Regions director receives 5,404 stock unit grant

JOHNSON JOIA M reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

JOHNSON JOIA M reported acquisition or exercise transactions in this Form 4 filing.

REGIONS FINANCIAL CORP director JOIA M. JOHNSON received a grant of 5,404 restricted stock units, each tied to one share of common stock. These units were awarded at no cash cost as equity compensation and increase her total restricted stock unit holdings to about 12,557.2978 units.

The restricted stock units are subject to a service requirement and vest on the date of the 2027 Annual Meeting of Shareholders. The holding figure also reflects quarterly cash dividends that have been reinvested into additional restricted stock units, modestly increasing the position over time.

Insider Trade Summary

Grant/Award: 5,404 shares

Grant/Award 1 txn

Insider JOHNSON JOIA M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	5,404	$0.00	$0.00

Holdings After Transaction: Restricted Stock Units — 12,557.2978 contracts (Direct)

Footnotes (3)

1. F1. Each restricted stock unit represents a contingent right to receive one share of common stock.
2. F2. The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement.
3. F3. Includes quarterly cash dividends that have been reinvested in restricted stock units.

Key Figures

RSUs granted: 5,404 units Total RSUs after grant: 12,557.2978 units RSU-to-share ratio: 1 unit : 1 share

3 metrics

RSUs granted 5,404 units Restricted stock unit award on 2026-05-11

Total RSUs after grant 12,557.2978 units Restricted stock unit holdings following transaction

RSU-to-share ratio 1 unit : 1 share Each RSU equals one share of common stock

Key Terms

Restricted Stock Units, contingent right, Annual Meeting of Shareholders, cash dividends

4 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive one share of common stock."

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

contingent right financial

"Each restricted stock unit represents a contingent right to receive one share of common stock."

Annual Meeting of Shareholders financial

"The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement."

A yearly gathering where a company’s owners (shareholders) vote on key items like electing the board, approving executive pay, and ratifying auditors, and receive updates on performance and strategy. Think of it as an annual town hall for owners: it matters to investors because outcomes and disclosures can affect leadership, corporate direction, dividend and governance policies, and therefore the company’s risk and potential return.

cash dividends financial

"Includes quarterly cash dividends that have been reinvested in restricted stock units."

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did JOIA M. JOHNSON report in the latest Regions Financial (RF) Form 4?

JOIA M. JOHNSON reported receiving 5,404 restricted stock units as equity compensation. Each unit represents a contingent right to one share of common stock, increasing her total restricted stock unit holdings to approximately 12,557.2978 units after the grant.

How many Regions Financial (RF) restricted stock units were granted to JOIA M. JOHNSON?

She was granted 5,404 restricted stock units in this transaction. These units were awarded at no cash cost and are in addition to existing restricted stock units, bringing her total reported restricted stock unit holdings to about 12,557.2978 units.

When do JOIA M. JOHNSON’s new Regions Financial (RF) restricted stock units vest?

The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders. Vesting is contingent on satisfying a service requirement, meaning continued service is needed until that meeting date for the units to fully convert into shares.

What does each Regions Financial (RF) restricted stock unit granted to JOIA M. JOHNSON represent?

Each restricted stock unit represents a contingent right to receive one share of Regions Financial common stock. The units do not deliver shares immediately; they convert into common shares only upon vesting, assuming all specified service conditions are satisfied.

How were dividends treated on JOIA M. JOHNSON’s Regions Financial (RF) restricted stock units?

Quarterly cash dividends tied to her restricted stock units have been reinvested in additional restricted stock units. This reinvestment modestly increases her total restricted stock unit holdings over time, and the reported balance of roughly 12,557.2978 units includes these reinvested dividends.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/13/2026 - 04:20 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

JOHNSON JOIA M

(Last) (First) (Middle)

P. O. BOX 10247

(Street)

BIRMINGHAM ALABAMA 35202-0247

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/11/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	05/11/2026		A		5,404		(2)	(2)	Common Stock	5,404	$0	12,557.2978(3)	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive one share of common stock.

2. The restricted stock units vest on the date of the 2027 Annual Meeting of Shareholders, subject to a service requirement.

3. Includes quarterly cash dividends that have been reinvested in restricted stock units.

Remarks:

	/s/ Elizabeth H. Townsend - Attorney-in-Fact	05/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)