RGA EVP exercises 1,496 performance share units

Reinsurance Group of America executive Cormac Galvin, EVP and Head of EMEA, exercised 1,496 Performance Contingent Stock units into the same number of shares of common stock on March 12, 2026.

Rhea-AI Filing Summary

Reinsurance Group of America executive Cormac Galvin, EVP and Head of EMEA, exercised 1,496 Performance Contingent Stock units into the same number of shares of common stock on March 12, 2026. These units were originally granted on March 9, 2023, and each unit represented one share of common stock.

Of the shares received, 704 shares were delivered back to the company to cover tax withholding at a share price of $205.00, the closing price on March 12, 2026. After these compensation-related transactions, Galvin directly holds 3,532 shares of RGA common stock, reflecting a net increase of 792 shares, with no remaining Performance Contingent Stock units outstanding from this award.

Insider Trade Summary

1,496 shares exercised/converted

Exercise 3 txns

Insider Galvin Cormac

Role EVP, Head of EMEA

Type	Security	Shares	Price	Value
Exercise	Performance Contingent Shares 2026	1,496	$0.00	$0.00
Exercise	Common Stock	1,496	$205.00	$307K
Exercise Price or Tax Liability	Common Stock	704	$205.00	$144K

Holdings After Transaction: Performance Contingent Shares 2026 — 0 contracts (Direct); Common Stock — 3,532 shares (Direct)

Footnotes (4)

1. F1. Acquired pursuant to award of Performance Contingent Stock granted on March 9, 2023.
2. F2. Shares of Common Stock delivered to Issuer as payment for taxes withheld. The reported share price of $205.00 was the closing price on March 12, 2026, which was the price that was used for tax withholding purposes.
3. F3. Each Performance Contingent Stock unit represents the right to receive one (1) share of Issuer's Common Stock.
4. F4. Expiration date is not applicable for this transaction.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did RGA EVP Cormac Galvin report on this Form 4 for RGA?

Cormac Galvin reported exercising 1,496 Performance Contingent Stock units into 1,496 shares of Reinsurance Group of America common stock. The units came from an award granted on March 9, 2023, and were settled in shares on March 12, 2026.

How many RGA shares were used for tax withholding in Galvin’s March 2026 Form 4?

A total of 704 shares of RGA common stock were delivered to the company to satisfy tax withholding obligations. The tax withholding used a price of $205.00 per share, equal to the March 12, 2026 closing price.

What is Cormac Galvin’s RGA share ownership after the reported transactions?

After the reported Form 4 transactions, Cormac Galvin directly holds 3,532 shares of Reinsurance Group of America common stock. This reflects his position following the exercise of 1,496 units and the tax withholding of 704 shares on March 12, 2026.

Did the RGA Form 4 involve an open-market purchase or sale of shares?

The Form 4 did not report any open-market purchases or sales. It shows a derivative exercise of 1,496 Performance Contingent Stock units into shares and a tax-withholding disposition of 704 shares delivered back to the company.

What price was used for the RGA tax-withholding shares in Galvin’s Form 4?

The tax-withholding shares were valued at $205.00 per share, which was the closing price of Reinsurance Group of America common stock on March 12, 2026. This price was specifically used to calculate the tax withholding.

What type of derivative security did Cormac Galvin exercise into RGA common stock?

He exercised Performance Contingent Stock units, where each unit represented the right to receive one share of RGA common stock. In total, 1,496 such units were converted into 1,496 shares on March 12, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/16/2026 - 09:11 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Galvin Cormac

(Last) (First) (Middle)

16600 SWINGLEY RIDGE ROAD

(Street)

CHESTERFIELD MO 63017

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
REINSURANCE GROUP OF AMERICA INC [ RGA ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, Head of EMEA

3. Date of Earliest Transaction (Month/Day/Year)
03/12/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/12/2026		M		1,496(1)	A	$205	4,236	D
Common Stock	03/12/2026		F		704(2)	D	$205	3,532	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Performance Contingent Shares 2026	$0(3)	03/12/2026		M			1,496	03/12/2026	(4)	Common Stock	1,496	$0	0	D

Explanation of Responses:

1. Acquired pursuant to award of Performance Contingent Stock granted on March 9, 2023.

2. Shares of Common Stock delivered to Issuer as payment for taxes withheld. The reported share price of $205.00 was the closing price on March 12, 2026, which was the price that was used for tax withholding purposes.

3. Each Performance Contingent Stock unit represents the right to receive one (1) share of Issuer's Common Stock.

4. Expiration date is not applicable for this transaction.

Remarks:

	/s/ My Chi To, by Power of Attorney	03/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.