Regions director granted 5,404 RSUs at no cost

VINES TIMOTHY reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

VINES TIMOTHY reported acquisition or exercise transactions in this Form 4 filing.

Regions Financial Corp director Timothy Vines received a grant of 5,404 restricted stock units (RSUs) tied to the company’s common stock. These RSUs were awarded as compensation at no cash cost to Vines and increase his deferred equity-based stake in the company.

The RSUs vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and will be settled in shares of common stock when Vines’ service as a director ends under his irrevocable deferral election. After this award, he holds 58,183.9104 RSUs, including units from reinvested cash dividends.

Insider Trade Summary

Grant/Award: 5,404 shares

Grant/Award 1 txn

Insider VINES TIMOTHY

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	5,404	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 58,183.9104 contracts (Direct)

Footnotes (3)

1. F1. Each restricted stock unit represents a contingent right to receive one share of common stock.
2. F2. The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and will be settled in shares of common stock upon the reporting person's termination of service as a director in accordance with the reporting person's irrevocable deferral election under the Regions Financial Corporation Directors' Deferred Restricted Stock Unit Plan.
3. F3. Includes quarterly cash dividends that have been reinvested in restricted stock units.

Key Figures

RSUs granted: 5,404 units Post-transaction RSU holdings: 58,183.9104 units Grant price: $0.0000 per unit +2 more

5 metrics

RSUs granted 5,404 units Restricted stock units awarded on 2026-05-11

Post-transaction RSU holdings 58,183.9104 units Total restricted stock units held after grant

Grant price $0.0000 per unit Compensation grant, no cash paid by director

Underlying common shares 5,404 shares Each RSU represents one share of common stock

Vesting event 2027 Annual Meeting Units vest on 2027 Annual Meeting of Shareholders

Key Terms

Restricted Stock Units, Annual Meeting of Shareholders, irrevocable deferral election, Directors' Deferred Restricted Stock Unit Plan, +1 more

5 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share of common stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

Annual Meeting of Shareholders regulatory

"The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement."

A yearly gathering where a company’s owners (shareholders) vote on key items like electing the board, approving executive pay, and ratifying auditors, and receive updates on performance and strategy. Think of it as an annual town hall for owners: it matters to investors because outcomes and disclosures can affect leadership, corporate direction, dividend and governance policies, and therefore the company’s risk and potential return.

irrevocable deferral election financial

"in accordance with the reporting person's irrevocable deferral election under the Regions Financial Corporation Directors' Deferred Restricted Stock Unit Plan."

Directors' Deferred Restricted Stock Unit Plan financial

"under the Regions Financial Corporation Directors' Deferred Restricted Stock Unit Plan."

reinvested in restricted stock units financial

"Includes quarterly cash dividends that have been reinvested in restricted stock units."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Regions Financial (RF) director Timothy Vines report?

Timothy Vines reported receiving a grant of 5,404 restricted stock units linked to Regions Financial common stock. The award is compensation-based, carries no purchase price, and increases his deferred equity holdings as a company director.

When do Timothy Vines’ new Regions Financial (RF) restricted stock units vest?

The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a continued service requirement. Settlement in common shares occurs upon his termination of service as a director under his deferral election.

How many Regions Financial (RF) restricted stock units does Timothy Vines hold after this grant?

Following the grant, Timothy Vines holds 58,183.9104 restricted stock units. This total includes both the newly granted 5,404 units and additional units accumulated through quarterly cash dividends reinvested into RSUs.

What does each restricted stock unit granted to Timothy Vines at Regions Financial (RF) represent?

Each restricted stock unit represents a contingent right to receive one share of Regions Financial common stock. Actual shares are delivered when the RSUs settle in accordance with plan terms and Vines’ director service ends.

How are dividends treated on Timothy Vines’ Regions Financial (RF) restricted stock units?

Quarterly cash dividends on the underlying common stock are reinvested into additional restricted stock units. These dividend-equivalent RSUs are included in Vines’ total of 58,183.9104 units reported after the latest grant.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/13/2026 - 04:21 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

VINES TIMOTHY

(Last) (First) (Middle)

P. O. BOX 10247

(Street)

BIRMINGHAM ALABAMA 35202-0247

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	05/11/2026		A		5,404		(2)	(2)	Common Stock	5,404	$0	58,183.9104(3)	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of common stock.

2. The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and will be settled in shares of common stock upon the reporting person's termination of service as a director in accordance with the reporting person's irrevocable deferral election under the Regions Financial Corporation Directors' Deferred Restricted Stock Unit Plan.

3. Includes quarterly cash dividends that have been reinvested in restricted stock units.

Remarks:

	/s/ Elizabeth H. Townsend - Attorney-in-Fact	05/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)