STOCK TITAN

Regions Financial (NYSE: RF) SEVP updates stake after equity vesting and tax withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Regions Financial Corp senior executive vice president David R. Keenan reported several compensation-related equity transactions in company stock. On April 3, 2026, restricted stock units and related dividend-equivalent units vested and were settled, converting into a total of 23,902.9321 shares of common stock through derivative exercises.

The filing also shows an additional 13,584 shares of common stock acquired as a grant or award, as well as 3,003.9321 shares disposed to the issuer tied to cash dividend equivalents and 15,294 shares withheld to cover tax obligations at $26.47 per share. After these transactions, Keenan directly holds 110,104 shares of Regions Financial common stock.

Positive

  • None.

Negative

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Insider Keenan David R.
Role SEVP
Type Security Shares Price Value
Exercise Restricted Stock Units 20,899 $0.00 --
Exercise Restricted Stock Units 3,003.932 $0.00 --
Exercise Common Stock 20,899 $0.00 --
Exercise Common Stock 3,003.932 $0.00 --
Disposition Common Stock 3,003.932 $26.47 $80K
Grant/Award Common Stock 13,584 $0.00 --
Tax Withholding Common Stock 15,294 $26.47 $405K
Holdings After Transaction: Restricted Stock Units — 72,785.681 shares (Direct); Common Stock — 111,814 shares (Direct)
Footnotes (1)
  1. Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis. Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash. Represents the disposition of cash dividends that were deemed reinvested in restricted stock units and settle in cash. Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares of common stock for each performance share unit. The number of performance share units earned was based on the issuer meeting certain performance thresholds and goals during the period from January 1, 2023 through December 31, 2025. Each restricted stock unit represents a contingent right to receive one share of common stock. Includes quarterly cash dividends that were reinvested in restricted stock units. Each restricted stock unit represents a contingent right to receive cash due to cash dividends that have been deemed reinvested in restricted stock units.
RSU and related vesting 23,902.9321 shares Common stock from vested restricted stock and dividend-equivalent units on April 3, 2026
Share grant/award 13,584 shares Common stock acquired as grant or award on April 3, 2026
Tax withholding shares 15,294 shares Shares withheld for tax obligations at $26.47 per share
Disposition to issuer 3,003.9321 shares Common shares disposed to issuer tied to cash dividend equivalents
Post-transaction holdings 110,104 shares Directly owned Regions Financial common stock after all reported transactions
Implied market price $26.47 per share Price used for tax withholding and disposition entries
Total derivative exercises 23,902.9321 shares ExerciseShares from transactionSummary for RSU-related conversions
Restricted Stock Units financial
"Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
performance share units financial
"Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares"
Performance share units are a type of company stock award given to employees that depend on the company meeting specific goals or targets. If these goals are achieved, the employee receives shares or the value of shares; if not, they may receive little or no compensation. This aligns employees’ interests with the company's success and encourages performance that benefits investors.
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
disposition to issuer financial
"Represents the disposition of cash dividends that were deemed reinvested in restricted stock units and settle in cash"
dividend-equivalent units financial
"Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Keenan David R.

(Last)(First)(Middle)
P. O. BOX 10247

(Street)
BIRMINGHAM ALABAMA 35202-0247

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
SEVP
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/03/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock04/03/2026M(1)20,899A$0(1)111,814D
Common Stock04/03/2026M(2)3,003.9321A$0(2)114,817.9321D
Common Stock04/03/2026D(3)3,003.9321D$26.47111,814D
Common Stock04/03/2026A(4)13,584A$0(4)125,398D
Common Stock04/03/2026F15,294D$26.47110,104D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units$0(5)04/03/2026M(1)20,899 (5) (5)Common Stock20,899$072,785.6811(6)D
Restricted Stock Units$0(7)04/03/2026M(2)3,003.9321 (7) (7)Common Stock3,003.9321$069,781.749(6)D
Explanation of Responses:
1. Represents the vesting of restricted stock units granted on April 3, 2023 that settle in shares of common stock on a 1-for-1 basis.
2. Represents the vesting of cash dividends on restricted stock units granted on April 3, 2023 that were deemed reinvested in restricted stock units and settle in cash.
3. Represents the disposition of cash dividends that were deemed reinvested in restricted stock units and settle in cash.
4. Performance share units vested and were settled in shares of common stock at a conversion rate of .65 shares of common stock for each performance share unit. The number of performance share units earned was based on the issuer meeting certain performance thresholds and goals during the period from January 1, 2023 through December 31, 2025.
5. Each restricted stock unit represents a contingent right to receive one share of common stock.
6. Includes quarterly cash dividends that were reinvested in restricted stock units.
7. Each restricted stock unit represents a contingent right to receive cash due to cash dividends that have been deemed reinvested in restricted stock units.
Remarks:
/s/ Elizabeth H. Townsend - Attorney-in-Fact04/07/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Regions Financial (RF) executive David R. Keenan report on this Form 4?

He reported multiple equity compensation events, including vested restricted stock units and new share awards. These transactions converted stock-based awards into common shares and adjusted his holdings through tax withholding and a disposition tied to dividend-equivalent units.

How many Regions Financial (RF) shares did Keenan acquire through vested units?

Keenan acquired 23,902.9321 shares of Regions Financial common stock through the vesting and settlement of restricted stock units and related dividend-equivalent units. These derivative exercises converted previously granted awards into directly held common shares on April 3, 2026.

What new share grant did David R. Keenan receive from Regions Financial (RF)?

He received a grant or award of 13,584 shares of Regions Financial common stock. This award is separate from the shares created by vesting restricted stock units and reflects additional compensation in the form of directly issued common shares.

How many Regions Financial (RF) shares were withheld for taxes in this filing?

The filing shows 15,294 shares of Regions Financial common stock were disposed under code F at a price of $26.47 per share. This represents shares withheld by the issuer to satisfy tax obligations associated with the vesting or settlement of equity awards.

What does the disposition of 3,003.9321 Regions Financial (RF) shares represent?

The 3,003.9321 shares disposed to the issuer at $26.47 per share are tied to cash dividends deemed reinvested in restricted stock units. According to the footnotes, these dividend-related units settle in cash, leading to a disposition entry rather than retained shares.

How many Regions Financial (RF) shares does Keenan hold after these transactions?

Following all reported vesting, grants, dispositions, and tax withholding, Keenan directly holds 110,104 shares of Regions Financial common stock. This figure reflects his updated ownership position after the April 3, 2026 compensation-related equity adjustments.