STOCK TITAN

[Form 4] REGIONS FINANCIAL CORP Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4

Regions Financial (RF) reported a routine insider transaction on a Form 4. On 10/15/2025, a director acquired 1,263.1366 shares of phantom stock (Transaction Code A(2)) at a price of $24.74 per unit under the company’s Director Compensation Program.

Following the transaction, the director beneficially owned 19,483.8325 derivative securities. The filing notes that the director elected to receive phantom stock in lieu of cash fees, accrued quarterly in arrears under the Directors’ Deferred Investment Plan. Each phantom share represents the right to the cash value of one share of common stock and is payable in cash in a lump sum or up to 10 annual installments after the director’s service ends. The total includes quarterly cash dividends deemed reinvested in phantom stock.

Regions Financial (RF) ha riportato una transazione interna ordinaria via Form 4. Il 15/10/2025, un direttore ha acquistato 1.263,1366 azioni di azioni fantasma (Codice di Transazione A(2)) al prezzo di 24,74 USD per unità nell’ambito del programma di compensazione per i direttori.

A seguito della transazione, il direttore detiene in modo vantaggioso 19.483,8325 strumenti derivati. Il documento segnala che il direttore ha scelto di ricevere azioni fantasma in luogo di compensi in contanti, maturati trimestralmente in arretrato secondo il Directors’ Deferred Investment Plan. Ogni azione fantasma rappresenta il diritto al valore in contanti di una azione ordinaria ed è pagabile in contanti in un’unica soluzione o in fino a 10 rate annuali dopo la fine della nomina del direttore. Il totale include dividendi in contanti trimestrali considerati reinvestiti in azioni fantasma.

Regions Financial (RF) informó una transacción interna de rutina en un Form 4. El 15/10/2025, un director compró 1.263,1366 acciones de acciones fantasma (Código de Transacción A(2)) a un precio de $24,74 por unidad bajo el programa de compensación de directores de la empresa.

Después de la transacción, el director poseía de forma beneficiosa 19.483,8325 derivados. El informe señala que el director eligió recibir acciones fantasma en lugar de honorarios en efectivo, devengados trimestralmente en retrospectiva bajo el Plan de Inversión Diferido de Directores. Cada acción fantasma representa el derecho al valor en efectivo de una acción ordinaria y es pagadera en efectivo en un pago único o en hasta 10 cuotas anuales después de que termine el mandato del director. El total incluye dividendos en efectivo trimestrales considerados reinvertidos en acciones fantasma.

Regions Financial (RF) 은 Form 4에 따른 일상적인 내부자 거래를 보고했습니다. 2025년 10월 15일, 한 이사가 팬텀 주식 1.263,1366 주A(2) 거래 코드로 매입했고 단위당 가격은 $24.74였습니다. 이는 회사의 이사 보상 프로그램에 따른 것입니다.

거래 후 이사는 유리하게 19.483,8325 파생증권을 소유하게 되었습니다. 제출서는 이사가 현금 보수 대신 팬텀 주식을 받기로 선택했으며, 이 것은 이사 보유 투자 계획에 따라 분기별로 소급하여 누적된 현금 수수료를 대체합니다. 각 팬텀 주식은 보통주 현금가에 대한 권리를 나타내며, 이사 임기가 종료된 후 현금으로 일시불 또는 최대 10회 연간 할부로 지급될 수 있습니다. 총액에는 팬텀 주식으로 재투자된 것으로 간주되는 분기별 현금 배당이 포함됩니다.

Regions Financial (RF) a déclaré une transaction interne de routine sur un Form 4. Le 15/10/2025, un administrateur a acquis 1 263,1366 actions fantômes (Code de transaction A(2)) à un prix de 24,74 USD par unité dans le cadre du programme de compensation des administrateurs de l’entreprise.

Suite à la transaction, l’administrateur détenait avantageusement 19 483,8325 dérivés. Le dépôt note que l’administrateur a choisi de recevoir des actions fantômes au lieu de frais en espèces, accumulés trimestriellement par le Plan d’investissement différé des administrateurs. Chaque action fantôme représente le droit à la valeur en espèces d’une action ordinaire et est payable en espèces en une somme forfaitaire ou jusqu’à 10 versements annuels après la fin du mandat de l’administrateur. Le total inclut des dividendes en espèces trimestriels réputés réinvestis dans des actions fantômes.

Regions Financial (RF) meldete eine routinemäßige Insider-Transaktion auf einem Form 4. Am 15.10.2025 erwarb ein Direktor 1.263,1366 Phantomaktien (Transaktionscode A(2)) zu einem Preis von 24,74 USD pro Einheit im Rahmen des Directors Compensation Program.

Nach der Transaktion befand sich der Direktor vorteilhaft im Besitz von 19.483,8325 Derivaten. Der Bericht vermerkt, dass der Direktor beschlossen hat, Phantomaktien statt Bargeldhonorare zu erhalten, die vierteljährlich nach dem Directors’ Deferred Investment Plan nachgereicht wurden. Jede Phantomaktie entspricht dem Anspruch auf den Barwert einer Stammaktie und ist nach Beendigung der Direktorentätigkeit bar in einer Einmalzahlung oder in bis zu 10 jährlichen Raten zahlbar. Die Summe schließt vierteljährliche Bar-Dividenden ein, die als Reinvestition in Phantomaktien angesehen werden.

Regions Financial (RF) أبلغت عن صفقة داخلية روتينية في نموذج 4. في 15/10/2025، اشترى مدير 1,263,1366 سهمًا فانتوم (رمز المعاملة A(2)) بسعر 24.74 دولارًا للوحدة ضمن برنامج تعويض المدراء بالشركة.

بعد الصفقة، امتلك المدير بشكل مستحق 19,483,8325 أدوات مشتقة. ي notes أن المدير اختار تلقي أسهم فانتوم بدلاً من الرسوم النقدية، والتي تُكتسب ربع السنويًا وفقًا لخطة الاستثمار المؤجل للمديرين. تمثل كل سهماً فانتوم الحق في قيمة نقدية لسهم عادي ويُدفع نقدًا بمبلغ مقطوع أو حتى 10 أقساط سنوية بعد انتهاء خدمة المدير. الإجمالي يشمل توزيعات نقدية ربع سنوية تعتبر مُعاد استثمارها في الأسهم الفانتوم.

Regions Financial (RF) 在 Form 4 上报告了一笔例行的内部交易。于 2025/10/15,一位董事在公司董事报酬计划下以每单位 $24.74 的价格购买了 1,263.1366 股幻影股票(交易代码 A(2))。

交易后,该董事名下实际拥有 19,483.8325 股衍生证券。申报文件指出,该董事选择以幻影股票代替现金费,该现金以季度方式按董事延期投资计划滚存。每股幻影股票代表普通股现金价值的权利,股权结束后可以一次性现金支付,或最多分十年分期支付。总额包括被视为重新投资在幻影股票中的季度现金股息。

Positive
  • None.
Negative
  • None.

Regions Financial (RF) ha riportato una transazione interna ordinaria via Form 4. Il 15/10/2025, un direttore ha acquistato 1.263,1366 azioni di azioni fantasma (Codice di Transazione A(2)) al prezzo di 24,74 USD per unità nell’ambito del programma di compensazione per i direttori.

A seguito della transazione, il direttore detiene in modo vantaggioso 19.483,8325 strumenti derivati. Il documento segnala che il direttore ha scelto di ricevere azioni fantasma in luogo di compensi in contanti, maturati trimestralmente in arretrato secondo il Directors’ Deferred Investment Plan. Ogni azione fantasma rappresenta il diritto al valore in contanti di una azione ordinaria ed è pagabile in contanti in un’unica soluzione o in fino a 10 rate annuali dopo la fine della nomina del direttore. Il totale include dividendi in contanti trimestrali considerati reinvestiti in azioni fantasma.

Regions Financial (RF) informó una transacción interna de rutina en un Form 4. El 15/10/2025, un director compró 1.263,1366 acciones de acciones fantasma (Código de Transacción A(2)) a un precio de $24,74 por unidad bajo el programa de compensación de directores de la empresa.

Después de la transacción, el director poseía de forma beneficiosa 19.483,8325 derivados. El informe señala que el director eligió recibir acciones fantasma en lugar de honorarios en efectivo, devengados trimestralmente en retrospectiva bajo el Plan de Inversión Diferido de Directores. Cada acción fantasma representa el derecho al valor en efectivo de una acción ordinaria y es pagadera en efectivo en un pago único o en hasta 10 cuotas anuales después de que termine el mandato del director. El total incluye dividendos en efectivo trimestrales considerados reinvertidos en acciones fantasma.

Regions Financial (RF) 은 Form 4에 따른 일상적인 내부자 거래를 보고했습니다. 2025년 10월 15일, 한 이사가 팬텀 주식 1.263,1366 주A(2) 거래 코드로 매입했고 단위당 가격은 $24.74였습니다. 이는 회사의 이사 보상 프로그램에 따른 것입니다.

거래 후 이사는 유리하게 19.483,8325 파생증권을 소유하게 되었습니다. 제출서는 이사가 현금 보수 대신 팬텀 주식을 받기로 선택했으며, 이 것은 이사 보유 투자 계획에 따라 분기별로 소급하여 누적된 현금 수수료를 대체합니다. 각 팬텀 주식은 보통주 현금가에 대한 권리를 나타내며, 이사 임기가 종료된 후 현금으로 일시불 또는 최대 10회 연간 할부로 지급될 수 있습니다. 총액에는 팬텀 주식으로 재투자된 것으로 간주되는 분기별 현금 배당이 포함됩니다.

Regions Financial (RF) a déclaré une transaction interne de routine sur un Form 4. Le 15/10/2025, un administrateur a acquis 1 263,1366 actions fantômes (Code de transaction A(2)) à un prix de 24,74 USD par unité dans le cadre du programme de compensation des administrateurs de l’entreprise.

Suite à la transaction, l’administrateur détenait avantageusement 19 483,8325 dérivés. Le dépôt note que l’administrateur a choisi de recevoir des actions fantômes au lieu de frais en espèces, accumulés trimestriellement par le Plan d’investissement différé des administrateurs. Chaque action fantôme représente le droit à la valeur en espèces d’une action ordinaire et est payable en espèces en une somme forfaitaire ou jusqu’à 10 versements annuels après la fin du mandat de l’administrateur. Le total inclut des dividendes en espèces trimestriels réputés réinvestis dans des actions fantômes.

Regions Financial (RF) meldete eine routinemäßige Insider-Transaktion auf einem Form 4. Am 15.10.2025 erwarb ein Direktor 1.263,1366 Phantomaktien (Transaktionscode A(2)) zu einem Preis von 24,74 USD pro Einheit im Rahmen des Directors Compensation Program.

Nach der Transaktion befand sich der Direktor vorteilhaft im Besitz von 19.483,8325 Derivaten. Der Bericht vermerkt, dass der Direktor beschlossen hat, Phantomaktien statt Bargeldhonorare zu erhalten, die vierteljährlich nach dem Directors’ Deferred Investment Plan nachgereicht wurden. Jede Phantomaktie entspricht dem Anspruch auf den Barwert einer Stammaktie und ist nach Beendigung der Direktorentätigkeit bar in einer Einmalzahlung oder in bis zu 10 jährlichen Raten zahlbar. Die Summe schließt vierteljährliche Bar-Dividenden ein, die als Reinvestition in Phantomaktien angesehen werden.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Crosswhite Mark A.

(Last) (First) (Middle)
P. O. BOX 10247

(Street)
BIRMINGHAM AL 35202-0247

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
REGIONS FINANCIAL CORP [ RF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
10/15/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Phantom Stock (1) 10/15/2025 A(2) 1,263.1366 (3) (3) Common Stock 1,263.1366 $24.74 19,483.8325(4) D
Explanation of Responses:
1. Each share of phantom stock represents the right to the cash value of one share of Regions' common stock.
2. The reporting person has elected to receive shares of phantom stock in lieu of cash compensation payable pursuant to Regions' Director Compensation Program. The shares of phantom stock are accrued under Regions' Directors' Deferred Investment Plan on the date such fees would otherwise be payable (i.e., quarterly, in arrears).
3. Shares of phantom stock are payable in cash in a lump sum or up to 10 annual installments, at the election of the reporting person, within 30 days after the close of the plan year in which the reporting person terminates service as a director.
4. Includes quarterly cash dividends that have been deemed reinvested in phantom stock.
/s/ Elizabeth H. Townsend - Attorney-in-Fact 10/17/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did Regions Financial (RF) disclose in this Form 4?

A director acquired 1,263.1366 shares of phantom stock on 10/15/2025 at $24.74 per unit under the Director Compensation Program.

How many derivative securities does the RF director now beneficially own?

The director beneficially owns 19,483.8325 derivative securities following the reported transaction.

What is phantom stock at Regions Financial (RF)?

Each phantom share represents the right to the cash value of one share of RF common stock.

Why did the RF director receive phantom stock instead of cash?

The director elected to receive phantom stock in lieu of cash fees, accrued quarterly, in arrears, under the Directors’ Deferred Investment Plan.

When are RF phantom stock units paid out?

They are payable in cash in a lump sum or up to 10 annual installments after the director’s service ends, within 30 days after the close of that plan year.

Do RF phantom stock units receive dividends?

Yes. The total includes quarterly cash dividends deemed reinvested in phantom stock.
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