Repay director granted 50,295 RSUs

GARCIA PAUL R reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

GARCIA PAUL R reported acquisition or exercise transactions in this Form 4 filing.

Repay Holdings Corp director Paul R. Garcia received an equity award in the form of restricted stock units. The Form 4 reports a grant of 50,295 shares of Class A Common Stock at no cash cost, increasing his direct holdings to 230,951 shares after the award.

The footnote explains these units vest on the earlier of the one-year anniversary of the grant date or the next regularly scheduled annual stockholder meeting that occurs at least 50 weeks after the grant date. Actual shares will be delivered only after he ceases to serve as a director, under the award’s terms.

Insider Trade Summary

Grant/Award: 50,295 shares

Grant/Award 1 txn

Insider GARCIA PAUL R

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Class A Common Stock	50,295	$0.00	$0.00

Holdings After Transaction: Class A Common Stock — 230,951 shares (Direct)

Footnotes (1)

1. F1. Reflects a grant of restricted stock units that vest on the earlier of: (a) the one-year anniversary of the grant date, and (b) the next regularly scheduled annual meeting of stockholders of Issuer that is at least 50 weeks after the grant date. The shares subject to the units will be issued to the Reporting Person after the Reporting Person ceases to be a director of the Issuer pursuant to the terms of the award agreement.

Key Figures

RSU grant size: 50,295 shares Grant price: $0.00 per share Shares held after grant: 230,951 shares

3 metrics

RSU grant size 50,295 shares Restricted stock unit award on Class A Common Stock

Grant price $0.00 per share Equity compensation, not an open-market purchase

Shares held after grant 230,951 shares Total direct holdings following the reported transaction

Key Terms

restricted stock units, grant date, annual meeting of stockholders, award agreement

4 terms

restricted stock units financial

"Reflects a grant of restricted stock units that vest on the earlier of"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

grant date financial

"vest on the earlier of: (a) the one-year anniversary of the grant date"

The grant date is the day a company formally gives an employee or contractor the right to receive stock-based compensation, such as stock options or restricted shares. It matters to investors because it fixes key terms—like the price, the start of the ownership clock, and when the award will affect the company’s financial statements and share count—so it can influence dilution, reported expenses, and potential future selling pressure.

annual meeting of stockholders financial

"the next regularly scheduled annual meeting of stockholders of Issuer"

award agreement financial

"pursuant to the terms of the award agreement"

An award agreement is a legal contract that spells out the terms of a pay or equity grant—such as stock options, restricted shares, or cash bonuses—given to an employee, director or consultant. It describes what is being granted, any conditions for keeping it (for example, earning it over time or meeting performance targets), and what happens if the person leaves or breaks rules. Investors care because these agreements affect company costs, potential share dilution and how executives are motivated and rewarded.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Repay Holdings (RPAY) director Paul R. Garcia report?

Director Paul R. Garcia reported receiving a grant of 50,295 restricted stock units of Repay Holdings Class A Common Stock. The award was recorded at a price of $0.00 per share as an equity compensation grant, not an open-market purchase or sale.

How many Repay Holdings (RPAY) shares does Paul R. Garcia hold after this grant?

After the reported grant, Paul R. Garcia directly holds 230,951 shares of Repay Holdings Class A Common Stock. This total includes the newly awarded 50,295 restricted stock units, which are subject to vesting and eventual share delivery under the award agreement’s terms.

What are the vesting conditions for Paul R. Garcia’s new RPAY restricted stock units?

The restricted stock units vest on the earlier of the one-year anniversary of the grant date or the next regularly scheduled annual stockholder meeting held at least 50 weeks after the grant date. These timing conditions define when the units become fully earned.

When will shares from Paul R. Garcia’s RPAY restricted stock units actually be issued?

Shares underlying the restricted stock units will be issued only after Paul R. Garcia ceases to be a director of Repay Holdings. This deferred delivery feature is specified in the award agreement and delays actual share issuance until his board service ends.

Was cash paid for the Repay Holdings (RPAY) shares granted to Paul R. Garcia?

No cash was paid for these shares. The Form 4 lists a transaction price per share of $0.00, indicating the 50,295 restricted stock units were granted as equity compensation, rather than purchased in an open-market or privately negotiated cash transaction.

Is the Paul R. Garcia RPAY transaction a buy or a compensation grant?

The transaction is a compensation grant, not an open-market buy. It is coded as an “A” transaction, described as a grant, award, or other acquisition, and reflects restricted stock units awarded under Repay Holdings’ compensation arrangements for directors.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/12/2026 - 05:02 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

GARCIA PAUL R

(Last) (First) (Middle)

C/O REPAY HOLDINGS CORPORATION

3060 PEACHTREE ROAD NW, SUITE 1100

(Street)

ATLANTA GEORGIA 30305

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Repay Holdings Corp [ RPAY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	06/10/2026		A(1)		50,295	A	$0	230,951	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Reflects a grant of restricted stock units that vest on the earlier of: (a) the one-year anniversary of the grant date, and (b) the next regularly scheduled annual meeting of stockholders of Issuer that is at least 50 weeks after the grant date. The shares subject to the units will be issued to the Reporting Person after the Reporting Person ceases to be a director of the Issuer pursuant to the terms of the award agreement.

	/s/ Tyler B. Dempsey, as Attorney-in-Fact	06/12/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)