Every 10-Q that REGIONAL MANAGEMENT CORP (RM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow RM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RM filings page.
Regional Management Corp., a consumer finance company operating in 20 U.S. states, reported Q2 2026 total revenue of $168,006,000 and net income of $8,153,000 (basic EPS $0.91, diluted $0.85). For the first six months of 2026, revenue was $335,296,000 with net income of $19,554,000 (basic EPS $2.15, diluted $2.03).
As of June 30, 2026, total assets were $2,129,594,000, including net finance receivables of $2,148,253,000, split between large loans of $1,659,685,000 and small loans of $488,568,000. The allowance for credit losses was $224,000,000, equal to 10.4 % of net finance receivables. Total stockholders’ equity was $378,331,000.
Portfolio credit metrics showed total contractual delinquency of 7.0 % of net finance receivables and nonaccrual loans of 4.2 %. Operating activities provided $161,763,000 of cash in the first half of 2026, and cash plus restricted cash ended the period at $118,575,000.
Regional Management Corp. reported higher profitability for the quarter ended March 31, 2026. Total revenue rose to $167.3M, driven mainly by interest and fee income of $150.3M and insurance income of $11.8M. Net income increased to $11.4M, with basic earnings per share of $1.24 and diluted earnings per share of $1.18, compared with $0.73 and $0.70 a year earlier.
Net finance receivables were $2.10B, slightly below year-end 2025, while the allowance for credit losses stood at $219.5M, or 10.4% of net finance receivables. Credit losses were $71.2M versus $61.7M a year earlier, reflecting elevated loss activity. Total assets were $2.07B and total stockholders’ equity was $375.8M.
The company continued returning capital to shareholders, paying a quarterly dividend of $0.30 per share and repurchasing 208 thousand shares for $7.5M. Subsequent to quarter-end, it extended several revolving warehouse credit facilities, pushing out maturities into 2028–2029 and modestly reducing pricing on one facility, and the Board declared another $0.30 per-share dividend payable in June 2026.
Regional Management Corp. (RM) reported stronger Q3 results. Total revenue rose to $165.5 million from $146.3 million a year ago, driven by higher interest and fee income. Net income increased to $14.4 million versus $7.7 million, and diluted EPS was $1.42, up from $0.76. Interest expense was $22.0 million, reflecting a larger balance sheet and higher funding costs.
Net finance receivables grew to $2.05 billion from $1.89 billion at year‑end, with large loans at $1.51 billion and small loans at $540.9 million. The allowance for credit losses was $212.0 million, or 10.3% of net finance receivables. Portfolio delinquency was 7.0% (large loans 5.7%; small loans 10.8%), and nonaccrual loans were 4.4% of receivables. Provision for credit losses was $60.5 million in the quarter.
Debt totaled $1.58 billion and stockholders’ equity was $371.9 million. Operating cash flow for the nine months was $229.0 million, supporting growth in receivables, technology investments, and securitization funding activity.