Reinsurance Group of America (NYSE: RGA) EVP RSUs vest and 3,062 shares withheld for taxes

Rhea-AI Filing Summary

Reinsurance Group of America executive vice president reported an equity award vesting and related share withholding. On December 1, 2025, 7,006 restricted stock units granted in December 2020 were converted into 7,006 shares of common stock as they fully vested.

To cover taxes on this vesting, 3,062 shares of common stock were delivered back to the company at a price of $192.69 per share, which was the closing price on December 1, 2025 and used for tax withholding. After these transactions, the reporting person directly owned 12,877 shares of Reinsurance Group of America common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HERRMANN RONALD

(Last) (First) (Middle)

16600 SWINGLEY RIDGE ROAD

(Street)

CHESTERFIELD MO 63017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP

3. Date of Earliest Transaction (Month/Day/Year)
12/01/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock	12/01/2025		M		7,006(1)(2)	A	(1)(2)	15,939	D
Common stock	12/01/2025		F		3,062(3)	D	$192.69	12,877	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Share Unit December 2020	$121.33(2)	12/01/2025		M			7,006	12/01/2025	(1)	Common stock	7,006	(2)	0	D

Explanation of Responses:

1. RSUs awarded on December 1, 2020 fully vest on December 1, 2025.

2. Each RSU represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.

3. Shares of Common Stock delivered to Issuer as payment for taxes withheld. The reported share price $192.69, was the closing price on December 1, 2025, which was the price that was used for tax withholding purposes.

Remarks:

	/s/ My Chi To, by Power of Attorney	12/03/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did RGA report on this Form 4?

The Form 4 reports that a Reinsurance Group of America executive vice president had 7,006 restricted stock units vest and convert into 7,006 shares of common stock on December 1, 2025, with a portion of the shares withheld to pay taxes.

How many RGA shares were withheld for taxes in this transaction?

A total of 3,062 shares of Reinsurance Group of America common stock were delivered to the company as payment for taxes withheld in connection with the RSU vesting.

What price was used for RGA tax withholding on the vested shares?

The tax withholding used a share price of $192.69, which was the closing price of Reinsurance Group of America common stock on December 1, 2025.

How many RGA shares does the reporting person own after this Form 4 transaction?

Following the reported RSU vesting and tax withholding, the executive vice president directly owned 12,877 shares of Reinsurance Group of America common stock.

What type of award vested for the RGA executive on December 1, 2025?

The award was a grant of restricted stock units (RSUs) originally awarded on December 1, 2020, which fully vested on December 1, 2025. Each RSU represented a right to receive one share of common stock upon settlement.

What is the reporting person’s role at Reinsurance Group of America (RGA)?

The reporting person is an officer of Reinsurance Group of America, serving in the role of Executive Vice President (EVP).