Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada filings document the bank's foreign private issuer disclosures, including Form 6-K reports furnished under Exchange Act Rule 13a-16 and Form 40-F annual reporting. Recent materials include annual report exhibits, interim financial information, proxy circulars, annual meeting notices, director elections, auditor appointment matters, executive compensation votes, shareholder proposals, and voting results.
The filing record also covers capital markets activity under the bank's Form F-3 shelf registration statement, including senior global medium-term notes, limited recourse capital notes, NVCC subordinated indebtedness, preferred shares, underwriting agreements, supplemental indentures, and legal and tax opinions. Other 6-K exhibits document share-related communications such as the bank's response to an unsolicited mini-tender offer for common shares.
Royal Bank of Canada is issuing $2,509,000 of Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the common stock of Morgan Stanley, maturing on January 20, 2028. The notes pay a contingent coupon of $26.40 per $1,000 (2.64% per quarter, 10.56% per annum) on quarterly payment dates only if, on the prior observation date, the underlier’s closing value is at least the coupon threshold of $136.60, which is 60% of the initial underlier value of $227.67. Missed coupons have a memory feature and can be paid later if the test is met.
The notes are automatically called on any quarterly call observation date if the underlier is at or above its initial value, paying $1,000 plus the current and any unpaid coupons, with no further payments. If not called, and the final underlier value is at least the 60% barrier, holders receive $1,000 per note plus any due coupons. If the final value is below the barrier, holders receive shares of Morgan Stanley equal to the physical delivery amount of 4.3923 shares per $1,000 (with cash for fractions) and no coupons, exposing them to losses up to the full principal. The initial estimated value is $978.78 per $1,000, below the public offering price, and the notes are unsecured, unsubordinated obligations of Royal Bank of Canada, not insured or bail-inable. U.S. tax treatment is based on a prepaid financial contract analysis and remains subject to uncertainty.
Royal Bank of Canada is offering Capped Enhanced Return Barrier Notes linked to the State Street SPDR S&P 500 ETF Trust. The notes are issued at 100% of principal, with a 2% underwriting discount and 98% of principal as proceeds to Royal Bank of Canada. Minimum investment is $1,000, with trade, issue and maturity dates of July 17, 2026, July 22, 2026 and September 22, 2027, respectively.
At maturity, investors receive $1,000 plus upside based on 200% of the Underlier return, capped at a Maximum Return of at least 14%. Principal is protected only if the Final Underlier Value is at or above the Barrier Value of 90% of the Initial Underlier Value; below this level, losses mirror the Underlier, up to total loss. The initial estimated value is expected between $924.00 and $974.00 per $1,000. The notes are unsecured obligations subject to Royal Bank of Canada’s credit risk, are not insured, may trade at a substantial discount, and have complex U.S. tax treatment, including potential “constructive ownership” and Section 871(m) considerations.
Royal Bank of Canada is offering S&P 500® Index-linked senior unsecured notes that provide leveraged equity exposure with a capped upside and partial downside protection. The notes pay no interest.
For each $1,000 note, investors receive 140% of any positive S&P 500® return, capped at a maximum settlement amount expected between $1,262.22 and $1,308.42. If the index finishes between 87.50% and 100% of its initial level, principal is returned. Below the 87.50% buffer level, losses increase by about 1.1429% of principal for every 1% drop beyond the buffer, and investors could lose their entire investment. The initial estimated value is expected between $965.00 and $995.00 per $1,000, the notes are not listed, and all payments are subject to Royal Bank of Canada’s credit risk and uncertain tax treatment.
Royal Bank of Canada is issuing senior unsecured, principal-at‑risk notes linked to the S&P 500 Index. The notes mature in about 26–29 months, pay no interest, are not bail‑inable, and are not insured by U.S. or Canadian deposit insurers.
At maturity, each $1,000 note pays a fixed threshold settlement amount, expected between $1,167.30 and $1,196.80, if the S&P 500 final level is at least 85.00% of its initial level. Upside is capped at this amount; investors do not participate in further index gains.
If the index finishes below 85.00% of its initial level, investors lose principal, at about 1.1765% of principal for every 1% the index closes below the threshold, down to a possible total loss. The initial estimated value is expected between $965.00 and $995.00 per $1,000, below the 100% issue price, and the notes will not be listed, so secondary‑market liquidity and pricing may be limited.
Royal Bank of Canada is offering $2,681,000 aggregate principal amount of senior unsecured notes linked to the MSCI EAFE Index under its structured note program. Each note has $1,000 principal, a trade date of July 14, 2026 and matures July 14, 2028.
The notes pay no interest. If the final index level on the July 12, 2028 determination date is at or above 87.50% of the initial level of 3,131.79, investors receive a fixed $1,180.60 per $1,000 note, an 18.06% capped return. If the final level is below the threshold, the payoff falls linearly and investors lose about 1.1429% of principal for each 1% the index is below the threshold, down to total loss.
The notes are not listed, have no early redemption, and are subject to Royal Bank of Canada credit risk, equity-market volatility and foreign currency fluctuations embedded in the MSCI EAFE Index. The initial estimated value is $989.74 per $1,000 note, below the 100% issue price, and secondary-market prices may be lower.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Russell 2000, S&P 500 and EURO STOXX 50 indexes. The notes are issued at 100% of principal, with a 2% underwriting discount and 98% of proceeds to the bank.
Investors receive a quarterly contingent coupon of at least $28.375 per $1,000 (2.8375% per quarter, 11.35% per annum) only if all three indexes are at or above 75% of their initial values on the observation date; the same level is the barrier for principal at maturity. If the notes are not called and the worst index finishes below this barrier, repayment is reduced one-for-one with the index loss, potentially to zero. The notes are unsecured, not deposit-insured or bail-inable, and their initial estimated value is expected between $923.50 and $973.50 per $1,000, below the public offering price.
Royal Bank of Canada is issuing senior unsecured Trigger Autocallable Contingent Yield Notes linked to the least performing of the Nasdaq-100 Index and the Russell 2000 Index, maturing on or about July 22, 2031. Each Note has a principal amount of $10, with a minimum investment of $1,000.
Investors may receive quarterly Contingent Coupons at an indicative rate of 11.70%–12.20% per annum if on each observation date both indices close at or above a Coupon Barrier set at 70% of their Initial Underlying Value. The Notes are automatically called on any quarterly call date (starting six months after the trade date) if both indices are at or above their initial level, paying $10 plus the due coupon and then terminating.
If the Notes are not called, and at final valuation the least performing index is at or above its Downside Threshold (also 70% of its initial level), investors receive $10 plus the last coupon. If it is below that threshold, repayment is reduced on a 1-for-1 basis with the negative index return, down to zero, meaning up to 100% loss of principal. All payments depend on Royal Bank of Canada’s credit and the Notes will not be listed on any exchange.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of Amazon.com, Inc., maturing on July 20, 2028, under its Senior Global Medium-Term Notes, Series J program. Each Note has a $1,000 principal amount and is sold at 100% of principal, with an underwriting discount of 1.75% and proceeds to the issuer of 98.25% of principal.
The Notes pay a contingent quarterly coupon of at least $26.50 per $1,000 (at least 2.65% per quarter, 10.60% per year) only when Amazon’s closing share price on the relevant observation date is at or above a Coupon Threshold set at 60% of the Initial Underlier Value. If on any call observation date Amazon’s price is at or above its initial level, the Notes are automatically called, returning $1,000 plus the applicable coupon and then terminating.
If not called, at maturity investors receive $1,000 plus any coupon if Amazon’s final value is at or above the 60% barrier; otherwise they receive a Physical Delivery Amount of Amazon shares equal to $1,000 divided by the initial share price, exposing them to potentially large losses, up to a total loss. The initial estimated value is expected between $925.00 and $975.00 per $1,000, below the public offering price, and all payments are subject to Royal Bank of Canada’s credit risk. For U.S. tax purposes, counsel views the Notes as prepaid financial contracts with associated coupons, though the treatment is uncertain and could change.
Royal Bank of Canada is issuing $600,000 of Barrier Digital Notes linked to the common stock of Broadcom Inc. The notes are priced at 100% of principal in minimum investments of $1,000, with RBC Capital Markets, LLC acting as agent and receiving no underwriting commission.
The notes trade on a July 14, 2026 trade date, are issued on July 17, 2026, valued on August 16, 2027 and mature on August 19, 2027. For each $1,000, if the final Broadcom share value is at or above the Barrier Value of $194.56 (50% of the $389.11 initial value), investors receive $1,154, a fixed Digital Return of 15.40%, even if the stock is below its initial level. If the final value is below the barrier, repayment is $1,000 plus the full Underlier Return, so losses mirror Broadcom’s decline and can reach 100% of principal. All payments depend on Royal Bank of Canada’s credit, and the notes are not insured deposits or bail-inable.
The initial estimated value is $995.83 per $1,000, below the public offering price, reflecting the bank’s funding rate and hedging costs. U.S. tax counsel views the notes as prepaid financial contracts that are open transactions, and believes Section 871(m) dividend-equivalent withholding should not apply to Non-U.S. Holders, although the IRS could disagree.
Royal Bank of Canada is issuing auto-callable contingent coupon barrier notes linked to the EURO STOXX Banks Index, the Energy Select Sector SPDR ETF and the Technology Select Sector SPDR ETF. Investors pay 100% of principal, while the bank receives 96.375% after a 3.625% underwriting discount.
The notes pay a contingent coupon of $12.917 per $1,000 (1.2917% monthly, 15.50% annually) only if on each observation date all three underliers close at or above 70% of their initial value. Beginning in July 2027, the notes are automatically called if all underliers are at or above their initial levels, paying principal plus the applicable coupon.
If not called, at maturity in July 2031 investors receive full principal only if the least performing underlier finishes at or above 60% of its initial value. Below this barrier, repayment falls one-for-one with that underlier’s loss, down to zero, and all payments remain subject to Royal Bank of Canada’s credit risk. The initial estimated value ranges from $896.40 to $946.40 per $1,000, below the public offering price.