Every 10-Q that Repay Hldgs Corp (RPAY) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow RPAY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full RPAY filings page.
Repay Holdings Corporation reported higher revenue of $100.7 million for the quarter ended June 30, 2026, up from $75.6 million a year earlier, driven in part by contributions from the recently acquired KUBRA business. For the first six months of 2026, revenue was $181.5 million versus $153.0 million in 2025.
The company still generated a net loss attributable to the company of $11.0 million for the quarter and $20.9 million year-to-date, though these results are significantly better than the prior-year periods that included a large impairment charge. Operating cash flow improved to $57.1 million for the first half of 2026.
Repay completed the KUBRA Acquisition, paying approximately $354.1 million funded with cash and a new $500.0 million Term Loan Facility. This increased total borrowings to $787.5 million and total assets to $1.61 billion, with goodwill rising to $652.1 million. KUBRA contributed $20.8 million of revenue and $2.9 million of net income in June 2026. The company also adopted a stockholder rights plan with a 12.5% ownership trigger and expanded its equity incentive plan, leading to $9.8 million in share-based compensation expense in the first half.
Repay Holdings Corporation reported a net loss for the quarter ended March 31, 2026 while modestly growing revenue and preparing for a major acquisition. Revenue rose to $80.8 million, up 4.5% from $77.3 million a year earlier, driven by growth from newly signed and existing clients across both Consumer and Business Payments segments.
The company posted a net loss of $10.0 million, compared with a $8.2 million loss in the prior-year quarter, as higher interest expense and a larger fair value loss on its tax receivable agreement offset operating improvements. Adjusted EBITDA increased slightly to $34.4 million from $33.2 million, reflecting stable underlying profitability.
Repay used cash and new borrowing to reshape its balance sheet. Cash, cash equivalents and restricted cash declined to $86.8 million, and total borrowings stood at $397.5 million in principal, including $287.5 million of 2029 Convertible Senior Notes and $110.0 million drawn on its revolving credit facility. The tax receivable agreement liability was $191.8 million.
Strategically, Repay completed a $22.5 million asset purchase from a distribution partner, mainly buying out economic interests in a commercial arrangement. It also agreed to acquire KUBRA for approximately $372 million, to be financed with cash on hand and planned new credit facilities totaling $600 million, with closing expected in the second quarter of 2026 subject to regulatory approvals and customary conditions.
Subsequent to quarter-end, the board adopted a stockholder rights plan that issues one preferred share purchase right for each Class A common share and is designed to dilute any investor acquiring 12.5% or more of the outstanding Class A common stock without prior board approval.
Repay Holdings Corporation (RPAY) filed its Q3 2025 10‑Q, reporting a quarterly net loss of $6.6 million versus net income of $3.2 million a year ago. Revenue was $77.7 million compared with $79.1 million in Q3 2024, reflecting lower Business Payments revenue, partly offset by Consumer Payments. Year to date, revenue was $230.7 million and the net loss was $122.8 million.
Results include a previously disclosed goodwill impairment of $103.8 million recorded in 2025, primarily in Consumer Payments, which reduced goodwill to $613.0 million. Operating cash flow was $67.8 million for the nine months, while financing activities used $130.2 million, including share repurchases and TRA payments.
Repay continued to manage its capital structure: on August 22, 2025, it repurchased $73.5 million principal of 2026 convertible notes for $72.0 million, recording a $1.4 million gain. Principal outstanding was $146.5 million (2026) and $287.5 million (2029) at quarter‑end. Cash and cash equivalents were $95.7 million. As of November 6, 2025, Class A shares outstanding were 86,062,133, including 4,477,781 unvested restricted shares with voting rights.
Repay Holdings Corporation (RPAY) reported stable revenue but a large non-cash charge drove a substantial quarterly loss. Revenue was $75.6 million for the quarter and $153.0 million for the six months, roughly flat year-over-year. Gross profit margin remained strong at about 76%. The company recognized a $103.8 million impairment (primarily a $103.2 million goodwill impairment in the Consumer Payments segment) after a second-quarter stock price decline and lower market multiples, producing a net loss attributable to the company of $102.3 million for the quarter and $110.2 million for the six months.
Liquidity included $162.6 million cash and $209.0 million total cash, cash equivalents and restricted cash. Total assets were $1.413 billion with total liabilities of $774.0 million, including convertible notes principal of $507.5 million and a $192.95 million tax receivable agreement liability. The company repurchased additional shares after quarter-end and had $23.0 million remaining repurchase capacity as of August 7, 2025.