Raymond James Financial (RJF) director shifts 20,504.5 shares to spouse

Rhea-AI Filing Summary

Raymond James Financial director reports family share transfer

Raymond James Financial director Jeffrey N. Edwards reported a gift of 20,504.5 shares of common stock on January 30, 2026. The transaction was coded as a gift, with no price per share reported.

Following the transaction, Edwards directly held 9,783.5 shares of Raymond James Financial common stock and was reported as indirectly owning 20,504.5 shares through his spouse. The filing reflects a reallocation of ownership between Edwards’ direct holdings and those held by his spouse.

Insider Trade Summary

41,009 shares gifted

Mixed 2 txns

Insider Edwards Jeffrey N

Role Director

Type	Security	Shares	Price	Value
Gift	Common Stock	20,504.5	$0.00	--
Gift	Common Stock	20,504.5	$0.00	--

Holdings After Transaction: Common Stock — 9,783.5 shares (Direct); Common Stock — 20,504.5 shares (Indirect, By Spouse)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Edwards Jeffrey N

(Last) (First) (Middle)

880 CARILLON PARKWAY

(Street)

ST. PETERSBURG FL 33716

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RAYMOND JAMES FINANCIAL INC [ RJF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
01/30/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/30/2026		G		20,504.5	D	$0.0000	9,783.5	D
Common Stock	01/30/2026		G		20,504.5	A	$0.0000	20,504.5	I	By Spouse

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

This Form 4 reports (i) the gift of shares by the reporting person and (ii) the receipt of the gifted shares by the reporting person's spouse.

	/s/ Jeffrey N. Edwards by Jonathan J. Doyle as Attorney-in-Fact	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did RJF director Jeffrey N. Edwards report?

Jeffrey N. Edwards reported a gift of 20,504.5 Raymond James Financial (RJF) common shares dated January 30, 2026. The transaction was coded as a gift, with a reported price per share of $0.00, indicating a non-cash, charitable or personal transfer.

How did this Form 4 change Jeffrey N. Edwards’ RJF share holdings?

After the reported gift, Jeffrey N. Edwards directly held 9,783.5 RJF shares and was shown as indirectly owning 20,504.5 shares through his spouse. The filing reflects a shift from direct to indirect ownership rather than a sale in the open market.

Was the RJF insider transaction a sale for cash or a gift?

The transaction was reported with code “G”, indicating a gift of shares, not a market sale. The price per share was listed as $0.0000, confirming there was no cash consideration exchanged in this Raymond James Financial insider transaction.

Who is reported as indirectly holding RJF shares related to this Form 4?

The Form 4 shows 20,504.5 RJF common shares as indirectly owned by Jeffrey N. Edwards “By Spouse.” This means the shares are held in the spouse’s name, while still being reported as indirect beneficial ownership for regulatory disclosure purposes.

What role does Jeffrey N. Edwards have at Raymond James Financial (RJF)?

The filing identifies Jeffrey N. Edwards as a director of Raymond James Financial. As a director, he is required to report changes in beneficial ownership of RJF common stock on Form 4, including gifts and transfers involving his spouse’s holdings.