RGA executive exercises 2,239 performance shares

Reinsurance Group of America executive advisor Simon Wainwright exercised performance-based equity and increased his direct common stock holdings.

Rhea-AI Filing Summary

Reinsurance Group of America executive advisor Simon Wainwright exercised performance-based equity and increased his direct common stock holdings. On March 12, 2026, he converted 2,239 Performance Contingent Shares 2026 into the same number of shares of common stock at a reported price of $205.00 per share, based on that day’s closing price. Of these, 1,053 shares were delivered back to the company to cover tax withholding obligations. Following these transactions, Wainwright directly holds 15,129 shares of Reinsurance Group of America common stock.

Insider Trade Summary

2,239 shares exercised/converted

Exercise 3 txns

Insider Wainwright Simon

Role Exec. Advisor to CEO

Type	Security	Shares	Price	Value
Exercise	Performance Contingent Shares 2026	2,239	$0.00	$0.00
Exercise	Common stock	2,239	$205.00	$459K
Exercise Price or Tax Liability	Common stock	1,053	$205.00	$216K

Holdings After Transaction: Performance Contingent Shares 2026 — 0 contracts (Direct); Common stock — 15,129 shares (Direct)

Footnotes (4)

1. F1. Acquired pursuant to award of Performance Contingent Stock granted on March 9, 2023.
2. F2. Shares of Common Stock delivered to Issuer as payment for taxes withheld. The reported share price of $205.00 was the closing price on March 12, 2026, which was the price that was used for tax withholding purposes.
3. F3. Each Performance Contingent Stock unit represents the right to receive one (1) share of Issuer's Common Stock.
4. F4. Expiration date is not applicable for this transaction.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did RGA executive Simon Wainwright report on this Form 4?

Simon Wainwright reported exercising performance contingent stock into 2,239 shares of Reinsurance Group of America common stock. The award was originally granted on March 9, 2023, and each unit converted into one share of common stock upon exercise.

How many RGA shares does Simon Wainwright hold after the reported Form 4 transactions?

After the reported transactions, Simon Wainwright directly holds 15,129 shares of Reinsurance Group of America common stock. This reflects the net position following the option exercise and the related tax-withholding share delivery back to the issuer.

Were any of Simon Wainwright’s RGA shares sold in the open market in this Form 4?

No open-market sales were reported. Instead, 1,053 shares of Reinsurance Group of America common stock were delivered to the issuer to satisfy tax withholding obligations, using a $205.00 per-share price based on the March 12, 2026 closing price.

What is a Performance Contingent Share 2026 in the RGA Form 4 filing?

The filing describes Performance Contingent Shares 2026 as units where each represents the right to receive one share of Reinsurance Group of America common stock. On March 12, 2026, 2,239 such units were exercised and converted into common shares.

How was the $205.00 price used in Simon Wainwright’s RGA Form 4 transaction?

The $205.00 price was the closing price of Reinsurance Group of America common stock on March 12, 2026. It was used solely for calculating tax withholding when 1,053 shares were delivered to the issuer to cover associated tax liabilities.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/16/2026 - 09:11 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Wainwright Simon

(Last) (First) (Middle)

16600 SWINGLEY RIDGE ROAD

(Street)

CHESTERFIELD MO 63017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Exec. Advisor to CEO

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common stock	03/12/2026		M		2,239(1)	A	$205	16,182	D
Common stock	03/12/2026		F		1,053(2)	D	$205	15,129	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Contingent Shares 2026	$0(3)	03/12/2026		M			2,239	03/12/2026	(4)	Common stock	2,239	$0	0	D

Explanation of Responses:

1. Acquired pursuant to award of Performance Contingent Stock granted on March 9, 2023.

2. Shares of Common Stock delivered to Issuer as payment for taxes withheld. The reported share price of $205.00 was the closing price on March 12, 2026, which was the price that was used for tax withholding purposes.

3. Each Performance Contingent Stock unit represents the right to receive one (1) share of Issuer's Common Stock.

4. Expiration date is not applicable for this transaction.

Remarks:

	/s/ My Chi To, by Power of Attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.