Royal Bank of Canada filings document the bank's foreign private issuer disclosures, including Form 6-K reports furnished under Exchange Act Rule 13a-16 and Form 40-F annual reporting. Recent materials include annual report exhibits, interim financial information, proxy circulars, annual meeting notices, director elections, auditor appointment matters, executive compensation votes, shareholder proposals, and voting results.
The filing record also covers capital markets activity under the bank's Form F-3 shelf registration statement, including senior global medium-term notes, limited recourse capital notes, NVCC subordinated indebtedness, preferred shares, underwriting agreements, supplemental indentures, and legal and tax opinions. Other 6-K exhibits document share-related communications such as the bank's response to an unsolicited mini-tender offer for common shares.
Royal Bank of Canada issued Senior Global Medium-Term Notes, Series J under its Form F-3 shelf registration statement. The accompanying exhibits include U.S. and Canadian legal opinions addressing the notes’ validity and certain legal and federal income-tax matters. The report and exhibits are incorporated by reference into the registration statement from the date furnished, to the extent not superseded by later filings or reports.
Vanguard Capital Management reported beneficial ownership of 71,070,266 Royal Bank of Canada (RY) common shares, or 5.12% of the class, as of September 30, 2026. It reported sole voting power over 28,040,297 shares and sole dispositive power over 71,070,266 shares, with zero shared voting or dispositive power. The reported position includes securities attributed to Vanguard affiliates and business divisions, including fund holdings and client securities over which those entities exercise the stated powers. My Trieu-Gatt signed as Authorized Signatory, Head of Global Fund Administration.
Royal Bank of Canada (RY), as reporting person, reported beneficial ownership of 10,500,556 shares of Blue Owl Credit Income Corp common stock, equal to 10.50% of the class. As of September 30, 2026, it reported shared voting and shared dispositive power over 10,500,556 shares, with zero sole voting or dispositive power.
Royal Bank of Canada (RY) reported record Q3 2026 net income of $6.0 billion for the quarter ended July 31, 2026, up 11% year-over-year and 9% sequentially. Diluted EPS was $4.23, up 13% YoY and 10% QoQ, driven mainly by stronger results in Wealth Management, Capital Markets and Commercial Banking.
Total revenue rose 9% YoY to $18.5 billion, with broad-based fee growth and higher net interest income. Pre-provision, pre-tax earnings were $8.7 billion, up 13% YoY, as revenue growth outpaced a 6% increase in non-interest expense, improving the efficiency ratio to 52.8%. Provision for credit losses increased to $1.0 billion, up 14% YoY and 10% QoQ, largely from Capital Markets and Personal Banking.
Return on common equity was a strong 17.9% (adjusted 18.1%). Capital and liquidity remained high, with a CET1 ratio of 13.5%, LCR 125% and NSFR 112%. RBC returned $4.0 billion to shareholders in the quarter ($1.6 billion of buybacks and $2.4 billion of dividends) and agreed to sell its 50% stake in Moneris, expecting an after-tax gain of about $475 million on closing by early 2027.
Royal Bank of Canada, as an institutional investment manager, filed a Form 13F holdings report detailing its discretionary equity holdings. The report covers 28,169 individual information table entries with an aggregate reported value of $671,509,061,000 (rounded to the nearest dollar).
The filing includes 20 other affiliated or related investment managers such as asset management, trust, and brokerage entities. The report is signed by Terry Fallon, MD, Head of Regulatory Services, on behalf of Royal Bank of Canada.
Royal Bank of Canada (RY) filed a Schedule 13G reporting a significant beneficial ownership position in the common stock of Blue Owl Credit Income Corp. Royal Bank of Canada, together with certain subsidiaries, reports beneficial ownership of 8,268,997.50 shares, representing 8.27% of this class.
All reported shares are held with shared voting and shared dispositive power, with no sole voting or dispositive authority. The position is held through subsidiaries including RBC Capital Markets, LLC, a registered broker-dealer and investment adviser, and RBC Trust Company (Delaware) Limited, which holds less than one percent of the reported securities.
Royal Bank of Canada reports that, together with BMO Financial Group, it has agreed to sell jointly owned Moneris Solutions Corporation to Francisco Partners for cash consideration of approximately $2 billion, with RBC entitled to 50% of the proceeds. At closing, RBC and BMO will enter into new exclusive, long-term customer referral arrangements with Moneris, maintaining access to Moneris’ payment solutions for their business clients.
The closing is expected by the end of the first quarter of fiscal 2027, subject to customary conditions and required regulatory approvals. RBC expects to record an after-tax gain of approximately $475 million ($560 million pre-tax), treated as an adjusting item, and indicates a marginally positive impact on its common equity Tier 1 ratio, with no significant effect anticipated on future run-rate earnings.
Royal Bank of Canada is issuing senior unsecured Buffer Autocallable GEARS linked to an unequally weighted basket of five equity indices (EURO STOXX 50® 40%, Nikkei 225 25%, FTSE® 100 17.5%, Swiss Market Index 10%, S&P/ASX 200 7.5%) maturing on or about July 31, 2029.
Each Security has a principal amount of $10. If on the August 4, 2027 Call Observation Date the Basket Value is at or above the Initial Basket Value (100), the notes are automatically called and pay $11.20 per Security (principal plus a 12.00% Call Return), with no further upside.
If not called, and the Basket Return at maturity is positive, the payment equals $10 plus Upside Gearing (between 1.55 and 1.75, set on the Trade Date) times the Basket Return. If the Basket Return is zero or negative but the Final Basket Value is at or above the Downside Threshold of 90.00 (a 10% Buffer), principal is repaid. If the Final Basket Value falls below 90.00, investors lose 1% of principal for each 1% decline beyond the 10% Buffer, up to a 90% loss of principal.
The notes pay no interest or dividends and all payments depend on RBC’s credit. UBS receives a $0.25 per Security selling concession, and the initial estimated value is expected between $9.18 and $9.68, below the $10 public price, reflecting fees, hedging costs and RBC’s internal funding rate. U.S. tax counsel expects to treat the notes as prepaid financial contracts, though that treatment is uncertain.
Royal Bank of Canada is issuing redeemable fixed rate senior notes under its Global Medium-Term Notes, Series J program. The notes pay a fixed interest rate of 4.76% per annum, with semiannual interest payments on January 23 and July 23 of each year, beginning January 23, 2027 and ending on July 23, 2029, the scheduled maturity date.
The notes are callable at the issuer’s option, in whole but not in part, on the interest payment dates falling on July 23, 2028 and January 23, 2029, upon 10 business days’ prior written notice; if redeemed, investors receive principal plus the applicable interest payment on the call date. They are issued in minimum denominations of $1,000, are subject to Canadian bail-in powers (and can be converted into common shares under the CDIC Act in a bail-in), and all payments are subject to Royal Bank of Canada’s credit risk. RBC Capital Markets, LLC acts as underwriter and may purchase the notes at between $990.00 and $1,000.00 per $1,000 principal amount, with an underwriting discount of up to $10.00 per $1,000.
Royal Bank of Canada is issuing two Fixed Coupon Barrier Notes with an aggregate principal amount of $1,551,000, each linked separately to the common stock of Moderna, Inc. (MRNA) and the Class A common stock of Vertiv Holdings Co (VRT) and paying fixed monthly coupons.
The MRNA-linked notes have a 18.00% annual coupon, $68.28 initial underlier value and a 50% barrier at $34.14, with $447,000 principal. The VRT-linked notes have a 16.00% annual coupon, $304.57 initial underlier value and a 50% barrier at $152.29, with $1,104,000 principal.
At maturity on July 20, 2027, investors receive par plus the final coupon if the final underlier value is at or above the barrier; otherwise repayment is reduced one-for-one with the underlier loss, so investors may lose a substantial portion or all of principal. The initial estimated values of the notes, $965.11 and $964.14 per $1,000, are below the public offering price.