Welcome to our dedicated page for Royal Bk Can SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada (RY) files as a foreign private issuer with the U.S. Securities and Exchange Commission, and this page aggregates its SEC filings alongside AI-powered summaries. RBC submits annual disclosure on Form 40-F and furnishes interim information on Form 6-K, giving investors structured access to its financial reporting, capital markets activity and other regulatory communications.
RBC’s Form 40-F annual reports, which incorporate its annual report and independent auditor’s report as exhibits, provide comprehensive financial statements and management discussion and analysis. These filings help investors understand the bank’s diversified business model across personal and commercial banking, wealth management, insurance, corporate banking and capital markets services.
Through Form 6-K current reports, Royal Bank of Canada furnishes quarterly earnings releases, annual reports, independent auditor’s reports and details on securities offerings. Recent 6-Ks describe the issuance of Senior Global Medium-Term Notes, Series J, with various maturities and interest structures, as well as non-viability contingent capital (NVCC) Additional Tier 1 Limited Recourse Capital Notes. These documents outline key terms of the notes and include legal and tax opinions from external counsel.
Because RBC’s securities, including certain capital instruments, are registered with the SEC, its filings also reference shelf registration statements on Form F-3 and the incorporation of specific 6-K exhibits into those registration statements. This allows investors to trace how individual note offerings and capital issuances fit within the bank’s broader funding framework.
On Stock Titan, AI-generated highlights help explain the contents of lengthy filings, from annual and quarterly disclosures to transaction-specific 6-Ks. Investors can quickly see which filings contain earnings information, capital issuances, auditor reports or other material updates, and then drill down into the original documents for full details. This page also serves as a starting point for monitoring ongoing regulatory reporting by Royal Bank of Canada as a TSX- and NYSE-listed financial institution.
Royal Bank of Canada filed a Form 13F-HR holdings report. The filing lists a Form 13F Information Table Value Total of $610,244,854,000 across a Form 13F Information Table Entry Total of 27,742. The report identifies Number of Other Included Managers: 19 and is marked as a 13F HOLDINGS REPORT. The report was signed by Terry Fallon, MD, Head of Regulatory Services.
Royal Bank of Canada filed a Form 6-K noting the issuance of Senior Global Medium-Term Notes, Series J, under its shelf registration on Form F-3. The filing primarily provides supporting legal and tax opinions: U.S. counsel Sullivan & Cromwell LLP opined on validity and U.S. federal income tax matters, while Norton Rose Fulbright Canada LLP addressed Canadian, Ontario and Québec law and Canadian federal income tax matters. Consents for these opinions are included. The report is signed by Executive Vice-President and Treasurer Jason Drysdale.
Royal Bank of Canada filed a post-effective amendment to its existing Form S-8 registration tied to the City National Bank retirement plan. The original 2015 registration covered an aggregate of 2,391,094 common shares issuable under what was then called the City National Bank Profit Sharing Plan.
This amendment updates administrative details: it reflects the plan’s new name, City National Bank 401(k) Plan, incorporates the amended and restated plan document effective from and after January 1, 2025, and changes the agent for service to Cogency Global Inc. It explicitly states that no additional securities are being registered.
Royal Bank of Canada (RY) discloses required regulatory or contractual balances held with central banks, regulators and counterparties totaling $2 billion as of July 31, 2025, with the same amount reported on April 30, 2025 and in prior comparable dates back to July 31, 2024; the only earlier date shown, October 31, 2023, reported $3 billion. The filing explains its method for computing diluted earnings per share using the treasury stock method and states that for the three months ended July 31, 2025 an average of 917,151 options with an average exercise price of $177.97 were excluded from diluted EPS because their exercise price exceeded the average market price. The filing includes translation of the registrant name and partial administrative form language.
Structure and payoffs: These are senior unsecured, non-interest-paying Capped Enhanced Return Buffer Notes linked to a basket of five underliers maturing August 24, 2028. If the basket finishes above its initial value, investors receive 150% of the basket return up to a Maximum Return of 38.40%. If the basket finishes between 95% and 100% of its initial value (the Buffer Value of 95%), investors receive full principal. If the Final Basket Value is below the Buffer Value, investors lose 1% of principal for each 1% decline beyond the 5% buffer. The Notes are not listed, carry issuer credit risk, and do not pay periodic interest.
Other risks: initial estimated value is below the public offering price; U.S. tax treatment is uncertain; liquidity may be limited; Calculation Agent conflicts and fund/index, currency, emerging-market, and mid-/small-cap risks apply (MDY, RTY, EFA, EEM).
Royal Bank of Canada filed a Form 13F holdings report for the quarter ended 06-30-2025, reporting $554,862,076,000 in equity holdings across 28,572 information-table entries. The filing is marked as a 13F holdings report (indicating all holdings are reported) and lists 19 other included managers. The report is signed by Terry Fallon, MD, Head of Regulatory Services.
Royal Bank of Canada (RY) filed a Form 6-K to document the issuance of Senior Global Medium-Term Notes, Series J, under its effective shelf registration (Form F-3 No. 333-275898). The Bank priced three U.S.-dollar tranches on 6 Aug 2025, raising an aggregate $2.75 billion:
- $1.25 billion 4.498% Senior Fixed-to-Floating Notes due 6 Aug 2029
- $0.5 billion Senior Floating-Rate Notes due 6 Aug 2029
- $1.0 billion 4.696% Senior Fixed-to-Floating Notes due 6 Aug 2031
Legal opinions covering New York law, Canadian provincial law, and U.S./Canadian tax matters are filed as Exhibits 5.x and 8.x, with corresponding consents (Exhibits 23.x). The filing states that the report and exhibits are incorporated by reference into the Bank’s shelf registration statement. No earnings or guidance information is provided.