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Regional Management Corp. (RM) had affiliated reporting persons led by Basswood Capital Management, L.L.C. report net share activity in Common Stock. On September 2, 2026 they indirectly acquired 23,764 shares at $33.10 per share, bringing indirect holdings to 453,434 shares. On September 1, 2026 they also indirectly acquired 4,064 shares at $31.86 per share and sold 1,159 shares at $31.65 per share. All positions are reported as indirect and reference additional ownership details in exhibits; no Rule 10b5-1 trading plan is reported.
Regional Management Corp. (RM) received a notice that Basswood Financial Long Only Fund, LP, a 10% stockholder, plans to sell shares of its Common Stock under Rule 144. The planned sale covers 1,159 shares, to be sold through Maxim Group LLC on the NYSE on or after September 1, 2026.
The planned sale has an aggregate market value of $37,192.31, based on a $32.09 closing price for the Common Stock on August 31, 2026. Shares of Common Stock outstanding were 9,225,794 as of June 30, 2026; this is a baseline figure, not the amount being offered.
Regional Management Corp. (RM) reported that insider Catherine R. Atwood, SVP and General Counsel, sold 200 shares of common stock on August 24, 2026 at a price of $35.00 per share. Following this transaction, she directly holds 55,507 shares of Regional Management Corp. common stock.
The sale was effected pursuant to a Rule 10b5-1 trading plan that she adopted on November 14, 2025, indicating the transaction was pre-arranged under that plan.
Regional Management Corp. (symbol RM) received a Rule 144 notice from insider Catherine Atwood regarding a planned sale of up to 3,000 shares of its common stock. The shares are to be sold through Morgan Stanley Smith Barney LLC on the NYSE, with an approximate sale date of August 24, 2026. The filing indicates the shares relate to Restricted Stock Units with a date of December 31, 2025, originally acquired from the issuer.
Regional Management Corp. reports that President and CEO Lakhbir S. Lamba purchased a total of 10,000 shares of common stock in open market or private transactions on August 11–12, 2026. The purchases were executed in multiple trades at weighted average prices around the low $30s per share, within disclosed intraday price ranges.
Barnette Steven B reported acquisition or exercise transactions in this Form 4 filing.
Regional Management Corp. reported that VP and Chief Accounting Officer Steven B. Barnette received a grant of 4,393 shares of Common Stock on August 3, 2026 at no purchase cost. This award increased his direct holdings to 17,865 shares and was not reported under a Rule 10b5-1 trading plan.
Regional Management Corp., a consumer finance company operating in 20 U.S. states, reported Q2 2026 total revenue of $168,006,000 and net income of $8,153,000 (basic EPS $0.91, diluted $0.85). For the first six months of 2026, revenue was $335,296,000 with net income of $19,554,000 (basic EPS $2.15, diluted $2.03).
As of June 30, 2026, total assets were $2,129,594,000, including net finance receivables of $2,148,253,000, split between large loans of $1,659,685,000 and small loans of $488,568,000. The allowance for credit losses was $224,000,000, equal to 10.4 % of net finance receivables. Total stockholders’ equity was $378,331,000.
Portfolio credit metrics showed total contractual delinquency of 7.0 % of net finance receivables and nonaccrual loans of 4.2 %. Operating activities provided $161,763,000 of cash in the first half of 2026, and cash plus restricted cash ended the period at $118,575,000.
Regional Management Corp. reported second-quarter 2026 net income of $8.2 million and diluted EPS of $0.85, down 19.6% and 17.5% year-over-year. Year-to-date, net income rose to $19.6 million and diluted EPS to $2.03, up 14.0% and 17.3% from the prior-year period.
Total revenue for the quarter was $168.0 million, a 6.7% increase driven by growth in average net finance receivables. Net finance receivables reached $2.15 billion, up 9.6% year-over-year, led by large loans of $1.66 billion and an auto-secured portfolio of $323.7 million. Small-loan receivables declined 10.7% to $488.6 million.
The net credit loss rate was 12.2%, up 30 basis points year-over-year, while 30+ day delinquencies were 7.0% of receivables versus 6.6% a year earlier; the allowance for credit losses stood at $224.0 million, or 10.4% of net finance receivables. The operating expense ratio improved to 12.4%, 80 basis points better year-over-year. Debt totaled $1.68 billion, with 80% fixed-rate at a 4.8% weighted-average coupon, unused revolving capacity of $442 million, and available liquidity of $127.9 million.
Strategically, management highlighted a bank partnership with Column N.A. that has originated over $65 million in loans, the launch of an end-to-end digital lending platform, expansion into Florida (its 20th state), and ongoing technology and AI investments. The board declared a quarterly dividend of $0.30 per share, payable September 16, 2026, and management is targeting 2026 net income growth of 6%–9% and EPS growth of 10%–13%.
BlackRock, Inc. filed Amendment No. 10 to report its beneficial ownership in Regional Management Corp. common stock. BlackRock reported beneficial ownership of 715,029 shares, representing 7.8% of the class as of June 30, 2026.
BlackRock reported sole voting power over 704,936 shares and sole dispositive power over 715,029 shares, with no shared voting or dispositive power. The filing notes that various underlying clients have rights to dividends or sale proceeds, but no single client holds more than five percent of the outstanding common shares.
Regional Management Corp. executive Steven B. Barnette, VP and Chief Accounting Officer, executed an open-market sale of 3,274 shares of common stock at a weighted average price of $43.30 per share, with prices ranging from $43.02 to $43.49, pursuant to a pre-arranged Rule 10b5-1 trading plan adopted on December 1, 2025. After this transaction, he directly holds 13,472 shares.