Welcome to our dedicated page for Royal Bk Can SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada (RY) files as a foreign private issuer with the U.S. Securities and Exchange Commission, and this page aggregates its SEC filings alongside AI-powered summaries. RBC submits annual disclosure on Form 40-F and furnishes interim information on Form 6-K, giving investors structured access to its financial reporting, capital markets activity and other regulatory communications.
RBC’s Form 40-F annual reports, which incorporate its annual report and independent auditor’s report as exhibits, provide comprehensive financial statements and management discussion and analysis. These filings help investors understand the bank’s diversified business model across personal and commercial banking, wealth management, insurance, corporate banking and capital markets services.
Through Form 6-K current reports, Royal Bank of Canada furnishes quarterly earnings releases, annual reports, independent auditor’s reports and details on securities offerings. Recent 6-Ks describe the issuance of Senior Global Medium-Term Notes, Series J, with various maturities and interest structures, as well as non-viability contingent capital (NVCC) Additional Tier 1 Limited Recourse Capital Notes. These documents outline key terms of the notes and include legal and tax opinions from external counsel.
Because RBC’s securities, including certain capital instruments, are registered with the SEC, its filings also reference shelf registration statements on Form F-3 and the incorporation of specific 6-K exhibits into those registration statements. This allows investors to trace how individual note offerings and capital issuances fit within the bank’s broader funding framework.
On Stock Titan, AI-generated highlights help explain the contents of lengthy filings, from annual and quarterly disclosures to transaction-specific 6-Ks. Investors can quickly see which filings contain earnings information, capital issuances, auditor reports or other material updates, and then drill down into the original documents for full details. This page also serves as a starting point for monitoring ongoing regulatory reporting by Royal Bank of Canada as a TSX- and NYSE-listed financial institution.
Royal Bank of Canada has reported that TRC Capital Investment Corporation has made an unsolicited mini-tender offer to purchase up to 500,000 RBC common shares, which is about 0.036% of the common shares outstanding as of January 13, 2026. The offer price is CAD $224.00 per share in cash, which is approximately 4.5% below the CAD $234.56 closing price of RBC common shares on the business day before the offer.
RBC states it does not endorse or have any affiliation with TRC Capital Investment and recommends shareholders reject the offer. The company notes that mini-tender offers are typically structured for holdings under 5% of a company’s shares, which avoids many disclosure and procedural requirements in Canadian and U.S. securities rules. RBC highlights that both the Canadian Securities Administrators and the U.S. Securities and Exchange Commission have expressed serious concerns about mini-tender offers and have issued guidance and investor tips urging caution.
Royal Bank of Canada is offering senior unsecured structured notes called Autocallable Strategic Accelerated Redemption Securities, linked to one or more underlying stocks or ADRs. These notes do not pay interest and do not guarantee a return of principal. Each unit typically has a $10 principal amount and can be automatically called on set observation dates if the underlying reaches or exceeds a preset call level, paying back principal plus a fixed call premium.
If the notes are not called, the amount repaid at maturity depends on the underlying’s performance versus a threshold value. If the ending value is below this threshold, investors are exposed to one‑for‑one downside and can lose a significant portion or all of their investment. Payments depend on RBC’s credit and the notes are expected not to be listed on an exchange, so liquidity may be limited.
The product includes complex features such as baskets of stocks, anti‑dilution and market disruption adjustments, and detailed U.S. and Canadian tax considerations, including potential application of Section 871(m) to non‑U.S. holders. Investors do not receive dividends or voting rights in any underlying company and are encouraged to consult legal, tax and financial advisers before investing.
Royal Bank of Canada describes several risk and capital management items. For its unconsolidated structured entities, total assets of these vehicles represent the maximum assets that may need to be purchased under outstanding purchase commitments, and the bank notes that its maximum exposure to loss largely comes from investments, loans, derivatives, and liquidity and credit enhancement facilities.
The bank reports that balances it must maintain due to regulatory or contractual requirements with central banks and other counterparties were $3 billion as at October 31, 2025, compared with $2 billion a year earlier and $3 billion two years earlier. It also details subordinated notes that qualify as Tier 2 capital because they include non‑viability contingent capital provisions, which force conversion into common shares if regulators deem the bank non‑viable or a qualifying government capital injection occurs.
RBC also redeemed $1,500 million of 2.88% subordinated debentures due 2029 on December 23, 2024 and $1,250 million of 2.088% subordinated debentures due 2030 on June 30, 2025, paying 100% of principal plus accrued interest. The bank outlines that several outstanding notes pay interest at a stated rate until their earliest par value redemption date and then reset to margins above Daily Compounded CORRA or the Tokyo Overnight Average Rate mid‑swap rate.
Royal Bank of Canada filed a Form 13F-HR holdings report. The filing lists a Form 13F Information Table Value Total of $610,244,854,000 across a Form 13F Information Table Entry Total of 27,742. The report identifies Number of Other Included Managers: 19 and is marked as a 13F HOLDINGS REPORT. The report was signed by Terry Fallon, MD, Head of Regulatory Services.
Royal Bank of Canada filed a Form 6-K noting the issuance of Senior Global Medium-Term Notes, Series J, under its shelf registration on Form F-3. The filing primarily provides supporting legal and tax opinions: U.S. counsel Sullivan & Cromwell LLP opined on validity and U.S. federal income tax matters, while Norton Rose Fulbright Canada LLP addressed Canadian, Ontario and Québec law and Canadian federal income tax matters. Consents for these opinions are included. The report is signed by Executive Vice-President and Treasurer Jason Drysdale.
Royal Bank of Canada filed a post-effective amendment to its existing Form S-8 registration tied to the City National Bank retirement plan. The original 2015 registration covered an aggregate of 2,391,094 common shares issuable under what was then called the City National Bank Profit Sharing Plan.
This amendment updates administrative details: it reflects the plan’s new name, City National Bank 401(k) Plan, incorporates the amended and restated plan document effective from and after January 1, 2025, and changes the agent for service to Cogency Global Inc. It explicitly states that no additional securities are being registered.
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