Welcome to our dedicated page for Richmond Mut Bancorporation SEC filings (Ticker: RMBI), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Trying to assess a community bank’s loan quality or net interest margin by sifting through hundreds of pages? Richmond Mutual Bancorporation’s 10-K alone details credit loss provisioning, deposit mix, and branch-level performance in technical language that can slow any analyst. Stock Titan surfaces the essentials in seconds, turning Richmond Mutual Bancorporation SEC filings explained simply from wishful thinking into reality.
Our AI breaks down every document type the moment it hits EDGAR. Need a quick view of allowance trends inside the Richmond Mutual Bancorporation annual report 10-K simplified? It’s already summarized. Want the latest Richmond Mutual Bancorporation quarterly earnings report 10-Q filing with margin compression call-outs? One click. Material announcements are tracked through Richmond Mutual Bancorporation 8-K material events explained, and insider moves appear as Richmond Mutual Bancorporation Form 4 insider transactions real-time notifications. Key phrases investors actually search for—like “Richmond Mutual Bancorporation proxy statement executive compensation” or “Richmond Mutual Bancorporation executive stock transactions Form 4”—are fully covered so you’re never hunting for data.
Practical use cases:
- Compare quarter-over-quarter loan growth via our Richmond Mutual Bancorporation earnings report filing analysis.
- Monitor Richmond Mutual Bancorporation insider trading Form 4 transactions before earnings dates.
- Quickly validate allowance ratios when understanding Richmond Mutual Bancorporation SEC documents with AI.
Every filing—10-K, 10-Q, 8-K, Form 4, even niche call-reports—arrives with real-time alerts, expert commentary, and plain-English summaries. Spend minutes, not hours, turning RMBI’s regulatory disclosures into confident decisions.
Richmond Mutual Bancorporation, Inc. insider activity: The President and CEO, who is also a director of RMBI, reported acquiring 51,253 shares of common stock on 11/20/2025 at a stated price of $0, indicating a grant or allocation rather than an open-market purchase. After this transaction, the reporting person directly owns 167,823 common shares and indirectly holds 9,942 shares through an ESOP. The insider also reports fully exercisable derivative securities representing rights to buy 216,426 shares of common stock at an exercise price of $10.53, expiring on 10/01/2030.
Richmond Mutual Bancorporation, Inc. (RMBI) announced a cash dividend on its common stock of $0.15 per share. The dividend will be paid on December 18, 2025 to stockholders who are on record as of the close of business on December 4, 2025. This represents direct cash returned to shareholders based on their current holdings of RMBI common stock.
Richmond Mutual Bancorporation (RMBI) entered into a definitive Agreement and Plan of Merger to combine with The Farmers Bancorp, with RMBI as the surviving corporation. Each Farmers share will be converted into the right to receive 3.4 shares of RMBI common stock. Based on RMBI’s closing price of $13.15 on November 10, 2025, the deal implies an aggregate equity value of approximately $82 million. The companies expect closing in the second calendar quarter of 2026, subject to shareholder and regulatory approvals.
Upon closing, Farmers’ shareholders are expected to own about 38% of the combined company. Farmers’ unvested RSUs will vest and receive the merger consideration; unvested performance shares will be terminated and cashed out at target. The agreement includes customary covenants and termination rights, including a $3.3 million termination fee payable by Farmers under certain circumstances. Five Farmers directors will join RMBI’s board; RMBI Chair Garry D. Kleer will continue as Chair and Farmers Chair Barbara A. Cutillo will serve as Vice Chair.
Richmond Mutual Bancorporation, Inc. (RMBI) agreed to acquire The Farmers Bancorp in an all‑stock merger. Each Farmers share will convert into 3.4 shares of RMBI common stock. Based on RMBI’s closing price of $13.15 on November 10, 2025, the exchange implies an aggregate equity value of approximately $82 million. Farmers’ shareholders are expected to own about 38% of the combined company. The transaction is targeted to close in the second calendar quarter of 2026, subject to shareholder approvals and required regulatory approvals.
The boards of both companies approved the deal unanimously, and directors of each company signed voting agreements supporting it. At closing, unvested Farmers RSUs will vest and receive the stock consideration, while unvested performance shares will be cashed out at target. Farmers may owe a $3.3 million termination fee under certain circumstances. Post‑merger, five Farmers directors will join RMBI’s board; Garry D. Kleer will remain Chair and Barbara A. Cutillo will serve as Vice Chair. The banks plan a subsequent merger of The Farmers Bank into First Bank Richmond immediately after the effective time.
Richmond Mutual Bancorporation (RMBI) reported higher earnings for the quarter ended September 30, 2025. Net income was $3,597,006 versus $2,471,878 a year ago, and diluted EPS was $0.36 versus $0.24. For the first nine months, net income was $8,167,314 versus $6,901,373. Net interest income rose to $11,294,961 from $9,432,799 as interest expense eased slightly and loan yields improved.
Total assets were $1,525,565,364 as of September 30, 2025, up from $1,504,874,860 at December 31, 2024. Loans and leases, net, were $1,178,231,605 versus $1,158,879,008, while deposits reached $1,118,258,347 versus $1,093,939,857. Accumulated other comprehensive loss narrowed to $38,106,794 from $45,806,197, reflecting securities valuation improvement.
Credit metrics were mixed: the allowance for credit losses was $16,364,629; nonaccrual loans and leases were $6,381,000 versus $5,063,000 at year‑end. The company paid a $0.15 per‑share dividend in the quarter and repurchased $5,633,659 of common stock year‑to‑date. Shares outstanding were 10,426,263 at September 30, 2025.
Richmond Mutual Bancorporation, Inc. (RMBI) filed an 8-K announcing its third quarter 2025 earnings. The company furnished a press release as Exhibit 99.1, dated October 23, 2025, under Item 2.02 (Results of Operations and Financial Condition).
The filing is administrative in nature and includes Exhibit 104 for the cover page Inline XBRL data file.
Richmond Mutual Bancorporation (RMBI) reported modest operating growth for the quarter and first half of 2025. Net income for Q2 2025 was $2.60 million, up from $2.06 million a year earlier, and year-to-date net income was $4.57 million versus $4.43 million in 2024. Earnings per share rose to $0.27 basic for the quarter and $0.47 basic year-to-date as the company repurchased common stock during the period.
Total assets were approximately $1.508 billion and total deposits were about $1.096 billion. Loans and leases, net of allowance, were $1.1679 billion with an allowance for credit losses of $16.219 million. The company recorded a higher provision for credit losses in Q2 2025 of $744,690 (six-month provision $1.4758 million), and net charge-offs contributed to a modest increase in the allowance. Investment securities showed aggregate unrealized losses of about $55.148 million, but the quarter included an unrealized gain on AFS securities of $959,255 that supported comprehensive income of $3.685 million for the quarter.
FAQ
What is the current stock price of Richmond Mut Bancorporation (RMBI)?
What is the market cap of Richmond Mut Bancorporation (RMBI)?
