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Rocket Companies Inc 10-Q Filings

RKT NYSE

Every 10-Q that Rocket Companies Inc (RKT) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow RKT and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RKT filings page.

Rhea-AI Summary

Rocket Companies generated net revenue of $2,784 million in the quarter ended June 30, 2026, up from $1,451 million a year earlier. Net income attributable to Rocket Companies was $230 million for the quarter and $527 million for the first six months of 2026, versus small losses in the prior-year periods. Basic and diluted earnings per share of Participating Common Stock were $0.08 for the quarter and $0.19 year-to-date. Operating cash flow for the first half of 2026 was $645 million, compared with a use of $2,648 million a year earlier.

Total assets were $60,977 million and equity was $23,546 million as of June 30, 2026. Mortgage servicing rights at fair value were $18,905 million, with loan servicing income, net of $450 million for the quarter. The company continues integrating the 2025 all-stock acquisitions of Redfin and Mr. Cooper, which added identifiable intangibles of $881 million and goodwill of $1,233 million for Redfin, and intangibles of $1,438 million and goodwill of $8,251 million for Mr. Cooper. Secured financing outstanding was $16,639 million and unsecured senior notes, net, were $10,772 million, supported by cash and cash equivalents of $3,103 million.

Rhea-AI Summary

Rocket Companies reported a sharp turnaround for the quarter ended March 31, 2026. Net revenue rose to $2,941 million from $1,101 million a year earlier, and net income reached $297 million versus a prior-period loss attributable to the company.

Results were driven by stronger gain on sale of loans, higher servicing fee income, and a much larger interest and other income base following the Redfin and Mr. Cooper acquisitions. The mortgage servicing rights portfolio stood at $19,377 million, with $40,019 million in related unpaid principal balance sold during the quarter and $1,257,976 million of loans serviced at period-end.

Operating cash flow improved to $1,857 million, while secured financing declined to $15,882 million and unsecured senior notes remained $10,430 million. The company notes a new $175 million jury verdict against subsidiary Rocket Close in the HouseCanary dispute, with litigation reserves of $79 million recorded, and indicates it will continue to contest the case.

Rhea-AI Summary

Rocket Companies reported Q3 2025 results with total revenue of $1,605,284 thousand and a net loss attributable to Rocket Companies of $123,854 thousand. Gain on sale of loans, net was $1,027,413 thousand, while loan servicing recorded a net loss of $66,464 thousand as the change in fair value of MSRs offset servicing fee income.

Cash and cash equivalents were $5,836,104 thousand and total assets reached $33,576,128 thousand as of September 30, 2025. During the nine months, the company issued $2.0 billion of 6.125% senior notes due 2030 and $2.0 billion of 6.375% senior notes due 2033.

On July 1, 2025, Rocket closed the all‑stock acquisition of Redfin with total consideration of $1,742,005 thousand, including $1,466,094 thousand in Class A stock and $252,013 thousand cash to settle Redfin’s term loan; preliminary allocation included $881,000 thousand of intangible assets and $1,232,711 thousand of goodwill. The company also completed an Up‑C Collapse on June 30, 2025, simplifying its capital structure and eliminating non‑controlling interests. Subsequent event: the acquisition of Mr. Cooper Group Inc. was completed on October 1, 2025.

Rhea-AI Summary

Rocket Companies reported total assets of $30.36 billion and increased cash and cash equivalents to $5.09 billion from $1.27 billion a year earlier, driven by higher funding and financing activity. Net revenue for the quarter was $1.36 billion, with a $815.9 million gain on sale of loans. Mortgage servicing rights (MSRs) experienced a significant fair value decline, contributing to a $198.9 million negative MSR fair value change in the quarter. For the six months the company reported a $178.4 million net loss versus a prior-year six-month net income of $468.6 million, reflecting large MSR markdowns and higher operating and financing costs.

The company completed an organizational simplification by collapsing its Up-C structure, eliminating prior non-controlling interests and recognizing deferred tax impacts. It closed an estimated $1.8 billion acquisition of Redfin (July 1, 2025) and has a pending all-stock acquisition agreement for Mr. Cooper expected to close in the fourth quarter of 2025. The company issued permanent senior notes totaling $4.0 billion in June 2025, increasing total senior notes to about $8.0 billion and total liabilities to $22.91 billion.