Regional Management Corp. filings document the formal record for a consumer finance company operating as Regional Finance. Periodic and current reports describe installment-loan revenue, originations, net finance receivables, credit losses, delinquencies, provisions for credit losses and funding used to support the loan portfolio.
Form 8-K disclosures cover results of operations, dividend declarations, Regulation FD presentations and material agreements tied to the company’s capital and lending platform, including its Senior Revolving Credit Facility, RMR IV warehouse facility and program management agreement with Column N.A. Proxy materials document board matters, executive compensation, equity awards and shareholder voting items. The filings also address liquidity covenants, receivables financing, risk management and governance matters relevant to the company’s consumer lending model.
Regional Management Corp. SVP and General Counsel Catherine R. Atwood sold 200 shares of common stock on October 19, 2026, at a reported weighted average price of $35.01 per share. The shares were sold in multiple transactions at prices from $35.00 to $35.01 inclusive under a Rule 10b5-1 trading plan adopted November 14, 2025. Atwood directly held 55,307 shares following the sale.
Regional Management Corp. (RM) reported that investment entities associated with Forager Fund, L.P. filed to disclose open-market sales of its common stock. On September 15–17, 2026, the Fund sold a total of 29,322 shares at weighted average prices around $32 per share across multiple trades. The shares are held directly by Forager Fund, L.P.; Forager Capital Management, LLC is its general partner, and Edward Urban Kissel and Robert Symmes MacArthur are principals with shared voting and dispositive authority. Each reporting person disclaims beneficial ownership except to the extent of any pecuniary interest. No Rule 10b5-1 trading plan is reported.
Regional Management Corp. (RM) furnished an investor presentation outlining its consumer finance business, growth strategy, and recent operating metrics. The company operates 357 branches across 20 states with total receivables of $2.1 billion as of June 30, 2026, targeting underserved non-prime consumers under the Regional Finance brand.
The presentation highlights multi-channel originations over the last year, including $1.2 billion from branches, $506.5 million from direct mail, and $255.0 million from digitally sourced loans. Large loans outstanding total $1.7 billion and small loans $488.6 million, with average APRs of 30.8% and 43.8%, respectively. Auto-secured loans grew by $78.1 million to 15.1% of the portfolio.
Financially, total revenue grew 6.7% year over year on a $202 million increase in average net receivables, while the operating expense ratio improved to 12.4%, an 80 bps YoY decline. The 2Q 2026 delinquency rate was 7.0%, with $149.4 million of 30+ day delinquencies versus an allowance of $224.0 million. Liquidity remains solid with $442 million of unused capacity and $128 million of available liquidity; 80% of debt is fixed-rate with a 4.8% weighted-average coupon.
Regional Management Corp. (RM) had affiliated reporting persons led by Basswood Capital Management, L.L.C. report net share activity in Common Stock. On September 2, 2026 they indirectly acquired 23,764 shares at $33.10 per share, bringing indirect holdings to 453,434 shares. On September 1, 2026 they also indirectly acquired 4,064 shares at $31.86 per share and sold 1,159 shares at $31.65 per share. All positions are reported as indirect and reference additional ownership details in exhibits; no Rule 10b5-1 trading plan is reported.
Regional Management Corp. (RM) received a notice that Basswood Financial Long Only Fund, LP, a 10% stockholder, plans to sell shares of its Common Stock under Rule 144. The planned sale covers 1,159 shares, to be sold through Maxim Group LLC on the NYSE on or after September 1, 2026.
The planned sale has an aggregate market value of $37,192.31, based on a $32.09 closing price for the Common Stock on August 31, 2026. Shares of Common Stock outstanding were 9,225,794 as of June 30, 2026; this is a baseline figure, not the amount being offered.
Regional Management Corp. (RM) reported that insider Catherine R. Atwood, SVP and General Counsel, sold 200 shares of common stock on August 24, 2026 at a price of $35.00 per share. Following this transaction, she directly holds 55,507 shares of Regional Management Corp. common stock.
The sale was effected pursuant to a Rule 10b5-1 trading plan that she adopted on November 14, 2025, indicating the transaction was pre-arranged under that plan.
Regional Management Corp. (symbol RM) received a Rule 144 notice from insider Catherine Atwood regarding a planned sale of up to 3,000 shares of its common stock. The shares are to be sold through Morgan Stanley Smith Barney LLC on the NYSE, with an approximate sale date of August 24, 2026. The filing indicates the shares relate to Restricted Stock Units with a date of December 31, 2025, originally acquired from the issuer.
Regional Management Corp. reports that President and CEO Lakhbir S. Lamba purchased a total of 10,000 shares of common stock in open market or private transactions on August 11–12, 2026. The purchases were executed in multiple trades at weighted average prices around the low $30s per share, within disclosed intraday price ranges.
Barnette Steven B reported acquisition or exercise transactions in this Form 4 filing.
Regional Management Corp. reported that VP and Chief Accounting Officer Steven B. Barnette received a grant of 4,393 shares of Common Stock on August 3, 2026 at no purchase cost. This award increased his direct holdings to 17,865 shares and was not reported under a Rule 10b5-1 trading plan.
Regional Management Corp., a consumer finance company operating in 20 U.S. states, reported Q2 2026 total revenue of $168,006,000 and net income of $8,153,000 (basic EPS $0.91, diluted $0.85). For the first six months of 2026, revenue was $335,296,000 with net income of $19,554,000 (basic EPS $2.15, diluted $2.03).
As of June 30, 2026, total assets were $2,129,594,000, including net finance receivables of $2,148,253,000, split between large loans of $1,659,685,000 and small loans of $488,568,000. The allowance for credit losses was $224,000,000, equal to 10.4 % of net finance receivables. Total stockholders’ equity was $378,331,000.
Portfolio credit metrics showed total contractual delinquency of 7.0 % of net finance receivables and nonaccrual loans of 4.2 %. Operating activities provided $161,763,000 of cash in the first half of 2026, and cash plus restricted cash ended the period at $118,575,000.