This page shows Siriuspoint Ltd (SPNT) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
FY2025 shows profit and equity rebuilding faster than operating cash generation, even as share repurchases stayed unusually large.
Net income reached$460M in FY2025 while operating cash flow was only$102.4M , so the recovery in reported earnings did not convert into cash at the same rate. That mismatch matters because FY2025 buybacks were$490.8M and operating cash flow had been$581.3M as recently as FY2023; recent capital return leaned on liquidity and investing inflows more than on current-period operations.
Balance-sheet repair continued in FY2025: total liabilities fell by about
Asset productivity improved without balance-sheet expansion: total assets stayed near
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Siriuspoint Ltd's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Siriuspoint Ltd's revenue surged 23.1% year-over-year to $3.2B, reflecting rapid business expansion. This strong growth earns a score of 47/100.
Siriuspoint Ltd carries a low D/E ratio of 0.28, meaning only $0.28 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 96/100, indicating a strong balance sheet with room for future borrowing.
Siriuspoint Ltd's ROE of 18.6% shows moderate profitability relative to equity, earning a score of 45/100. This is up from 10.3% the prior year.
Siriuspoint Ltd passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Siriuspoint Ltd generates $0.22 in operating cash flow ($102.4M OCF vs $460.0M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Siriuspoint Ltd generated $3.2B in revenue in fiscal year 2025. This represents an increase of 23.1% from the prior year.
Siriuspoint Ltd reported $460.0M in net income in fiscal year 2025. This represents an increase of 130.0% from the prior year.
Siriuspoint Ltd earned $3.64 per diluted share (EPS) in fiscal year 2025. This represents an increase of 250.0% from the prior year.
Cash & Balance Sheet
Siriuspoint Ltd held $731.2M in cash against $688.6M in long-term debt as of fiscal year 2025.
Siriuspoint Ltd had 117M shares outstanding in fiscal year 2025. This represents an increase of 0.5% from the prior year.
Margins & Returns
Siriuspoint Ltd's net profit margin was 14.3% in fiscal year 2025, showing the share of revenue converted to profit. This is up 6.7 percentage points from the prior year.
Siriuspoint Ltd's ROE was 18.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 8.3 percentage points from the prior year.
Capital Allocation
Siriuspoint Ltd spent $490.8M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 63.8% from the prior year.
SPNT Income Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $774.6M-20.4% | $973.7M+28.8% | $755.9M+1.0% | $748.2M+2.9% | $727.3M+18.7% | $612.8M+9.0% | $562.2M-24.4% | $743.3M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $16.8M-13.8% | $19.5M-7.1% | $21.0M-0.5% | $21.1M+16.6% | $18.1M-7.7% | $19.6M+42.0% | $13.8M-12.1% | $15.7M |
| Income Tax | $19.2M-46.8% | $36.1M+78.7% | $20.2M+74.1% | $11.6M-12.8% | $13.3M+202.3% | $4.4M+83.3% | $2.4M-83.1% | $14.2M |
| Net Income | $102.2M-58.2% | $244.4M+169.2% | $90.8M+43.7% | $63.2M+2.6% | $61.6M+458.1% | -$17.2M-302.4% | $8.5M-92.5% | $113.9M |
| EPS (Diluted) | $0.82 | N/A | $0.73+46.0% | $0.50+2.0% | $0.49 | N/A | $0.03-94.7% | $0.57 |
SPNT Balance Sheet
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $12.5B-0.7% | $12.6B+0.9% | $12.5B+0.8% | $12.4B+0.6% | $12.3B-2.0% | $12.5B-1.2% | $12.7B-0.6% | $12.8B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $856.9M+17.2% | $731.2M+25.5% | $582.4M-20.5% | $732.4M-1.1% | $740.3M+8.5% | $682.0M+6.4% | $640.7M+7.1% | $598.1M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $18.6M | $0 | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $10.2B+0.8% | $10.1B-1.5% | $10.2B0.0% | $10.2B0.0% | $10.3B-3.1% | $10.6B+6.0% | $10.0B-0.7% | $10.1B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $679.6M-1.3% | $688.6M+0.9% | $682.5M+0.6% | $678.4M+2.2% | $663.5M+3.8% | $639.1M-3.2% | $660.5M+1.8% | $648.6M |
| Total Equity | $2.3B-6.8% | $2.5B+11.8% | $2.2B+4.9% | $2.1B+4.0% | $2.0B+4.5% | $1.9B-28.1% | $2.7B-0.3% | $2.7B |
| Retained Earnings | $1.3B+8.1% | $1.2B+24.3% | $988.5M+9.6% | $901.7M+7.0% | $842.5M+7.3% | $784.9M-2.6% | $806.2M+0.6% | $801.7M |
SPNT Cash Flow Statement
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $141.9M+637.5% | -$26.4M-117.0% | $155.6M+150.6% | $62.1M+169.9% | -$88.9M-182.5% | $107.7M+85.4% | $58.1M+138.8% | -$149.9M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | $189.0M-0.2% | $189.3M+157.2% | -$330.9M-633.7% | -$45.1M-107.4% | $610.9M+200.6% | $203.2M+0.5% | $202.1M+958.1% | $19.1M |
| Financing Cash Flow | -$222.6M-12266.7% | -$1.8M+72.7% | -$6.6M+65.3% | -$19.0M+96.1% | -$491.4M-112.3% | -$231.5M-37.0% | -$169.0M+27.0% | -$231.6M |
| Dividends Paid | $0 | $0-100.0% | $4.0M0.0% | $4.0M | $0 | $0-100.0% | $4.0M0.0% | $4.0M |
| Share Buybacks | $21.9M | $0 | $0 | $0-100.0% | $490.8M+188.7% | $170.0M+31.1% | $129.7M | $0 |
SPNT Financial Ratios
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 13.2%-11.9pp | 25.1%+13.1pp | 12.0%+3.6pp | 8.5%-0.0pp | 8.5%+11.3pp | -2.8%-4.3pp | 1.5%-13.8pp | 15.3% |
| Return on Equity | 4.4%-5.5pp | 9.9%+5.8pp | 4.1%+1.1pp | 3.0%-0.0pp | 3.0%+3.9pp | -0.9%-1.2pp | 0.3%-3.9pp | 4.2% |
| Return on Assets | 0.8%-1.1pp | 1.9%+1.2pp | 0.7%+0.2pp | 0.5%+0.0pp | 0.5%+0.6pp | -0.1%-0.2pp | 0.1%-0.8pp | 0.9% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.30+0.0 | 0.28-0.0 | 0.31-0.0 | 0.320.0 | 0.330.0 | 0.33+0.1 | 0.250.0 | 0.24 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Siriuspoint Ltd's annual revenue?
Siriuspoint Ltd (SPNT) reported $3.2B in total revenue for fiscal year 2025. This represents a 23.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Siriuspoint Ltd's revenue growing?
Siriuspoint Ltd (SPNT) revenue grew by 23.1% year-over-year, from $2.6B to $3.2B in fiscal year 2025.
Is Siriuspoint Ltd profitable?
Yes, Siriuspoint Ltd (SPNT) reported a net income of $460.0M in fiscal year 2025, with a net profit margin of 14.3%.
How much debt does Siriuspoint Ltd have?
As of fiscal year 2025, Siriuspoint Ltd (SPNT) had $731.2M in cash and equivalents against $688.6M in long-term debt.
What is Siriuspoint Ltd's net profit margin?
Siriuspoint Ltd (SPNT) had a net profit margin of 14.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Siriuspoint Ltd's return on equity (ROE)?
Siriuspoint Ltd (SPNT) has a return on equity of 18.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Siriuspoint Ltd's operating cash flow?
Siriuspoint Ltd (SPNT) generated $102.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Siriuspoint Ltd's total assets?
Siriuspoint Ltd (SPNT) had $12.6B in total assets as of fiscal year 2025, including both current and long-term assets.
What is Siriuspoint Ltd's debt-to-equity ratio?
Siriuspoint Ltd (SPNT) had a debt-to-equity ratio of 0.28 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Siriuspoint Ltd's return on assets (ROA)?
Siriuspoint Ltd (SPNT) had a return on assets of 3.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Siriuspoint Ltd's Piotroski F-Score?
Siriuspoint Ltd (SPNT) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Siriuspoint Ltd's earnings high quality?
Siriuspoint Ltd (SPNT) has an earnings quality ratio of 0.22x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Siriuspoint Ltd?
Siriuspoint Ltd (SPNT) scores 31 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.