What is Reinsurance Grp's earnings per share (EPS)?

Reinsurance Grp (RGA) reported diluted earnings per share of $17.69 for fiscal year 2025. This represents a 64.9% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Reinsurance Grp Financials

RGA

Trailing 12 months to June 30, 2026

Revenue $26.0B +19.4% YoY

Net Income $1.5B +95.6% YoY

EPS (Diluted) $22.77 +97.7% YoY

Free Cash Flow Not reported for the trailing 12 months

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Reinsurance Grp (RGA) reported $26.0B in revenue over the twelve months to Jun 30, 2026, up 19.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI RGA FY2025 2026-08-29

RGA’s dominant mechanic is balance-sheet expansion: liabilities scale with assets while profitability remains modest relative to capital deployed.

Assets expanded from $97.6B to $156.6B between FY2023 and FY2025, yet return on assets remained broadly unchanged, indicating that added capital has not produced a higher return rate. Liabilities rose alongside assets while debt-to-equity eased from 0.5x to 0.4x, indicating the expansion was not simply a shift toward more debt relative to equity.

Net income rose from $717M in FY2024 to $1.18B in FY2025, showing a rebound after the prior year’s weaker earnings. That recovery restored net margin to 5.0%, but the multi-year pattern remains uneven rather than a smooth improvement.

FY2024 operating cash flow reached $9.37B, far above that year’s net income. In FY2025, those figures narrowed to $4.09B and $1.18B; the separate large investing outflow means cash generation does not equal cash retained.

Financial Health Signals

Financial Health Score 23/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Reinsurance Grp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Premium Growth

Not available for Reinsurance Grp, and counted as zero in the overall score.

Capital

Investment Yield

Not available for Reinsurance Grp, and counted as zero in the overall score.

Combined Ratio

Stability

Piotroski F-Score Partial

6/7

Reinsurance Grp passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

3.46x

For every $1 of reported earnings, Reinsurance Grp generates $3.46 in operating cash flow ($4.1B OCF vs $1.2B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$23.7B

YoY+7.2%

5Y CAGR+10.2%

10Y CAGR+8.6%

Reinsurance Grp generated $23.7B in revenue in fiscal year 2025. This represents an increase of 7.2% from the prior year.

Net Income

$1.2B

YoY+64.9%

5Y CAGR+23.3%

10Y CAGR+8.9%

Reinsurance Grp reported $1.2B in net income in fiscal year 2025. This represents an increase of 64.9% from the prior year.

EPS (Diluted)

$17.69

YoY+64.9%

Reinsurance Grp earned $17.69 per diluted share (EPS) in fiscal year 2025. This represents an increase of 64.9% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Cash & Debt

$4.2B

YoY+25.3%

5Y CAGR+7.2%

10Y CAGR+10.6%

Reinsurance Grp held $4.2B in cash against $5.7B in long-term debt as of fiscal year 2025.

Dividends Per Share

$3.64

YoY+4.6%

Reinsurance Grp paid $3.64 per share in dividends in fiscal year 2025. This represents an increase of 4.6% from the prior year.

Shares Outstanding

66M

YoY-0.7%

Reinsurance Grp had 66M shares outstanding in fiscal year 2025. This represents a decrease of 0.7% from the prior year.

Free Cash Flow

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

5.0%

YoY+1.8pp

5Y CAGR+2.1pp

10Y CAGR+0.2pp

Reinsurance Grp's net profit margin was 5.0% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.8 percentage points from the prior year.

Return on Equity

8.8%

YoY+2.2pp

5Y CAGR+5.9pp

10Y CAGR+0.6pp

Reinsurance Grp's ROE was 8.8% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.2 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$174.0M

YoY+544.4%

5Y CAGR+1.3%

10Y CAGR-7.6%

Reinsurance Grp spent $174.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 544.4% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Capital Expenditures

Not reported for fiscal year 2025.

RGA Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

RGA quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$26.0B	$23.7B+7.2%	$22.1B+19.1%	$18.6B+14.4%	$16.2B-2.6%	$16.7B+14.2%	$14.6B+2.1%	$14.3B+11.1%	$12.9B+2.9%	$12.5B+8.6%	$11.5B+10.6%	$10.4B-4.5%	$10.9B+5.7%	$10.3B+4.9%	$9.8B+11.5%	$8.8B
Interest Expense	N/A	$366.0M+20.4%	$304.0M+18.3%	$257.0M+34.6%	$191.0M+37.4%	$139.0M-18.2%	$170.0M-1.7%	$173.0M+17.7%	$147.0M+0.7%	$146.0M+6.1%	$137.6M-3.7%	$142.9M+47.7%	$96.7M-22.2%	$124.3M+18.0%	$105.3M+2.6%	$102.6M
Income Tax	N/A	$351.0M+37.1%	$256.0M+2.0%	$251.0M+27.4%	$197.0M-8.4%	$215.0M+55.8%	$138.0M-47.3%	$262.0M+101.5%	$130.0M+119.1%	-$679.0M-298.2%	$342.5M+41.2%	$242.6M-25.2%	$324.5M+49.9%	$216.4M-24.7%	$287.3M+32.1%	$217.5M
Net Income	$1.5B	$1.2B+64.9%	$717.0M-20.5%	$902.0M+44.8%	$623.0M+1.0%	$617.0M+48.7%	$415.0M-52.3%	$870.0M+21.5%	$716.0M-60.7%	$1.8B+159.8%	$701.4M+39.7%	$502.2M-26.6%	$684.0M+63.3%	$418.8M-33.7%	$631.9M+15.7%	$546.0M
EPS (Diluted)	$22.77	$17.69+64.9%	$10.73-20.2%	$13.44+75.9%	$7.64	$17.13	$6.31-53.7%	$13.62+23.8%	$11.00-60.3%	$27.71+156.8%	$10.79+44.6%	$7.46-23.7%	$9.78+69.2%	$5.78-32.2%	$8.52+15.6%	$7.37

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$6.6B+2.2%	$6.5B-2.1%	$6.6B+6.9%	$6.2B+10.8%	$5.6B+6.4%	$5.3B+0.4%	$5.2B-7.3%	$5.7B
Interest Expense	$101.0M+2.0%	$99.0M	N/A	$98.0M+8.9%	$90.0M+12.5%	$80.0M	N/A	$78.0M
Income Tax	$141.0M+28.2%	$110.0M	N/A	$65.0M-59.4%	$160.0M+97.5%	$81.0M	N/A	$56.0M
Net Income	$462.0M+40.0%	$330.0M-29.0%	$465.0M+83.8%	$253.0M+40.6%	$180.0M-37.1%	$286.0M+90.7%	$150.0M-3.8%	$156.0M
EPS (Diluted)	$7.01+40.8%	$4.98-28.6%	$6.97+82.9%	$3.81+41.1%	$2.70-36.8%	$4.27+92.3%	$2.22-4.7%	$2.33

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income.

RGA Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

RGA quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$156.6B+31.9%	$118.7B+21.6%	$97.6B+15.0%	$84.9B-8.6%	$92.9B+9.8%	$84.7B+10.3%	$76.7B+18.9%	$64.5B+6.6%	$60.5B+14.0%	$53.1B+5.4%	$50.4B+12.8%	$44.7B+12.6%	$39.7B-1.7%	$40.4B+27.6%	$31.6B
Cash & Equivalents	$4.2B+25.3%	$3.3B+12.0%	$3.0B+1.5%	$2.9B0.0%	$2.9B-0.7%	$2.9B-13.5%	$3.4B+135.2%	$1.4B+11.1%	$1.3B+8.6%	$1.2B-21.3%	$1.5B-7.3%	$1.6B+78.2%	$923.6M-26.7%	$1.3B+30.8%	$962.9M
Goodwill	N/A	N/A	N/A	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M0.0%	$7.0M
Total Liabilities	$143.0B+32.7%	$107.8B+21.8%	$88.5B+13.8%	$77.7B-1.8%	$79.2B+12.6%	$70.3B+7.9%	$65.1B+16.1%	$56.1B+10.1%	$50.9B+10.7%	$46.0B+4.0%	$44.2B+17.6%	$37.6B+11.5%	$33.7B+0.9%	$33.5B+29.6%	$25.8B
Long-Term Debt	$5.7B+13.2%	$5.0B+13.9%	$4.4B+11.8%	$4.0B+8.0%	$3.7B+2.6%	$3.6B+19.9%	$3.0B+6.9%	$2.8B0.0%	$2.8B-9.7%	$3.1B+34.4%	$2.3B0.0%	$2.3B+3.8%	$2.2B+22.0%	$1.8B+28.3%	$1.4B
Total Equity	$13.5B+24.5%	$10.8B+19.1%	$9.1B+28.2%	$7.1B-13.4%	$8.2B-43.0%	$14.4B+23.7%	$11.6B+37.3%	$8.4B-11.7%	$9.6B+34.9%	$7.1B+15.6%	$6.1B-12.6%	$7.0B+18.3%	$5.9B-14.1%	$6.9B+18.8%	$5.8B
Retained Earnings	$10.2B+9.7%	$9.3B+5.1%	$8.8B+7.8%	$8.2B-4.6%	$8.6B+5.1%	$8.1B+2.5%	$8.0B+9.2%	$7.3B+8.1%	$6.7B+29.6%	$5.2B+12.5%	$4.6B+9.0%	$4.2B+15.8%	$3.7B+9.0%	$3.4B+19.1%	$2.8B

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$167.1B+1.9%	$164.1B+4.8%	$156.6B+3.0%	$152.0B+13.9%	$133.5B+4.1%	$128.2B+8.0%	$118.7B-1.3%	$120.3B
Cash & Equivalents	$5.3B+5.9%	$5.0B+19.8%	$4.2B-9.9%	$4.6B-14.6%	$5.4B+5.1%	$5.2B+54.9%	$3.3B-36.0%	$5.2B
Total Liabilities	$153.3B+1.8%	$150.7B+5.3%	$143.0B+3.0%	$138.9B+14.5%	$121.3B+4.0%	$116.7B+8.3%	$107.8B-1.2%	$109.0B
Long-Term Debt	$5.7B-6.5%	$6.1B+6.9%	$5.7B-0.4%	$5.7B0.0%	$5.7B0.0%	$5.7B+13.7%	$5.0B-0.5%	$5.1B
Total Equity	$13.7B+3.0%	$13.3B-1.2%	$13.5B+3.7%	$13.0B+7.7%	$12.1B+5.7%	$11.4B+5.4%	$10.8B-2.8%	$11.1B
Retained Earnings	$10.8B+3.8%	$10.4B+2.2%	$10.2B+4.0%	$9.8B+2.0%	$9.6B+1.3%	$9.4B+2.0%	$9.3B+1.0%	$9.2B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities.

RGA Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

RGA quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$3.0B	$4.1B-56.3%	$9.4B+131.7%	$4.0B+201.1%	$1.3B-67.9%	$4.2B+25.9%	$3.3B+44.0%	$2.3B+45.9%	$1.6B-20.2%	$2.0B+35.2%	$1.5B-29.8%	$2.1B-10.6%	$2.3B+35.3%	$1.7B-12.5%	$2.0B+50.8%	$1.3B
Capital Expenditures	N/A	N/A	N/A	N/A	$25.0M+31.6%	$19.0M-32.1%	$28.0M-17.6%	$34.0M+17.2%	$29.0M-34.1%	$44.0M-1.4%	$44.6M+89.5%	$23.6M-73.3%	$88.4M	$0	$0	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	$1.3B-68.3%	$4.2B+26.4%	$3.3B+44.9%	$2.3B+46.5%	$1.6B-19.9%	$1.9B+36.4%	$1.4B-31.2%	$2.1B-8.1%	$2.2B+30.1%	$1.7B-12.5%	$2.0B	N/A
Investing Cash Flow	-$14.9B	-$12.1B+3.6%	-$12.5B-208.5%	-$4.1B+28.5%	-$5.7B-22.9%	-$4.6B-72.7%	-$2.7B-1.6%	-$2.6B-314.1%	-$637.0M+60.4%	-$1.6B+43.1%	-$2.8B-97.4%	-$1.4B-9.2%	-$1.3B+1.8%	-$1.3B+32.2%	-$2.0B-117.3%	-$905.8M
Financing Cash Flow	$9.6B	$8.8B+140.3%	$3.7B+4593.6%	$78.0M-98.2%	$4.4B+22080.0%	$20.0M-98.4%	$1.3B+1136.4%	-$121.0M+62.4%	-$322.0M+0.6%	-$324.0M-130.7%	$1.1B+249.0%	-$708.3M-177.2%	-$255.6M+62.5%	-$681.2M-341.6%	$281.9M+176.4%	$102.0M
Dividends Paid	$244.0M	$240.0M+4.8%	$229.0M+4.6%	$219.0M+6.8%	$205.0M+5.7%	$194.0M+6.6%	$182.0M+11.7%	$163.0M+16.4%	$140.0M+19.7%	$117.0M+16.6%	$100.4M+7.5%	$93.4M+7.0%	$87.3M+12.4%	$77.6M+25.3%	$61.9M+40.1%	$44.2M
Share Buybacks	$282.0M	$174.0M+544.4%	$27.0M-88.1%	$227.0M+180.2%	$81.0M-18.2%	$99.0M-39.3%	$163.0M+61.4%	$101.0M-66.3%	$300.0M+581.8%	$44.0M-64.2%	$122.9M-68.0%	$384.5M+90.8%	$201.5M-25.1%	$269.2M+3788.0%	$6.9M-98.2%	$380.3M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	-$484.0M+83.2%	-$2.9B-139.2%	$7.3B+840.4%	-$990.0M-20.7%	-$820.0M+42.6%	-$1.4B-108.3%	$17.1B+1706.4%	-$1.1B
Investing Cash Flow	-$1.9B+47.4%	-$3.7B-13.1%	-$3.3B+45.1%	-$6.0B-405.7%	-$1.2B+30.6%	-$1.7B+59.3%	-$4.2B-244.8%	-$1.2B
Financing Cash Flow	$1.8B+6.4%	$1.7B-16.1%	$2.0B-52.8%	$4.2B+678.9%	$540.0M-73.9%	$2.1B+159.3%	$797.0M+24.7%	$639.0M
Dividends Paid	$61.0M0.0%	$61.0M0.0%	$61.0M0.0%	$61.0M+3.4%	$59.0M0.0%	$59.0M+1.7%	$58.0M-1.7%	$59.0M
Share Buybacks	$52.0M-44.7%	$94.0M+54.1%	$61.0M-18.7%	$75.0M	$0-100.0%	$38.0M+3700.0%	$1.0M-85.7%	$7.0M

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

RGA Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

RGA quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	5.0%+1.8pp	3.2%-1.6pp	4.9%+1.0pp	3.8%+0.1pp	3.7%+0.9pp	2.8%-3.2pp	6.1%+0.5pp	5.6%-9.0pp	14.6%+8.5pp	6.1%+1.3pp	4.8%-1.5pp	6.3%+2.2pp	4.1%-2.4pp	6.4%+0.2pp	6.2%
Return on Equity	8.8%+2.2pp	6.6%-3.3pp	9.9%+1.1pp	8.8%+1.3pp	7.5%+4.7pp	2.9%-4.6pp	7.5%-1.0pp	8.5%-10.6pp	19.0%+9.2pp	9.9%+1.7pp	8.2%-1.6pp	9.7%+2.7pp	7.1%-2.1pp	9.1%-0.2pp	9.4%
Return on Assets	0.8%+0.1pp	0.6%-0.3pp	0.9%+0.2pp	0.7%+0.1pp	0.7%+0.2pp	0.5%-0.6pp	1.1%0.0pp	1.1%-1.9pp	3.0%+1.7pp	1.3%+0.3pp	1.0%-0.5pp	1.5%+0.5pp	1.1%-0.5pp	1.6%-0.2pp	1.7%
Debt-to-Equity	0.420.0x	0.470.0x	0.49-0.1x	0.56+0.1x	0.45+0.2x	0.250.0x	0.26-0.1x	0.330.0x	0.29-0.1x	0.44+0.1x	0.370.0x	0.330.0x	0.37+0.1x	0.260.0x	0.24
FCF Margin	N/A	N/A	N/A	8.1%-16.9pp	25.0%+2.4pp	22.6%+6.7pp	15.9%+3.9pp	12.0%-3.4pp	15.5%+3.1pp	12.3%-7.5pp	19.8%-0.8pp	20.6%+3.9pp	16.7%-3.3pp	20.1%	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	7.0%+1.9pp	5.1%-1.9pp	7.0%+2.9pp	4.1%+0.9pp	3.2%-2.2pp	5.4%+2.6pp	2.9%+0.1pp	2.8%
Return on Equity	3.4%+0.9pp	2.5%-1.0pp	3.5%+1.5pp	1.9%+0.5pp	1.5%-1.0pp	2.5%+1.1pp	1.4%0.0pp	1.4%
Return on Assets	0.3%+0.1pp	0.2%-0.1pp	0.3%+0.1pp	0.2%0.0pp	0.1%-0.1pp	0.2%+0.1pp	0.1%0.0pp	0.1%
Debt-to-Equity	0.420.0x	0.460.0x	0.420.0x	0.440.0x	0.480.0x	0.500.0x	0.470.0x	0.46

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

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Where Reinsurance Grp Ranks

Frequently Asked Questions

What is Reinsurance Grp's annual revenue?

Reinsurance Grp (RGA) reported $23.7B in total revenue for fiscal year 2025. This represents a 7.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Reinsurance Grp's revenue growing?

Reinsurance Grp (RGA) revenue grew by 7.2% year-over-year, from $22.1B to $23.7B in fiscal year 2025.

Is Reinsurance Grp profitable?

Yes, Reinsurance Grp (RGA) reported a net income of $1.2B in fiscal year 2025, with a net profit margin of 5.0%.

How much debt does Reinsurance Grp have?

As of fiscal year 2025, Reinsurance Grp (RGA) had $4.2B in cash and equivalents against $5.7B in long-term debt.

What is Reinsurance Grp's net profit margin?

Reinsurance Grp (RGA) had a net profit margin of 5.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Reinsurance Grp pay dividends?

Yes, Reinsurance Grp (RGA) paid $3.64 per share in dividends during fiscal year 2025.

What is Reinsurance Grp's return on equity (ROE)?

Reinsurance Grp (RGA) has a return on equity of 8.8% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Reinsurance Grp's operating cash flow?

Reinsurance Grp (RGA) generated $4.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Reinsurance Grp's total assets?

Reinsurance Grp (RGA) had $156.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Reinsurance Grp buy back shares?

Yes, Reinsurance Grp (RGA) spent $174.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Reinsurance Grp have outstanding?

Reinsurance Grp (RGA) had 66M shares outstanding as of fiscal year 2025.

What is Reinsurance Grp's debt-to-equity ratio?

Reinsurance Grp (RGA) had a debt-to-equity ratio of 0.42 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Reinsurance Grp's return on assets (ROA)?

Reinsurance Grp (RGA) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Reinsurance Grp's Piotroski F-Score?

Reinsurance Grp (RGA) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Reinsurance Grp's earnings high quality?

Reinsurance Grp (RGA) has an earnings quality ratio of 3.46x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Reinsurance Grp?

Reinsurance Grp (RGA) scores 23 out of 100 on our Financial Health Score, indicating weak standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.