Regions Financial (NYSE: RF) director receives phantom stock award
Rhea-AI Filing Summary
Regions Financial Corp director Ruth Ann Marshall reported an acquisition of 1707.4333 shares of Phantom Stock on 2026-07-15. Each phantom share represents the right to the cash value of one share of Regions common stock and was credited at $31.4800 per share as deferred director compensation under Regions' Director Compensation Program. These units are accrued quarterly under the Directors' Deferred Investment Plan and are payable in cash, in a lump sum or up to 10 annual installments, after she terminates service as a director. Following this grant, her deferred phantom stock balance totals 174233.2439 shares, including dividends deemed reinvested as phantom stock.
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Insider Trade Summary
1 transaction reported
Mixed
1 txn
Insider
MARSHALL RUTH ANN
Role
Director
| Type | Security | Shares | Price | Value |
|---|---|---|---|---|
| Grant/Award | Phantom Stock F1, F2, F3, F4 | 1,707.4333 | $31.48 | $54K |
Holdings After Transaction:
Phantom Stock — 174,233.2439 shares (Direct)
Footnotes (4)
- F1. Each share of phantom stock represents the right to the cash value of one share of Regions' common stock.
- F2. The reporting person has elected to receive shares of phantom stock in lieu of cash compensation payable pursuant to Regions' Director Compensation Program. The shares of phantom stock are accrued under Regions' Directors' Deferred Investment Plan on the date such fees would otherwise be payable (i.e., quarterly, in arrears).
- F3. Shares of phantom stock are payable in cash in a lump sum or up to 10 annual installments, at the election of the reporting person, within 30 days after the close of the plan year in which the reporting person terminates service as a director.
- F4. Includes quarterly cash dividends that have been deemed reinvested in phantom stock.
Key Figures
Phantom Stock granted: 1707.4333 shares
Grant reference price: $31.4800 per share
Phantom Stock holdings after grant: 174233.2439 shares
+3 more
6 metrics
Phantom Stock granted
1707.4333 shares
Grant of Phantom Stock on 2026-07-15 as deferred director compensation
Grant reference price
$31.4800 per share
Value used to credit Phantom Stock units on grant date
Phantom Stock holdings after grant
174233.2439 shares
Total Phantom Stock balance following the reported acquisition
Underlying common stock equivalence
1 share per phantom unit
Each Phantom Stock share equals cash value of one Regions common share
Installment limit
10 annual installments
Maximum number of annual cash installments for Phantom Stock payout
Payout timing window
30 days
Payout begins within 30 days after close of plan year of service termination
Key Terms
Phantom Stock, Directors' Deferred Investment Plan, Director Compensation Program, deemed reinvested
4 terms
Phantom Stock financial
"Each share of phantom stock represents the right to the cash value"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
Directors' Deferred Investment Plan financial
"accrued under Regions' Directors' Deferred Investment Plan on the date"
Director Compensation Program financial
"cash compensation payable pursuant to Regions' Director Compensation Program"
deemed reinvested financial
"Includes quarterly cash dividends that have been deemed reinvested in phantom stock"
AI-generated analysis. How Rhea-AI works. Not financial advice.
FAQ
What insider transaction did Ruth Ann Marshall report at Regions Financial (RF)?
Ruth Ann Marshall reported an acquisition of 1707.4333 shares of Phantom Stock on 2026-07-15. The units were credited at $31.4800 per share as deferred director compensation under Regions Financial's Director Compensation Program.
What is Phantom Stock in the context of Regions Financial (RF)?
Each share of Phantom Stock represents the right to the cash value of one share of Regions Financial common stock. It is a cash-settled, deferred compensation vehicle rather than actual common shares issued to the director.
How does the Directors' Deferred Investment Plan work at Regions Financial (RF)?
Under the Directors' Deferred Investment Plan, Marshall elected to receive phantom stock instead of cash fees. Units are accrued on the dates fees would be payable, quarterly, in arrears, providing deferred, stock-linked cash compensation.
When will Ruth Ann Marshall receive cash for her Regions Financial (RF) Phantom Stock?
Phantom Stock is payable in cash in a lump sum or up to 10 annual installments. Payment occurs within 30 days after the close of the plan year in which she terminates service as a director, based on plan terms.
How many Phantom Stock units does Ruth Ann Marshall hold at Regions Financial (RF) after this grant?
After this transaction, Marshall holds 174233.2439 shares of Phantom Stock. This total includes quarterly cash dividends that have been deemed reinvested in additional phantom stock units under the deferred compensation plan.
How are dividends treated on Regions Financial (RF) Phantom Stock held by directors?
Quarterly cash dividends on the reference common stock are deemed reinvested in Phantom Stock. This means Marshall's phantom balance, now 174233.2439 shares, already reflects additional units credited from those reinvested dividends.