[Form 3] REINSURANCE GROUP OF AMERICA INC Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Reinsurance Group of America, Inc. disclosed the initial beneficial ownership of its EVP & Chief Strategy Officer on a Form 3. The officer directly holds 1,764 shares of RGA common stock. In addition, the filing lists several equity-based awards, including restricted share units and stock appreciation rights that settle in common stock.

The restricted share units generally vest in 33 1/3% increments over three years, with full vesting dates on December 31, 2025, December 31, 2026, and December 31, 2027, depending on grant year. Multiple stock appreciation rights grants are shown with exercise prices ranging from $106.53 to $193 per share and expiration dates running from March 6, 2030 through March 6, 2035. All reported holdings are listed as directly owned by the officer.

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Cockrill Laura

(Last) (First) (Middle)

16600 SWINGLEY RIDGE RD.

(Street)

CHESTERFIELD MO 63017

(City) (State) (Zip)

2. Date of Event Requiring Statement (Month/Day/Year)
12/01/2025

3. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Strategy Officer

5. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	1,764	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Share Unit - March 2025	12/31/2027	(1)	Common Stock	337	(2)	D
Stock Appreciation Right (right to purchase) 2025	(1)	03/06/2035	Common Stock	920	$193	D
Restricted Share Unit - March 2024	12/31/2026	(3)	Common Stock	178	(2)	D
Stock Appreciation Right (right to purchase) 2024	(3)	03/15/2034	Common Stock	724	$185.28	D
Restricted Share Unit - March 2023	12/31/2025	(4)	Common Stock	231	(2)	D
Stock Appreciation Right (right to purchase) 2023	(5)	03/09/2033	Common Stock	678	$138.34	D
Stock Appreciation Right (right to purchase) 2022	(5)	03/22/2032	Common Stock	945	$106.53	D
Stock Appreciation Right (right to purchase) 2021	(5)	03/11/2031	Common Stock	495	$129.01	D
Stock Appreciation Right (right to purchase) 2020	(5)	03/06/2030	Common Stock	1,147	$117.85	D

Explanation of Responses:

1. Restricted share units and stock appreciation rights settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.

2. Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.

3. Restricted share units and stock appreciation rights settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.

4. Restricted share units fully vest on December 31, 2025.

5. Stock Appreciation Rights settle in Common Stock and vest in four equal annual installments of 25%, on December 31, after grant date.

Remarks:

Exhibit List - Exhibit 24 - Power of Attorney for Laura Cockrill

	/s/ My Chi To, by Power of Attorney	12/10/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.