River Financial (RVRF) furnishes Q4 2025 earnings press release in 8-K filing

Rhea-AI Filing Summary

River Financial Corporation filed a current report to let investors know it has released financial results for the quarter ended December 31, 2025. On January 20, 2026, the company issued a press release with these quarterly results, which is attached as Exhibit 99.1 to the report and incorporated by reference. The filing clarifies that this earnings information is being furnished under securities law disclosure rules rather than formally filed, which affects how it is treated for legal liability and future references in other regulatory documents.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001641601false00016416012026-01-202026-01-20

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

Date of earliest event reported: January 20, 2026

RIVER FINANCIAL CORPORATION

(Exact Name of Registrant as Specified in its Charter)

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Alabama	333-205986	46-1422125
(State or Other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

2611 Legends Drive Prattville, Alabama		36066
(Address of Principal Executive Offices)		(Zip Code)

(334) 290-1012

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act: None

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
None	None	None

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. 

1

ITEM 2.02 Results of Operations and Financial Conditions.

On January 20, 2026, River Financial Corporation (the “Company”) issued a press release announcing its results for the quarter ended December 31, 2025. The press release is furnished herewith as Exhibit 99.1 and is incorporated herein by reference.

The information in this Item 2.02, including the information incorporated herein from Exhibit 99.1, is furnished pursuant to Item 2.02 of Form 8-K and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), or incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

ITEM 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1		Press release, dated January 20, 2026, issued by River Financial Corporation.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

				RIVER FINANCIAL CORPORATION
Date: January 20, 2026				By		/s/ James M. Stubbs
						James M. Stubbs
						Chief Executive Officer

2

FAQ

What did River Financial Corporation (RVRF) disclose in this 8-K?

The company disclosed that it issued a press release on January 20, 2026 announcing its financial results for the quarter ended December 31, 2025, and furnished that press release as Exhibit 99.1.

Which period do the latest River Financial Corporation (RVRF) results cover?

The results discussed in the press release furnished with this report cover the quarter ended December 31, 2025.

How did River Financial Corporation provide its quarterly results to investors?

River Financial Corporation provided its quarterly results through a press release dated January 20, 2026, which is attached to the report as Exhibit 99.1 and incorporated by reference.

Is the River Financial Corporation (RVRF) earnings press release considered filed with the SEC?

The company states that the information in Item 2.02, including Exhibit 99.1, is furnished under Item 2.02 and shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934.

What exhibits are included with this River Financial Corporation 8-K?

The report includes Exhibit 99.1, the press release dated January 20, 2026 announcing quarterly results, and Exhibit 104, the cover page interactive data file embedded within the Inline XBRL document.

Who signed this River Financial Corporation (RVRF) 8-K?

The report was signed on behalf of River Financial Corporation by James M. Stubbs, Chief Executive Officer.