What is Assurant's earnings per share (EPS)?

Assurant (AIZ) reported diluted earnings per share of $16.93 for fiscal year 2025. This represents a 17.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Assurant Financials

AIZ

Trailing 12 months to June 30, 2026

Revenue $13.5B +9.4% YoY

Net Income $1.1B +48.3% YoY

EPS (Diluted) $20.91 +51.5% YoY

Free Cash Flow $1.7B +70.9% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Assurant (AIZ) reported $13.5B in revenue over the twelve months to Jun 30, 2026, up 9.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AIZ FY2025 2026-08-29

Assurant’s dominant mechanic is cash generation outpacing reported earnings while high balance-sheet leverage remains structural.

In FY2025, operating cash flow of $1.83B was roughly 2.1x net income of $873M, while free cash flow reached $1.60B after $236M of capital spending; the gap indicates accounting profit is not the main constraint on cash production. The simultaneous rise in return on assets from 2.2% to 2.4% and decline in debt-to-equity from 5.9x to 5.2x indicates improved earnings relative to assets accompanied by modest balance-sheet strengthening.

Earnings conversion improved across the cycle: net margin climbed from 2.7% in FY2022 to 6.8% in FY2025. With FY2025 revenue at $12.8B, profit growth outpaced the top line, indicating better earnings conversion rather than simple scale.

Capital allocation is influencing per-share results: the company returned $472M through buybacks and dividends in FY2025 while shares outstanding fell to 49.7M. Total equity also rose to $5.87B, helping debt-to-equity decline to 5.2x.

Financial Health Signals

Financial Health Score 36/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Assurant's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Premium Growth

Not available for Assurant, and counted as zero in the overall score.

Capital

Investment Yield

Not available for Assurant, and counted as zero in the overall score.

Combined Ratio

Stability

Piotroski F-Score Partial

6/6

Assurant passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

2.10x

For every $1 of reported earnings, Assurant generates $2.10 in operating cash flow ($1.8B OCF vs $872.7M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$12.8B

YoY+7.9%

5Y CAGR+6.0%

10Y CAGR+2.2%

Assurant generated $12.8B in revenue in fiscal year 2025. This represents an increase of 7.9% from the prior year.

Net Income

$872.7M

YoY+14.8%

5Y CAGR+14.6%

10Y CAGR+19.9%

Assurant reported $872.7M in net income in fiscal year 2025. This represents an increase of 14.8% from the prior year.

EPS (Diluted)

$16.93

YoY+17.1%

5Y CAGR+19.4%

10Y CAGR+23.5%

Assurant earned $16.93 per diluted share (EPS) in fiscal year 2025. This represents an increase of 17.1% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$1.6B

YoY+43.8%

5Y CAGR+5.5%

10Y CAGR+30.1%

Assurant generated $1.6B in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 43.8% from the prior year.

Cash & Debt

$1.8B

YoY+1.5%

5Y CAGR-3.6%

10Y CAGR+3.6%

Assurant held $1.8B in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$3.28

YoY+10.8%

5Y CAGR+5.2%

10Y CAGR+9.1%

Assurant paid $3.28 per share in dividends in fiscal year 2025. This represents an increase of 10.8% from the prior year.

Shares Outstanding

50M

YoY-2.2%

5Y CAGR-3.0%

10Y CAGR-2.6%

Assurant had 50M shares outstanding in fiscal year 2025. This represents a decrease of 2.2% from the prior year.

Margins & Returns

Net Margin

6.8%

YoY+0.4pp

5Y CAGR+2.2pp

10Y CAGR+5.4pp

Assurant's net profit margin was 6.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.4 percentage points from the prior year.

Return on Equity

14.9%

YoY0.0pp

5Y CAGR+7.5pp

10Y CAGR+11.7pp

Assurant's ROE was 14.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. That is unchanged from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$303.7M

YoY-1.2%

5Y CAGR+0.4%

10Y CAGR+0.4%

Assurant spent $303.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 1.2% from the prior year.

Capital Expenditures

$235.5M

YoY+6.4%

5Y CAGR+14.2%

10Y CAGR+7.4%

Assurant invested $235.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 6.4% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

AIZ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AIZ quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$13.5B	$12.8B+7.9%	$11.9B+6.7%	$11.1B+9.2%	$10.2B+0.1%	$10.2B+6.1%	$9.6B+0.3%	$9.6B+18.8%	$8.1B+25.6%	$6.4B-14.8%	$7.5B-27.1%	$10.3B-0.5%	$10.4B+14.7%	$9.0B+6.3%	$8.5B+2.8%	$8.3B
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	$3.2B+6.5%	$3.0B-4.3%	$3.2B+6.9%	$3.0B+10.0%	$2.7B-21.3%	$3.4B-12.3%	$3.9B+6.4%	$3.7B+21.5%	$3.0B+15.3%	$2.6B+14.7%	$2.3B
Interest Expense	$112.9M	$109.7M+2.5%	$107.0M-0.9%	$108.0M-0.3%	$108.3M-3.1%	$111.8M+7.0%	$104.5M-5.5%	$110.6M+10.3%	$100.3M+102.6%	$49.5M-14.1%	$57.6M+4.5%	$55.1M-5.6%	$58.4M-24.9%	$77.7M+28.9%	$60.3M-0.1%	$60.4M
Income Tax	$263.7M	$214.7M+28.5%	$167.1M+1.7%	$164.3M+124.1%	$73.3M-56.5%	$168.4M+186.9%	$58.7M-60.4%	$148.3M+83.3%	$80.9M+207.7%	-$75.1M-126.5%	$283.2M+375.2%	$59.6M-78.2%	$273.2M-9.2%	$300.8M+9.8%	$274.0M+62.0%	$169.1M
Net Income	$1.1B	$872.7M+14.8%	$760.2M+18.3%	$642.5M+132.3%	$276.6M-79.7%	$1.4B+208.9%	$440.8M+15.2%	$382.6M+52.4%	$251.0M-51.7%	$519.6M-8.1%	$565.4M+299.3%	$141.6M-69.9%	$470.9M-3.7%	$488.9M+1.1%	$483.7M-11.4%	$545.8M
EPS (Diluted)	$20.91	$16.93+17.1%	$14.46+21.0%	$11.95+136.6%	$5.05-77.7%	$22.66+224.6%	$6.98+19.5%	$5.84+46.7%	$3.98-57.6%	$9.39+2.8%	$9.13+345.4%	$2.05-68.2%	$6.44+2.2%	$6.30+11.1%	$5.67+1.6%	$5.58

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$3.5B+1.0%	$3.4B+2.1%	$3.4B+3.7%	$3.2B+2.3%	$3.2B+2.7%	$3.1B-1.0%	$3.1B+4.6%	$3.0B
Interest Expense	$28.4M+0.4%	$28.3M0.0%	$28.3M+1.4%	$27.9M+4.5%	$26.7M-0.4%	$26.8M0.0%	$26.8M+0.4%	$26.7M
Income Tax	$78.3M+27.3%	$61.5M+5.5%	$58.3M-11.1%	$65.6M+22.2%	$53.7M+44.7%	$37.1M-23.8%	$48.7M+175.1%	$17.7M
Net Income	$298.6M+8.9%	$274.1M+21.7%	$225.2M-15.2%	$265.6M+12.9%	$235.3M+60.5%	$146.6M-27.2%	$201.3M+50.4%	$133.8M
EPS (Diluted)	$5.95+10.0%	$5.41+23.5%	$4.38-15.3%	$5.17+13.4%	$4.56+61.1%	$2.83-26.7%	$3.86+51.4%	$2.55

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income.

AIZ Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AIZ quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$36.3B+3.6%	$35.0B+4.1%	$33.6B+1.6%	$33.1B-2.4%	$33.9B-24.0%	$44.6B+0.8%	$44.3B+7.8%	$41.1B+29.0%	$31.8B+7.2%	$29.7B-1.1%	$30.0B-4.8%	$31.6B+6.2%	$29.7B+2.7%	$28.9B+7.1%	$27.0B
Cash & Equivalents	$1.8B+1.5%	$1.8B+11.1%	$1.6B+5.9%	$1.5B-24.7%	$2.0B-7.6%	$2.2B+18.2%	$1.9B+48.9%	$1.3B+25.8%	$996.8M-3.4%	$1.0B-19.9%	$1.3B-2.3%	$1.3B-23.2%	$1.7B+88.8%	$909.4M-22.1%	$1.2B
Goodwill	$2.6B+1.2%	$2.6B+0.3%	$2.6B+0.2%	$2.6B+1.2%	$2.6B-0.7%	$2.6B+17.4%	$2.2B-5.0%	$2.3B+153.0%	$917.7M+10.4%	$830.9M-0.3%	$833.5M-0.9%	$841.2M+7.2%	$784.6M+22.5%	$640.7M+0.3%	$639.1M
Total Liabilities	$30.4B+1.7%	$29.9B+3.8%	$28.8B-0.2%	$28.9B+1.5%	$28.5B-26.5%	$38.7B+0.2%	$38.6B+7.4%	$36.0B+30.5%	$27.6B+7.6%	$25.6B+0.4%	$25.5B-3.3%	$26.4B+6.0%	$24.9B+4.7%	$23.8B+7.3%	$22.1B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	$2.0B0.0%	$2.0B+87.8%	$1.1B	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$5.9B+15.0%	$5.1B+6.2%	$4.8B+13.7%	$4.2B-22.6%	$5.5B-8.2%	$6.0B+5.3%	$5.7B+10.6%	$5.1B+19.7%	$4.3B+4.2%	$4.1B-9.4%	$4.5B-12.7%	$5.2B+7.2%	$4.8B-6.8%	$5.2B+6.4%	$4.9B
Retained Earnings	$4.8B+10.2%	$4.4B+8.7%	$4.0B+8.9%	$3.7B-8.5%	$4.0B+13.9%	$3.5B-40.5%	$6.0B+3.6%	$5.8B+1.1%	$5.7B+7.6%	$5.3B+9.1%	$4.9B+1.0%	$4.8B+8.9%	$4.4B+10.4%	$4.0B+11.6%	$3.6B

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$36.1B+0.9%	$35.8B-1.4%	$36.3B+1.4%	$35.8B+0.7%	$35.5B+1.5%	$35.0B-0.1%	$35.0B-0.9%	$35.3B
Cash & Equivalents	$1.7B+6.7%	$1.6B-13.2%	$1.8B+7.1%	$1.7B+15.2%	$1.5B-11.0%	$1.7B-7.6%	$1.8B-0.3%	$1.8B
Goodwill	$2.7B+0.1%	$2.7B+0.3%	$2.6B-0.1%	$2.6B+0.7%	$2.6B+0.4%	$2.6B+0.2%	$2.6B-0.4%	$2.6B
Total Liabilities	$30.0B+0.3%	$29.9B-1.7%	$30.4B+1.3%	$30.0B0.0%	$30.0B+0.9%	$29.8B-0.5%	$29.9B-0.5%	$30.1B
Total Equity	$6.1B+3.9%	$5.9B0.0%	$5.9B+2.0%	$5.8B+4.7%	$5.5B+5.0%	$5.2B+2.5%	$5.1B-2.8%	$5.3B
Retained Earnings	$5.1B+3.7%	$4.9B+2.5%	$4.8B+2.1%	$4.7B+3.4%	$4.6B+3.2%	$4.4B+1.2%	$4.4B+1.3%	$4.3B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

AIZ Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AIZ quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$1.9B	$1.8B+37.6%	$1.3B+17.1%	$1.1B+90.7%	$596.9M-23.6%	$781.7M-41.8%	$1.3B-5.1%	$1.4B+115.2%	$656.7M+23.8%	$530.4M+388.4%	$108.6M-52.8%	$229.9M-41.6%	$393.8M-61.7%	$1.0B+51.2%	$679.7M-20.5%	$855.3M
Capital Expenditures	$215.1M	$235.5M+6.4%	$221.3M+9.3%	$202.5M+8.7%	$186.3M-0.6%	$187.4M+54.6%	$121.2M+9.9%	$110.3M+33.2%	$82.8M+33.3%	$62.1M-27.1%	$85.2M-25.8%	$114.9M+37.4%	$83.6M+59.8%	$52.3M-7.3%	$56.5M+57.9%	$35.7M
Free Cash Flow	$1.7B	$1.6B+43.8%	$1.1B+18.8%	$935.6M+127.9%	$410.6M-30.9%	$594.3M-51.3%	$1.2B-6.3%	$1.3B+127.1%	$573.9M+22.5%	$468.3M+1901.3%	$23.4M-79.7%	$115.0M-62.9%	$310.2M-68.2%	$975.2M+56.5%	$623.2M-24.0%	$819.6M
Investing Cash Flow	-$1.2B	-$1.5B-121.6%	-$657.8M-3.2%	-$637.7M-143.3%	-$262.1M-266.3%	$157.6M+121.4%	-$735.2M-18.6%	-$619.8M+71.9%	-$2.2B-307.0%	-$541.2M-174.6%	$725.6M+174.5%	$264.3M	N/A	N/A	-$449.9M-128.8%	-$196.6M
Financing Cash Flow	-$467.1M	-$364.2M+23.7%	-$477.5M-18.2%	-$403.9M+50.6%	-$818.4M+24.9%	-$1.1B-311.6%	-$264.8M-47.8%	-$179.2M-109.7%	$1.8B+6983.9%	-$26.7M+97.5%	-$1.1B-133.6%	-$462.4M	N/A	N/A	-$480.6M+24.5%	-$636.8M
Dividends Paid	$176.7M	$168.4M+8.0%	$155.9M+2.4%	$152.3M+1.4%	$150.2M-4.7%	$157.6M+1.9%	$154.6M+2.1%	$151.4M+13.2%	$133.8M+12.4%	$119.0M-5.0%	$125.3M+33.0%	$94.2M+21.6%	$77.5M+4.5%	$74.1M+6.8%	$69.4M+3.0%	$67.4M
Share Buybacks	$377.9M	$303.7M-1.2%	$307.4M+59.2%	$193.1M-66.3%	$572.8M-31.8%	$839.3M+182.6%	$297.0M+9.3%	$271.8M+95.1%	$139.3M-64.2%	$388.9M-54.9%	$863.1M+194.7%	$292.9M+36.1%	$215.2M-45.2%	$393.0M-4.7%	$412.2M-22.8%	$533.8M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$454.4M+89.1%	$240.3M-64.2%	$671.0M+32.9%	$505.0M+90.2%	$265.5M-32.3%	$392.4M+281.7%	$102.8M-76.4%	$436.5M
Capital Expenditures	$45.2M-5.2%	$47.7M-19.6%	$59.3M-5.7%	$62.9M+5.0%	$59.9M+12.2%	$53.4M-21.5%	$68.0M+44.4%	$47.1M
Free Cash Flow	$409.2M+112.5%	$192.6M-68.5%	$611.7M+38.4%	$442.1M+115.0%	$205.6M-39.4%	$339.0M+874.1%	$34.8M-91.1%	$389.4M
Investing Cash Flow	-$224.1M+20.6%	-$282.3M+30.1%	-$403.8M-49.8%	-$269.5M+25.7%	-$362.9M+13.9%	-$421.6M-693.8%	$71.0M+134.3%	-$207.2M
Financing Cash Flow	-$123.3M+39.1%	-$202.6M-48.8%	-$136.2M-2624.0%	-$5.0M+95.2%	-$104.3M+12.1%	-$118.7M+25.7%	-$159.7M-13.4%	-$140.8M
Dividends Paid	$47.9M+8.9%	$44.0M-0.5%	$44.2M+8.9%	$40.6M-4.9%	$42.7M+4.4%	$40.9M-0.5%	$41.1M+9.6%	$37.5M
Share Buybacks	$77.6M-37.5%	$124.2M+31.7%	$94.3M+15.3%	$81.8M+29.2%	$63.3M-1.6%	$64.3M-46.6%	$120.3M+21.0%	$99.4M

AIZ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

AIZ quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	6.8%+0.4pp	6.4%+0.6pp	5.8%+3.1pp	2.7%-10.7pp	13.4%+8.8pp	4.6%+0.6pp	4.0%+0.9pp	3.1%-5.0pp	8.1%+0.6pp	7.5%+6.1pp	1.4%-3.2pp	4.5%-0.9pp	5.4%-0.3pp	5.7%-0.9pp	6.6%
Return on Equity	14.9%0.0pp	14.9%+1.5pp	13.4%+6.8pp	6.5%-18.4pp	24.9%+17.5pp	7.4%+0.6pp	6.8%+1.9pp	4.9%-7.3pp	12.2%-1.6pp	13.8%+10.7pp	3.1%-6.0pp	9.1%-1.0pp	10.1%+0.8pp	9.3%-1.9pp	11.2%
Return on Assets	2.4%+0.2pp	2.2%+0.3pp	1.9%+1.1pp	0.8%-3.2pp	4.0%+3.0pp	1.0%+0.1pp	0.9%+0.2pp	0.6%-1.0pp	1.6%-0.3pp	1.9%+1.4pp	0.5%-1.0pp	1.5%-0.2pp	1.7%0.0pp	1.7%-0.3pp	2.0%
Debt-to-Equity	5.18-0.7x	5.86-0.1x	5.99-0.8x	6.83+1.6x	5.21-1.3x	6.50+6.1x	0.350.0x	0.39+0.1x	0.25-6.0x	6.25+0.6x	5.64+0.5x	5.09-0.1x	5.15+0.6x	4.580.0x	4.54
FCF Margin	12.5%+3.1pp	9.4%+1.0pp	8.4%+4.4pp	4.0%-1.8pp	5.8%-6.9pp	12.7%-0.9pp	13.6%+6.5pp	7.1%-0.2pp	7.3%+7.0pp	0.3%-0.8pp	1.1%-1.9pp	3.0%-7.8pp	10.8%+3.5pp	7.3%-2.6pp	9.9%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	8.6%+0.6pp	8.0%+1.3pp	6.7%-1.5pp	8.2%+0.8pp	7.4%+2.7pp	4.8%-1.7pp	6.5%+2.0pp	4.5%
Return on Equity	4.9%+0.2pp	4.7%+0.8pp	3.8%-0.8pp	4.6%+0.3pp	4.3%+1.5pp	2.8%-1.1pp	3.9%+1.4pp	2.5%
Return on Assets	0.8%+0.1pp	0.8%+0.2pp	0.6%-0.1pp	0.7%+0.1pp	0.7%+0.2pp	0.4%-0.2pp	0.6%+0.2pp	0.4%
Debt-to-Equity	4.92-0.2x	5.09-0.1x	5.180.0x	5.21-0.2x	5.46-0.2x	5.68-0.2x	5.86+0.1x	5.72
FCF Margin	11.8%+6.2pp	5.6%-12.6pp	18.3%+4.6pp	13.7%+7.2pp	6.5%-4.5pp	11.0%+9.9pp	1.1%-12.0pp	13.1%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Assurant Ranks

Frequently Asked Questions

What is Assurant's annual revenue?

Assurant (AIZ) reported $12.8B in total revenue for fiscal year 2025. This represents a 7.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Assurant's revenue growing?

Assurant (AIZ) revenue grew by 7.9% year-over-year, from $11.9B to $12.8B in fiscal year 2025.

Is Assurant profitable?

Yes, Assurant (AIZ) reported a net income of $872.7M in fiscal year 2025, with a net profit margin of 6.8%.

What is Assurant's net profit margin?

Assurant (AIZ) had a net profit margin of 6.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Assurant pay dividends?

Yes, Assurant (AIZ) paid $3.28 per share in dividends during fiscal year 2025.

What is Assurant's return on equity (ROE)?

Assurant (AIZ) has a return on equity of 14.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Assurant's free cash flow?

Assurant (AIZ) generated $1.6B in free cash flow during fiscal year 2025. This represents a 43.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Assurant's operating cash flow?

Assurant (AIZ) generated $1.8B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Assurant's total assets?

Assurant (AIZ) had $36.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Assurant's capital expenditures?

Assurant (AIZ) invested $235.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Assurant buy back shares?

Yes, Assurant (AIZ) spent $303.7M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Assurant have outstanding?

Assurant (AIZ) had 50M shares outstanding as of fiscal year 2025.

What is Assurant's debt-to-equity ratio?

Assurant (AIZ) had a debt-to-equity ratio of 5.18 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Assurant's return on assets (ROA)?

Assurant (AIZ) had a return on assets of 2.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Assurant's Piotroski F-Score?

Assurant (AIZ) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Assurant's earnings high quality?

Assurant (AIZ) has an earnings quality ratio of 2.10x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Assurant?

Assurant (AIZ) scores 36 out of 100 on our Financial Health Score, indicating weak standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.