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Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes, unsecured debt linked to the least performing of the Russell 2000 Index and the EURO STOXX 50 Index. The Notes pay a contingent coupon of 2.3125% per quarter (9.25% per annum), or $23.125 per $1,000, only if on each Coupon Observation Date both indices are at or above their respective Coupon Thresholds, set at 70% of their Initial Underlier Values.
The Notes are automatically called on a quarterly Call Observation Date (starting January 25, 2027) if both indices are at or above their Initial Underlier Values, in which case holders receive $1,000 plus the applicable coupon and no further payments. If not called, at maturity on July 29, 2030 investors receive $1,000 per $1,000 principal plus any due coupon if the Least Performing Underlier is at or above its 70% Barrier Value; otherwise, repayment is $1,000 plus $1,000 × Underlier Return of the Least Performing Underlier, exposing holders to a substantial or total loss of principal.
The public offering price is 100% of principal, with an underwriting discount of 2.35% and proceeds to Royal Bank of Canada of 97.65% of principal. The initial estimated value is expected to be between $908.50 and $958.50 per $1,000, lower than the public price due to funding and hedging costs. All payments are subject to Royal Bank of Canada’s credit risk, and the U.S. federal tax treatment relies on treating the Notes as prepaid financial contracts with associated coupons, a position that carries uncertainty.
Royal Bank of Canada is issuing Geared Buffer Digital Notes, senior debt linked to an equally weighted basket of seven stocks (ADI, ASML, AVGO, KLAC, NVDA, TSM and TXN). The notes are sold at 100% of principal; placement agents receive a 1.00% ($10 per $1,000) fee, so the bank’s proceeds are 99%. The minimum investment is $10,000, and the initial estimated value is expected to be between $920.00 and $970.00 per $1,000, below the public offering price.
At maturity, for each $1,000 note, if the Final Basket Value is at or above the Buffer Value of 80 (80% of the Initial Basket Value), investors receive $1,198.50, reflecting the fixed 19.85% Digital Return, regardless of how much the basket has risen. If the Final Basket Value is below 80, the payoff becomes $1,000 + [$1,000 × (Basket Return + 20%) × 1.25], so losses beyond the 20% buffer are multiplied by the Downside Multiplier and can reach a total loss of principal.
The notes are not deposits or insured obligations and are not bail-inable. Market value may be materially below the issue price due to discounts, hedging and funding costs and may be affected by Royal Bank of Canada’s credit. RBCCM and J.P. Morgan entities act as placement agents and RBCCM is Calculation Agent, creating potential conflicts. For U.S. tax purposes, counsel believes it is reasonable to treat the notes as prepaid financial contracts that are open transactions, but this characterization is uncertain; future IRS or legislative action and the possible application of Section 871(m) to Non-U.S. Holders could affect tax outcomes.
Royal Bank of Canada is offering senior unsecured market-linked notes with a $1,000 face amount per security, auto-callable and linked to Bank of America, Lowe’s and Microsoft common stocks. The initial estimated value is expected between $901.50 and $951.50, below the offering price.
The notes pay a quarterly contingent coupon at a rate of at least 15.25% per annum only if the lowest-performing stock on each calculation day is at or above 60% of its starting value. From January 2027 to April 2029, the notes are automatically called if that stock is at or above its starting value.
If not called, investors receive $1,000 at maturity on August 2, 2029 only if the lowest-performing stock is at or above its 60% downside threshold; otherwise principal is reduced in full proportion to that stock’s loss and can fall to zero. Investors do not participate in any stock upside, face Royal Bank of Canada credit risk, limited liquidity and complex U.S. and non-U.S. tax treatment, including possible 30% withholding on coupons for some non-U.S. holders.
Royal Bank of Canada is issuing senior unsecured Trigger Autocallable GEARS linked to the common stock of Apple Inc., in $10 denominations with a minimum investment of $1,000 and a term of approximately 3 years. The notes may be automatically called on July 23, 2027 if Apple’s closing value is at or above the Initial Underlying Value, in which case investors receive $10 plus a fixed Call Return of 13.80% and no further payments.
If not called and the Underlying Return is positive, the maturity payment equals $10 plus Upside Gearing of 1.3–1.5 times the Underlying Return. If the Underlying Return is zero or negative but the Final Underlying Value is at or above the Downside Threshold of 75% of the Initial Underlying Value, principal is repaid. If the Final Underlying Value is below the Downside Threshold, repayment is reduced one-for-one with the negative Underlying Return, up to a total loss of principal. The Securities pay no coupons or dividends, and all payments depend on Royal Bank of Canada’s credit. The initial estimated value is expected to be $9.24–$9.74 per $10 note, reflecting a $0.25 per Security selling commission and issuer funding and hedging costs.
Royal Bank of Canada is issuing Fixed Coupon Geared Buffer Notes linked to the least performing of the Russell 2000 Index and the S&P 500 Index. The notes pay a fixed coupon of $6.417 per $1,000 of principal each month, equal to 0.6417% monthly or 7.70% per annum, from August 2026 through January 2028.
At maturity on January 20, 2028, investors receive $1,000 per note plus the final coupon if the worst‑performing index is at or above 80% of its initial level. If it is below this 20% buffer, the payment is calculated as $1,000 + [$1,000 × (index return + 20%) × 1.25], so declines beyond the buffer are magnified and up to all principal can be lost.
The minimum investment is $1,000. Initial index levels are 2,953.166 for the Russell 2000 and 7,515.34 for the S&P 500, with buffer values of 2,362.533 and 6,012.27 respectively. The initial estimated value is expected between $942.00 and $992.00 per $1,000, and all payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is issuing $750,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the VanEck Semiconductor ETF (SMH) and the SPDR S&P Oil & Gas Exploration & Production ETF (XOP), maturing July 12, 2029.
The notes pay a contingent coupon of $40.00 per $1,000 (16.00% per annum) on quarterly dates only if each ETF closes at or above 50% of its initial value; missed coupons are not made up. The notes are automatically called, returning $1,000 plus that quarter’s coupon, if on any call observation date both underliers are at or above their initial values.
If the notes are not called, principal is fully repaid at maturity only if the least performing ETF is at or above its 50% barrier; otherwise repayment is reduced in proportion to that ETF’s loss, potentially to $0. The initial estimated value is $984.82 per $1,000, below the public offering price, and all payments depend on Royal Bank of Canada’s credit.
Royal Bank of Canada is issuing $1,156,000 of senior unsecured market-linked securities with a $1,000 face amount, auto-callable and linked to the lowest of the Nasdaq-100, Russell 2000 and S&P 500 indices.
The notes pay a 10.20% per annum contingent coupon, calculated monthly, only when the lowest-performing index on a calculation day is at or above 75% of its starting value; coupons can be skipped for many months or for the entire term. From January 2027 through December 2027, the notes are automatically called if the lowest-performing index is at or above its starting value, returning principal plus the final coupon.
If not called, holders receive $1,000 at maturity only if the lowest-performing index on the final calculation day is at or above its 75% downside threshold. Below that level, repayment falls in proportion to the index decline, with potential loss of the entire principal. The initial estimated value is $972.27 per security, below the $1,000 offering price, reflecting internal funding, selling concessions and hedging costs; secondary-market values are expected to be lower. All payments depend on Royal Bank of Canada’s credit, and the securities are not insured or bail-inable.
Royal Bank of Canada is issuing $11,719,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of NVIDIA Corporation, due August 13, 2027. The notes are priced at 100% of principal, with proceeds to the issuer of 98.50% after underwriting discounts.
Investors may receive a monthly contingent coupon of $9.792 per $1,000 (0.9792% per month, 11.75% per year) if on the relevant observation date NVIDIA’s share price is at or above the coupon threshold and barrier of $126.58, which is 60% of the initial value of $210.96. The notes are automatically called if, on specified observation dates beginning in January 2027, NVIDIA’s share price is at least the initial value, in which case holders receive $1,000 plus the applicable coupon and no further payments.
If the notes are not called and, on the valuation date, NVIDIA’s share price is at or above the barrier, investors receive $1,000 per note plus any coupon. If it is below the barrier, investors receive 4.7402 NVIDIA shares per $1,000 principal amount (plus cash for fractional shares), which could be worth significantly less than principal and may result in a substantial or total loss. All payments are subject to Royal Bank of Canada’s credit risk. The initial estimated value is $978.79 per $1,000, below the public offering price.
Royal Bank of Canada is issuing $2,205,000 of Geared Buffer Digital Notes linked to the common stock of Tesla, Inc., maturing on July 28, 2027. The notes are priced at 100% of principal, with a 1% underwriting discount, so net proceeds to Royal Bank of Canada are 99% of the offering amount. The initial estimated value is $988.33 per $1,000, below the public price, reflecting internal funding and hedging costs.
The notes promise a fixed 15.28% Digital Return at maturity per $1,000 if Tesla’s final stock value is at or above the Buffer Value of $285.43, which is 70% of the $407.76 initial level. If the final value falls below the Buffer Value, principal is reduced using a Downside Multiplier of approximately 1.42857, with losses up to 100% of invested principal. The notes are unsecured senior debt of Royal Bank of Canada, are not insured or bail-inable, and all payments depend on the issuer’s credit. U.S. tax counsel views them as prepaid financial contracts, but this treatment is uncertain, and non-U.S. investors are generally not expected to be subject to Section 871(m) withholding.
Royal Bank of Canada is offering unsecured Barrier Digital Notes linked to the common stock of Broadcom Inc. The notes have a Trade Date of July 14, 2026, an Issue Date of July 17, 2026, a Valuation Date of August 16, 2027 and a Maturity Date of August 19, 2027, in minimum denominations of $1,000.
For each $1,000 note, if the Final Underlier Value on the Valuation Date is greater than or equal to the Barrier Value, set at 50% of the Initial Underlier Value, the holder receives $1,154 (principal plus a fixed 15.40% Digital Return), regardless of how much Broadcom stock has risen or whether it has declined but stayed at or above the barrier. If the Final Underlier Value is below the barrier, the payment equals $1,000 plus $1,000 times the Underlier Return, so losses track Broadcom’s decline and can reach 100% of principal.
The notes are senior unsecured obligations of Royal Bank of Canada, are not insured by Canadian or U.S. deposit insurance schemes, and are not bail-inable. They are not designed for short-term trading, and secondary market prices may be materially below the purchase price. The issuer’s initial estimated value is expected to range between $943.00 and $993.00 per $1,000 note, reflecting internal funding and hedging costs. For U.S. federal income tax purposes, counsel views it as reasonable to treat the notes as prepaid financial contracts that are “open transactions,” but this treatment is uncertain and could change. For Non-U.S. holders, the issuer currently expects Section 871(m) dividend-equivalent withholding not to apply under existing rules.