[Form 4] GIBRALTAR INDUSTRIES, INC. Insider Trading Activity

Rhea-AI Filing Summary

Joseph A. Lovechio, Vice President and Chief Financial Officer of Gibraltar Industries, reported transactions on Form 4 for 09/30/2025. The filing shows a disposal of 7,929 shares of Gibraltar common stock and the acquisition of 213.8 restricted stock units as a matching award under the company’s 2018 Management Stock Purchase Plan.

The restricted stock units are a match tied to a salary deferral and convert to cash based on the fair market value of one share on the date the officer’s service ends; they vest subject to continued service and are forfeitable if service ends before the fifth anniversary of the vesting commencement date. The Form 4 was signed by an attorney-in-fact on 10/01/2025.

Positive

• Received 213.8 matching restricted stock units under the 2018 Management Stock Purchase Plan, demonstrating continued participation in company compensation programs
• RSUs are cash-settled based on fair market value, which clarifies economic outcome for the reporting person

Negative

• Disposed of 7,929 common shares on 09/30/2025 (reported sale/disposition)
• RSUs are forfeitable if the officer’s service ends before the fifth anniversary of the vesting commencement date

Insights

Securities Analyst

TL;DR: Routine insider disposition and receipt of matching restricted stock units tied to salary deferral; no new debt or corporate actions disclosed.

The report documents a disposition of 7,929 common shares and an award of 213.8 restricted stock units under the 2018 Management Stock Purchase Plan. The RSUs are matched to a salary deferral and carry standard vesting/forfeiture and cash-settlement provisions as described. The transaction appears administrative and compensation-related rather than an operational or financing event.

Corporate Governance Expert

TL;DR: Disclosure aligns with Section 16 reporting requirements; the RSU match and share disposal are standard officer-level transactions.

The Form 4 identifies the reporting person as an officer (VP and CFO) and provides required details: transaction dates, amounts, and the nature of the RSU match. The RSU conversion to cash on termination and the five-year service forfeiture condition are explicitly disclosed, meeting plan-related transparency expectations for insiders.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Lovechio Joseph A

(Last) (First) (Middle)

3556 LAKE SHORE ROAD

P.O. BOX 2028

(Street)

BUFFALO NY 14219-0228

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
GIBRALTAR INDUSTRIES, INC. [ ROCK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP and CFO

3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								7,929	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Unit (2018 MSPP Match)(1)	(2)	09/30/2025		A		213.8(1)		(2)	(2)	Common Stock	213.8	$0	812.77	D

Explanation of Responses:

1. Represents matching restricted stock units allocated to the Reporting Person with respect to the Reporting Person's deferral of a portion of their annual base salary pursuant to the Company's 2018 Management Stock Purchase Plan.

2. Restricted stock units are forfeited if Reporting Person's service as an officer of the Company is terminated prior to the fifth (5th) anniversary of the Reporting Person's vesting commencement date. If service as an officer continues beyond the fifth (5th) anniversary of the Reporting Person's vesting commencement date, restricted stock units are payable solely in cash in one lump sum payment or in five (5) or ten (10) consecutive, substantially equal annual installments, whichever distribution form is elected by the Reporting Person, beginning six (6) months following termination of service. Each restricted stock unit is converted to cash in an amount equal to the fair market value of one share of the Company's common stock, as defined in the Company's 2018 Management Stock Purchase Plan, on the date of termination of the Reporting Person's service as an officer of the Company.

	/s/ Jeffrey J. Watorek, Attorney-in-Fact for Joseph A. Lovechio	10/01/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What transactions did Joseph A. Lovechio (ROCK) report on the Form 4?

The Form 4 reports a disposition of 7,929 common shares and the acquisition of 213.8 restricted stock units on 09/30/2025.

What plan governs the restricted stock units reported by the ROCK insider?

The restricted stock units are granted under the company’s 2018 Management Stock Purchase Plan as matching awards for salary deferral.

How are the restricted stock units settled according to the filing?

Each restricted stock unit is converted to cash equal to the fair market value of one share on the date the reporting person’s service as an officer ends.

Are there vesting or forfeiture conditions for the RSUs?

Yes. The RSUs are forfeitable if service ends before the fifth anniversary of the vesting commencement date; if service continues beyond that, payout is in cash, either lump sum or installments.

When was the Form 4 signed and filed?

The signature block shows the form was signed by an attorney-in-fact on 10/01/2025 and the transactions occurred on 09/30/2025.