STOCK TITAN

RGA (RGA) legal chief exercises 5,661 RSUs, withholds 2,515 shares for taxes

(Very High)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Reinsurance Group of America EVP and Chief Legal Officer To My Chi reported routine equity compensation activity. On June 6, 2026, she exercised 5,661 restricted stock units into common stock as part of a special June 2025 grant that vests in 33 1/3% increments and fully vests on June 6, 2028.

On June 25, 2026, 2,515 shares of common stock were delivered back to the company to cover tax withholding at a price of $207.79 per share, which was the closing price on June 24, 2026. After these transactions, she directly holds 3,525 shares of common stock and 11,323 restricted stock units.

Positive

  • None.

Negative

  • None.
Insider To My Chi
Role EVP, Chief Legal Officer
Type Security Shares Price Value
Tax Withholding Common Stock 2,515 $207.79 $523K
Exercise Restricted Stock Unit Special Grant - June 2025 5,661 $0.00 --
Exercise Common Stock 5,661 $0.00 --
Holdings After Transaction: Common Stock — 3,525 shares (Direct); Restricted Stock Unit Special Grant - June 2025 — 11,323 shares (Direct)
Footnotes (1)
  1. Each RSU represents a contingent right to receive one (1) share of the Issuer's common stock upon settlement. Restricted share units settle in common stock, and vest in 33 and 1/3% increments over three (3) years on each grant date, fully vesting on June 6, 2028, in accordance with the Reinsurance Group of America, Incorporated Flexible Stock Plan, as amended and restated effective May 21, 2025. Shares of common stock delivered to Issuer as payment for taxes withheld. The reported share price of $207.79, was the closing price on June 24, 2026, and was the price used for tax withholding purposes.
RSUs exercised 5,661 shares Restricted Stock Unit Special Grant - June 2025 exercised on June 6, 2026
Shares for tax withholding 2,515 shares Common stock delivered to issuer to pay taxes on June 25, 2026
Tax withholding price $207.79 per share Closing price on June 24, 2026 used for tax withholding
Common shares after transactions 3,525 shares Total common stock directly held following tax-withholding disposition
RSUs after transactions 11,323 units Total restricted stock units following derivative transaction entry
Full vesting date June 6, 2028 RSU grant fully vests on this date
Vesting schedule 33 1/3% per year RSUs vest in three equal annual increments on each grant date
Restricted Stock Unit financial
"Each RSU represents a contingent right to receive one (1) share of the Issuer's common stock upon settlement."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
tax withholding financial
"Shares of common stock delivered to Issuer as payment for taxes withheld."
Tax withholding is the practice of taking a portion of a payment—such as wages, dividends, or sale proceeds—before it reaches the recipient and sending that portion to the tax authority as an advance on the recipient’s eventual tax bill. For investors it matters because withholding reduces immediate cash received and affects after‑tax returns, estimated tax payments, and whether you may owe more or receive a refund when taxes are finally calculated, like having a small automatic savings set aside for your tax bill.
derivative security financial
"transaction_code_description": "Exercise or conversion of derivative security""
A derivative security is a financial contract whose value comes from the price or performance of something else, such as a stock, bond, commodity, or market index. For investors it acts like an insurance policy or a wager: it can be used to protect against losses, lock in prices, or amplify gains and losses, so it can change a portfolio’s risk and potential return without owning the underlying asset directly.
Flexible Stock Plan financial
"in accordance with the Reinsurance Group of America, Incorporated Flexible Stock Plan, as amended and restated effective May 21, 2025."
restricted share units financial
"Restricted share units settle in common stock, and vest in 33 and 1/3% increments over three (3) years"
Restricted share units (RSUs) are a promise from a company to give an employee or service provider actual shares or cash equal to the shares after certain conditions are met, typically staying with the company for a set time or hitting performance targets. Think of them like a time-locked gift card that becomes usable only after you’ve earned it. For investors, RSUs matter because they align employee incentives with company performance and can increase the number of shares outstanding over time, diluting existing ownership and affecting earnings per share.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What insider transactions did RGA EVP To My Chi report on this Form 4?

To My Chi reported exercising 5,661 restricted stock units into common stock and delivering 2,515 shares back to Reinsurance Group of America to satisfy tax withholding obligations, both as part of routine equity compensation arrangements under the company’s Flexible Stock Plan.

Was the RGA Form 4 transaction by To My Chi an open-market stock sale?

No. The 2,515 shares reported at $207.79 per share were delivered to Reinsurance Group of America to pay taxes on vested equity. This is a tax-withholding disposition, not an open-market sale, and does not reflect discretionary trading in the company’s stock.

How many RGA shares and units does To My Chi hold after these transactions?

Following the reported transactions, To My Chi directly holds 3,525 shares of Reinsurance Group of America common stock and 11,323 restricted stock units, reflecting both the exercised units and remaining unvested or unsettled awards under the company’s equity compensation plan.

What was the price used for tax withholding on To My Chi’s RGA shares?

The tax withholding on 2,515 Reinsurance Group of America shares used a price of $207.79 per share, which the footnotes state was the closing price on June 24, 2026, and it served as the basis for calculating the shares delivered for taxes.

How do To My Chi’s restricted stock units at RGA vest over time?

The restricted stock unit special grant vests in 33 and 1/3% increments over three years on each grant date, with all units fully vesting on June 6, 2028, according to the Reinsurance Group of America Flexible Stock Plan, as amended and restated effective May 21, 2025.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
To My Chi

(Last)(First)(Middle)
16600 SWINGLEY RIDGE RD.

(Street)
CHESTERFIELD MISSOURI 63017

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
EVP, Chief Legal Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/06/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/06/2026M5,661(1)(2)A(1)(2)6,040D
Common Stock06/25/2026F2,515D$207.79(3)3,525D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Unit Special Grant - June 2025(1)06/06/2026M5,66106/06/2028 (2)Common Stock5,661$011,323D
Explanation of Responses:
1. Each RSU represents a contingent right to receive one (1) share of the Issuer's common stock upon settlement.
2. Restricted share units settle in common stock, and vest in 33 and 1/3% increments over three (3) years on each grant date, fully vesting on June 6, 2028, in accordance with the Reinsurance Group of America, Incorporated Flexible Stock Plan, as amended and restated effective May 21, 2025.
3. Shares of common stock delivered to Issuer as payment for taxes withheld. The reported share price of $207.79, was the closing price on June 24, 2026, and was the price used for tax withholding purposes.
Remarks:
This Form 4 is being filed late due to inadvertent administrative error.
/s/ My Chi To06/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)