RGA EVP Cockrill (NYSE: RGA) logs RSU vesting and tax share offsets

Rhea-AI Filing Summary

Reinsurance Group of America executive Laura Cockrill, EVP & Chief Strategy Officer, reported multiple equity transactions dated January 15, 2026. Several batches of restricted share units from March 2023, 2024, and 2025 awards were exercised, converting into equal numbers of Common Stock shares (112, 89 and 231 shares) as those units vested. The filing shows that some of the newly issued shares (39, 31 and 80 shares) were automatically withheld at a price of $196.73 per share to cover tax obligations. After these conversions and tax share withholdings, Cockrill beneficially owned 2,046 shares of RGA common stock held directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Cockrill Laura

(Last) (First) (Middle)

16600 SWINGLEY RIDGE RD.

(Street)

CHESTERFIELD MO 63017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Strategy Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/15/2026		M		112(1)(2)	A	(1)(2)	1,876	D
Common Stock	01/15/2026		F		39(1)	D	$196.73(1)	1,837	D
Common Stock	01/15/2026		M		89(2)(3)	A	(2)(3)	1,926	D
Common Stock	01/15/2026		F		31(4)	D	$196.73(4)	1,895	D
Common Stock	01/15/2026		M		231(2)(4)	A	(2)(4)	2,126	D
Common Stock	01/15/2026		F		80(3)	D	$196.73(3)	2,046	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Share Unit - March 2025	$193(2)	01/15/2026		M			112	12/31/2027	(1)	Common Stock	112	(1)	0	D
Restricted Share Unit - March 2024	$185.28(2)	01/15/2026		M			89	12/31/2026	(4)	Common Stock	89	(4)	0	D
Restricted Share Unit - March 2023	$138.34(2)	01/15/2026		M			231	12/31/2025	(3)	Common Stock	231	(3)	0	D

Explanation of Responses:

1. Restricted share units settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.

2. Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.

3. Restricted share units fully vest on December 31, 2025.

4. Restricted share units settle in Common Stock, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.

Remarks:

	/s/ My Chi To, by Power of Attorney	01/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

Who is the insider in the RGA Form 4 filing and what is their role?

The filing relates to Laura Cockrill, who serves as EVP & Chief Strategy Officer of Reinsurance Group of America, Inc. (RGA).

What equity transactions did Laura Cockrill report for RGA on January 15, 2026?

On January 15, 2026, Cockrill reported the vesting and exercise of restricted share units that converted into RGA Common Stock, along with related share withholdings to cover taxes.

How many RGA restricted share units vested and converted into common stock?

Restricted share units from three awards converted into stock: 112 units from the March 2025 award, 89 units from the March 2024 award, and 231 units from the March 2023 award, each into the same number of common shares.

At what price were RGA shares withheld to cover taxes for Laura Cockrill?

For the tax withholding transactions (coded "F"), RGA common shares were withheld at a price of $196.73 per share.

How many RGA shares does Laura Cockrill hold after these transactions?

Following the reported transactions on January 15, 2026, the filing shows that Laura Cockrill directly beneficially owned 2,046 shares of RGA common stock.

How do the RGA restricted share units vest according to the filing footnotes?

Certain restricted share units vest in 33 1/3% annual increments over three years and fully vest on December 31, 2026 or December 31, 2027, while another award fully vests on December 31, 2025. Each unit represents a right to receive one share of RGA common stock upon settlement.