RenaissanceRe (NYSE: RNR) EVP forfeits 1,070 performance-based shares

Rhea-AI Filing Summary

RenaissanceRe Holdings Ltd executive Curtis Ross reported a disposition of 1,070 shares of common stock back to the company. The shares were forfeited at a price of $0.00 per share as part of a performance-based restricted share award originally granted on March 1, 2023 under the company’s long-term incentive plan.

The award’s final vesting depended on RenaissanceRe’s three-year performance through December 31, 2025, based on growth in book value per common share plus accumulated dividends and underwriting expense ratio versus peers. After this forfeiture, Ross directly holds 175,991 shares of common stock.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Curtis Ross

(Last) (First) (Middle)

RENAISSANCE HOUSE

12 CROW LANE

(Street)

PEMBROKE D0 HM 19

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
RENAISSANCERE HOLDINGS LTD [ RNR ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP,Chief Portfolio Officer

3. Date of Earliest Transaction (Month/Day/Year)
03/10/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/10/2026		D		1,070(1)	D	$0	175,991	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents the forfeiture of a portion of performance-based restricted shares granted to the reporting person on March 1, 2023 pursuant to the issuer's First Amended and Restated 2016 Long Term Incentive Plan, as amended. The award vested following the expiration of the performance period on December 31, 2025, subject to satisfaction of service- and performance-based conditions. The amount initially awarded represented the maximum achievable number of shares. The number of shares that ultimately vested was a function of the issuer's average growth in book value per common share plus accumulated dividends and average underwriting expense ratio as compared to peers during the three-year performance period, as determined by the Corporate Governance and Human Capital Management Committee. Shares that were no longer eligible to vest following the release of peer results and the Committee's determination of performance were forfeited.

Remarks:

	/s/ Molly E. Gardner, Attorney-in-Fact	03/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
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FAQ

What insider transaction did RenaissanceRe (RNR) report for Curtis Ross?

RenaissanceRe reported that executive Curtis Ross disposed of 1,070 common shares through a forfeiture back to the issuer. The shares came from a performance-based restricted share award granted in 2023 under the company’s long-term incentive plan.

Why were 1,070 RenaissanceRe (RNR) shares forfeited by Curtis Ross?

The 1,070 shares were forfeited because they were part of a performance-based restricted share award whose final payout depended on three-year performance. Shares no longer eligible to vest after performance was determined were automatically forfeited back to RenaissanceRe.

Was Curtis Ross’s RenaissanceRe (RNR) transaction an open-market sale?

No, the transaction was not an open-market sale. It was classified as a disposition to the issuer at $0.00 per share, reflecting forfeiture of performance-based restricted shares rather than a sale on the stock market.

How many RenaissanceRe (RNR) shares does Curtis Ross hold after the forfeiture?

Following the forfeiture of 1,070 shares, Curtis Ross directly holds 175,991 shares of RenaissanceRe common stock. This figure reflects his remaining position after the performance-based restricted share adjustment reported in the Form 4 filing.

What performance measures affected Curtis Ross’s restricted shares at RenaissanceRe (RNR)?

The award’s vesting depended on RenaissanceRe’s average growth in book value per common share plus accumulated dividends and its average underwriting expense ratio versus peers. These metrics over a three-year period determined how many restricted shares ultimately vested.

When was the forfeited RenaissanceRe (RNR) award granted and when did it vest?

The performance-based restricted share award was granted on March 1, 2023 and vested after the performance period ended on December 31, 2025. Vesting was subject to both service requirements and the company’s performance relative to peers.