What is Raymond Kleeman’s RGA share ownership after these transactions?

Following the reported transactions on January 15, 2026 , Raymond Kleeman directly owned 7,697 shares of Reinsurance Group of America common stock.

What do the restricted share unit footnotes in the RGA Form 4 explain?

The footnotes explain that each restricted share unit represents a right to receive one share of RGA common stock and describe the vesting schedules: the March 2023 and March 2024 grants vest in 33 1/3% annual increments and fully vest on December 31, 2025 and December 31, 2026, respectively, while the March 2025 grant fully vests on December 31, 2027.

RGA (NYSE: RGA) HR chief reports RSU vesting and 7,697-share holding

Q: What insider activity did RGA EVP Raymond Kleeman report on this Form 4?

Raymond Kleeman, EVP and Chief HR Officer of Reinsurance Group of America (RGA) , reported the vesting and settlement of restricted share units into common stock and the withholding of shares to cover taxes, all dated January 15, 2026 .

Q: How many RGA shares did Raymond Kleeman receive from RSU vesting?

On January 15, 2026 , restricted share units from the March 2023, March 2024 and March 2025 awards were exercised (code M), delivering a combined 1,594 shares of Reinsurance Group of America common stock.

Q: How many RGA shares were withheld for taxes and at what price?

To satisfy tax withholding obligations, a total of 502 shares of RGA common stock were surrendered in transactions coded F at a price of $196.73 per share.

Q: Is the RGA Form 4 filed by more than one reporting person?

No. The Form 4 is filed by a single reporting person, Raymond Kleeman , as indicated by the box checked for “Form filed by One Reporting Person.”

Filing Impact

(Neutral)

Filing Sentiment

(Negative)

Form Type

Rhea-AI Filing Summary

Reinsurance Group of America executive reports RSU vesting and share withholding. EVP and Chief HR Officer Raymond Kleeman reported multiple equity transactions on January 15, 2026. Restricted share units granted in March 2023, 2024 and 2025 were exercised (code M), delivering a total of 1,594 shares of common stock. To cover tax obligations, the company withheld 502 shares at a price of $196.73 per share (code F). After these transactions, Kleeman directly owned 7,697 shares of Reinsurance Group of America common stock.

Insider Trade Summary

Net Buyer: 1,092 shares

Net Buy 9 txns

Insider Kleeman Raymond

Role EVP, Chief HR Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Share Unit - March 2025	308	$0.00	$0.00
Exercise	Restricted Share Unit - March 2024	310	$0.00	$0.00
Exercise	Restricted Share Unit - March 2023	976	$0.00	$0.00
Exercise	Common stock	308	$0.00	$0.00
Exercise Price or Tax Liability	Common stock	106	$196.73	$21K
Exercise	Common stock	310	$0.00	$0.00
Exercise Price or Tax Liability	Common stock	91	$196.73	$18K
Exercise	Common stock	976	$0.00	$0.00
Exercise Price or Tax Liability	Common stock	305	$196.73	$60K

Holdings After Transaction: Restricted Share Unit - March 2025 — 0 shares (Direct); Restricted Share Unit - March 2024 — 0 shares (Direct); Restricted Share Unit - March 2023 — 0 shares (Direct); Common stock — 7,697 shares (Direct)

Footnotes (4)

F1. Restricted share units granted on March 6, 2025, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.
F2. Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.
F3. Restricted share units granted on March 15, 2024, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.
F4. Restricted share units fully vest on December 31, 2025.

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Form 4 Insider Transactions: What Each Field Means →

Accepted by SEC EDGAR 01/20/2026 - 08:22 PM

FAQ

What insider activity did RGA EVP Raymond Kleeman report on this Form 4?

Raymond Kleeman, EVP and Chief HR Officer of Reinsurance Group of America (RGA), reported the vesting and settlement of restricted share units into common stock and the withholding of shares to cover taxes, all dated January 15, 2026.

How many RGA shares did Raymond Kleeman receive from RSU vesting?

On January 15, 2026, restricted share units from the March 2023, March 2024 and March 2025 awards were exercised (code M), delivering a combined 1,594 shares of Reinsurance Group of America common stock.

How many RGA shares were withheld for taxes and at what price?

To satisfy tax withholding obligations, a total of 502 shares of RGA common stock were surrendered in transactions coded F at a price of $196.73 per share.

Is the RGA Form 4 filed by more than one reporting person?

No. The Form 4 is filed by a single reporting person, Raymond Kleeman, as indicated by the box checked for “Form filed by One Reporting Person.”

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kleeman Raymond

(Last)

(First)

(Middle)

16600 SWINGLEY RIDGE ROAD

(Street)

CHESTERFIELD

63017

(City)

(State)

(Zip)

2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	10% Owner
X	Officer (give title below)	Other (specify below)
	EVP, Chief HR Officer

3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common stock	01/15/2026		M		308⁽¹⁾⁽²⁾	A	⁽¹⁾⁽²⁾	6,913	D
Common stock	01/15/2026		F		106⁽¹⁾	D	$196.73⁽¹⁾	6,807	D
Common stock	01/15/2026		M		310⁽²⁾⁽³⁾	A	⁽²⁾⁽³⁾	7,117	D
Common stock	01/15/2026		F		91⁽³⁾	D	$196.73⁽³⁾	7,026	D
Common stock	01/15/2026		M		976⁽²⁾⁽⁴⁾	A	⁽²⁾⁽⁴⁾	8,002	D
Common stock	01/15/2026		F		305⁽⁴⁾	D	$196.73⁽⁴⁾	7,697	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
Restricted Share Unit - March 2025	$193⁽²⁾	01/15/2026		M			308	12/31/2027	⁽¹⁾	Common Stock	308	⁽¹⁾	0	D
Restricted Share Unit - March 2024	$185.28⁽²⁾	01/15/2026		M			310	12/31/2026	⁽³⁾	Common stock	310	⁽³⁾	0	D
Restricted Share Unit - March 2023	$138.34⁽²⁾	01/15/2026		M			976	12/31/2025	⁽⁴⁾	Common stock	976	⁽⁴⁾	0	D

Explanation of Responses:

1. Restricted share units granted on March 6, 2025, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.

2. Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.

3. Restricted share units granted on March 15, 2024, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.

4. Restricted share units fully vest on December 31, 2025.

Remarks:

	/s/ My Chi To, by Power of Attorney	01/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR