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  4. [Form 4] REINSURANCE GROUP OF AMERICA INC Insider Trading Activity

EVP Herrmann converts RSUs to RGA stock (NYSE: RGA)

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Reinsurance Group of America EVP Ronald Herrmann reported multiple equity transactions on January 15, 2026. Three blocks of restricted share units granted in March 2023, March 2024 and March 2025 were exercised into common stock in amounts of 1,353, 607 and 665 shares, respectively, with corresponding changes in his derivative holdings to zero for each grant.

The related footnotes state that each restricted share unit converts into one share of common stock and that the grants vest in roughly one‑third increments annually, fully vesting on December 31, 2025, 2026 and 2027, respectively. After the associated acquisitions and dispositions of common stock on that date, Herrmann directly owned 5,533 shares of Reinsurance Group of America common stock.

Positive

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Negative

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Insider HERRMANN RONALD
Role EVP
Type Security Shares Price Value
Exercise Restricted Share Unit - March 2025 665 $0.00 --
Exercise Restricted Share Unit - March 2024 607 $0.00 --
Exercise Restricted Share Unit - March 2023 1,353 $0.00 --
Exercise Common stock 665 $0.00 --
Tax Withholding Common stock 225 $0.00 --
Exercise Common stock 607 $0.00 --
Tax Withholding Common stock 251 $0.00 --
Exercise Common stock 1,353 $0.00 --
Tax Withholding Common stock 560 $0.00 --
Holdings After Transaction: Restricted Share Unit - March 2025 — 0 shares (Direct); Restricted Share Unit - March 2024 — 0 shares (Direct); Restricted Share Unit - March 2023 — 0 shares (Direct); Common stock — 4,609 shares (Direct)
Footnotes (1)
  1. Restricted share units granted on March 6, 2025, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027. Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement. Restricted share units granted on March 15, 2024, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026. Restricted share units fully vest on December 31, 2025.
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Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HERRMANN RONALD
(Last) (First) (Middle)
16600 SWINGLEY RIDGE ROAD
(Street)
CHESTERFIELD MO 63017
(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director 10% Owner
X Officer (give title below) Other (specify below)
EVP
3. Date of Earliest Transaction (Month/Day/Year)
01/15/2026
4. If Amendment, Date of Original Filed (Month/Day/Year)
 6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common stock 01/15/2026 M 665(1)(2) A (1)(2) 4,609 D
Common stock 01/15/2026 F 225(1) D (1) 4,384 D
Common stock 01/15/2026 M 607(2)(3) A (2)(3) 4,991 D
Common stock 01/15/2026 F 251(3) D (3) 4,740 D
Common stock 01/15/2026 M 1,353(2)(4) A (2)(4) 6,093 D
Common stock 01/15/2026 F 560(4) D (4) 5,533 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Restricted Share Unit - March 2025 $193(2) 01/15/2026 M 665 12/31/2027 (1) Common Stock 665 (1) 0 D
Restricted Share Unit - March 2024 $185.28(2) 01/15/2026 M 607 12/31/2026 (3) Common stock 607 (3) 0 D
Restricted Share Unit - March 2023 $138.34(2) 01/15/2026 M 1,353 12/31/2025 (4) Common stock 1,353 (4) 0 D
Explanation of Responses:
1. Restricted share units granted on March 6, 2025, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2027.
2. Each restricted share unit represents a contingent right to receive one (1) share of the Issuer's Common Stock upon settlement.
3. Restricted share units granted on March 15, 2024, vest in 33 and 1/3% increments over three years, and fully vest on December 31, 2026.
4. Restricted share units fully vest on December 31, 2025.
Remarks:
/s/ My Chi To, by Power of Attorney 01/20/2026
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

Source: View Original Filing on SEC EDGAR

FAQ

Who is the insider in this RGA Form 4 filing and what is their role?

The filing reports transactions by Ronald Herrmann, who is an Executive Vice President (EVP) of Reinsurance Group of America, Inc. (RGA).

What equity transactions did RGA EVP Ronald Herrmann report on January 15, 2026?

On January 15, 2026, Herrmann reported the exercise of three restricted share unit grants into common stock and related dispositions of common stock, all in the issuer’s shares.

How many RGA restricted share units did Ronald Herrmann exercise in this filing?

Herrmann exercised 665 restricted share units from a March 2025 grant, 607 from a March 2024 grant, and 1,353 from a March 2023 grant, each into an equal number of common shares.

What vesting schedule applies to Ronald Herrmann’s RGA restricted share units?

The footnotes state that the March 2025 and March 2024 restricted share units vest in 33 1/3% annual increments over three years, fully vesting on December 31, 2027 and December 31, 2026, respectively. The March 2023 restricted share units fully vest on December 31, 2025.

How many RGA common shares does Ronald Herrmann own after these transactions?

Following the reported January 15, 2026 transactions, Herrmann directly owned 5,533 shares of Reinsurance Group of America common stock.

What does each restricted share unit represent for RGA EVP Ronald Herrmann?

According to the footnotes, each restricted share unit represents a contingent right to receive one share of Reinsurance Group of America common stock upon settlement.