compensation under Regions' Director Compensation Program. These units are accrued quarterly under the Directors' Deferred Investment Plan and are payable in cash, in a lump sum or up to 10 annual installments, after she terminates service as a director. Following this grant, her deferred phantom stock balance totals 174233.2439 shares, including dividends deemed reinvested as phantom stock.
Regions Financial Corporation reported second quarter 2026 net income available to common shareholders of $549 million, with diluted EPS of $0.64. Adjusted earnings were $583 million and adjusted diluted EPS $0.68, with diluted EPS up 8 percent and adjusted diluted EPS up 13 percent versus the second quarter of 2025. Total revenue was $1.91 billion, while adjusted total revenue of $1.95 billion rose 2 percent year over year.
Compared with the first quarter of 2026, net income grew 2 percent and diluted EPS 3 percent; adjusted net income rose 8 percent and adjusted diluted EPS 10 percent. Net interest income increased to $1.28 billion, supported by a net interest margin of 3.66% and low interest-bearing deposit costs of 1.69%. Average loans increased 2 percent to $98.7 billion, driven by broad-based commercial and industrial growth, while average deposits were stable at $130.7 billion.
Credit quality improved, with net charge-offs of $102 million, or 0.42% of average loans, down from 0.54 percent in the prior quarter. Non-performing loans fell to 0.67% of loans, and the allowance for credit losses covered 241% of non-performing loans at a 1.63% ACL-to-loans ratio. Capital remained strong, with an estimated Common Equity Tier 1 ratio of 10.7% and CET1 including AOCI of 9.5 percent. Regions repurchased approximately 2.1 million shares for $59 million, declared $226 million in common dividends, and the Board approved a quarterly dividend of $0.30 per share, 13 percent higher than the previous quarter. Available liquidity totaled about $69 billion, covering roughly 181 percent of uninsured deposits.