Regions Financial Corp. filings document the regulatory record of a bank holding company with NYSE-listed common stock and depositary shares representing non-cumulative perpetual preferred stock. Current reports include quarterly and annual operating results, supplemental financial information, Regulation FD presentation materials, dividend-related capital disclosures, and material-event reporting for governance and executive matters.
Proxy materials cover board elections, executive compensation, shareholder voting items, pay-versus-performance tables and corporate-governance policies. Other filings describe bylaw amendments, stockholder meeting rights, advance-notice provisions, officer appointments and compensation arrangements, tying the company’s formal disclosures to its banking operations, capital structure and public-company governance.
Regions Financial Corp director Ruth Ann Marshall reported an acquisition of 1707.4333 shares of Phantom Stock on 2026-07-15. Each phantom share represents the right to the cash value of one share of Regions common stock and was credited at $31.4800 per share as deferred director compensation under Regions' Director Compensation Program. These units are accrued quarterly under the Directors' Deferred Investment Plan and are payable in cash, in a lump sum or up to 10 annual installments, after she terminates service as a director. Following this grant, her deferred phantom stock balance totals 174233.2439 shares, including dividends deemed reinvested as phantom stock.
Regions Financial Corporation reported second quarter 2026 net income available to common shareholders of $549 million, with diluted EPS of $0.64. Adjusted earnings were $583 million and adjusted diluted EPS $0.68, with diluted EPS up 8 percent and adjusted diluted EPS up 13 percent versus the second quarter of 2025. Total revenue was $1.91 billion, while adjusted total revenue of $1.95 billion rose 2 percent year over year.
Compared with the first quarter of 2026, net income grew 2 percent and diluted EPS 3 percent; adjusted net income rose 8 percent and adjusted diluted EPS 10 percent. Net interest income increased to $1.28 billion, supported by a net interest margin of 3.66% and low interest-bearing deposit costs of 1.69%. Average loans increased 2 percent to $98.7 billion, driven by broad-based commercial and industrial growth, while average deposits were stable at $130.7 billion.
Credit quality improved, with net charge-offs of $102 million, or 0.42% of average loans, down from 0.54 percent in the prior quarter. Non-performing loans fell to 0.67% of loans, and the allowance for credit losses covered 241% of non-performing loans at a 1.63% ACL-to-loans ratio. Capital remained strong, with an estimated Common Equity Tier 1 ratio of 10.7% and CET1 including AOCI of 9.5 percent. Regions repurchased approximately 2.1 million shares for $59 million, declared $226 million in common dividends, and the Board approved a quarterly dividend of $0.30 per share, 13 percent higher than the previous quarter. Available liquidity totaled about $69 billion, covering roughly 181 percent of uninsured deposits.
Regions Financial Corp executive Angela R. Santone reported routine equity compensation activity involving restricted stock units and related tax withholding. She exercised restricted stock units that converted into 28,411 shares of common stock on a 1-for-1 basis, reflecting the first of three equal annual installments from an award granted on July 1, 2025.
To cover tax obligations on this vesting, 10,286 common shares were withheld by the company at a value of $30.80 per share, a non-market, tax-withholding disposition rather than an open-market sale. After these transactions, she directly held 18,125 shares of common stock and 72,157.3134 restricted stock units, which continue to represent a contingent right to receive common shares and include units from reinvested cash dividends.
RF submitted a Form 144 notice reporting proposed sales of common stock consisting of previously awarded RSUs and grant lots through Wells Fargo Clearing Services. The filing lists multiple award dates from 01/01/2016 through 04/21/2025 and specific share lot sizes.
Regions Financial Corp director Ruth Ann Marshall received a grant of restricted stock units as part of her compensation. On this Form 4, she acquired 5,404 restricted stock units, each representing a contingent right to receive one share of common stock. These units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and will be settled in common shares when her service as a director ends under her deferral election. After this award and related dividend reinvestments, she holds a total of 68,462.4949 restricted stock units directly.
VINES TIMOTHY reported acquisition or exercise transactions in this Form 4 filing.
Regions Financial Corp director Timothy Vines received a grant of 5,404 restricted stock units (RSUs) tied to the company’s common stock. These RSUs were awarded as compensation at no cash cost to Vines and increase his deferred equity-based stake in the company.
The RSUs vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and will be settled in shares of common stock when Vines’ service as a director ends under his irrevocable deferral election. After this award, he holds 58,183.9104 RSUs, including units from reinvested cash dividends.
JOHNSON JOIA M reported acquisition or exercise transactions in this Form 4 filing.
REGIONS FINANCIAL CORP director JOIA M. JOHNSON received a grant of 5,404 restricted stock units, each tied to one share of common stock. These units were awarded at no cash cost as equity compensation and increase her total restricted stock unit holdings to about 12,557.2978 units.
The restricted stock units are subject to a service requirement and vest on the date of the 2027 Annual Meeting of Shareholders. The holding figure also reflects quarterly cash dividends that have been reinvested into additional restricted stock units, modestly increasing the position over time.
Jenkins Roger W. reported acquisition or exercise transactions in this Form 4 filing.
REGIONS FINANCIAL CORP director Roger W. Jenkins received a grant of 5,404 restricted stock units as equity compensation. Each unit represents a contingent right to receive one share of common stock at no purchase price.
The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, and vesting is subject to a service requirement. Following this grant, Jenkins holds 5,404 restricted stock units directly, and there are no additional derivative positions shown in this filing.
STYSLINGER LEE J III reported acquisition or exercise transactions in this Form 4 filing.
Regions Financial Corp director Lee J. III Styslinger received a grant of 5,404 restricted stock units on May 11, 2026. Each unit represents the right to receive one share of common stock at no purchase price.
The units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and will be settled in common shares when his service as a director ends under the company’s Directors' Deferred Restricted Stock Unit Plan. After this grant, he holds a total of 68,462.4949 restricted stock units, including units from reinvested quarterly cash dividends.
Davis Noopur reported acquisition or exercise transactions in this Form 4 filing.
Regions Financial Corp director Noopur Davis received a grant of restricted stock units. On the transaction date, Davis was awarded 5,404 restricted stock units, each representing a contingent right to receive one share of common stock. These units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement, and Davis’s direct holdings after this award total 5,404 units.