ROYAL BANK OF CANADA SEC Filings

Royal Bank of Canada is offering Redeemable Fixed Rate Notes with a total public offering amount of $2,080,000. The notes pay 4.55% per annum, mature on May 29, 2029 and may be redeemed at the bank's option on Call Dates that coincide with annual interest payment dates.

The Issue Date is May 29, 2026, minimum investment is $1,000, and all payments are subject to the Bank's credit risk. The notes are subject to Canadian bail-in powers under the CDIC Act; bail-in conversion provisions and related legal opinions are described in the pricing supplement.

Royal Bank of Canada is offering $767,000 of Fixed Coupon Barrier Notes linked to the common stock of Advanced Micro Devices, Inc. The Notes pay a Fixed Coupon of $11.875 per $1,000 (equivalent to 14.25% per annum) monthly and mature on June 1, 2027. The Notes return full principal at maturity only if the Final Underlier Value is greater than or equal to the Barrier Value (50% of the Initial Underlier Value, $251.95); if the Final Underlier Value is below the Barrier Value, repayment at maturity will be reduced pro rata by the Underlier Return. All payments are subject to the Bank’s credit risk.

Royal Bank of Canada has furnished an updated Code of Conduct on Form 6-K, attaching the full document as Exhibit 99.1. The Code sets expectations for integrity, client-first behavior, and compliance with laws and RBC policies across all global operations.

It details standards on reporting misconduct and non-retaliation, respectful workplaces, privacy, conflicts of interest, gifts and entertainment, inside information and securities trading, anti-bribery and anti-money laundering, economic sanctions, fair competition, and safeguarding client and company assets. The Code applies to employees, contract workers and directors of RBC and its subsidiaries.

Royal Bank of Canada reported strong second quarter 2026 results, with net income of $5.5 billion, up 25% year over year, and diluted EPS of $3.85, up 27%. Return on equity reached 17.2%, supported by broad-based growth across Personal and Commercial Banking, Wealth Management and Capital Markets.

Pre-provision, pre-tax earnings were $8.0 billion, up 15% from last year, while total provision for credit losses fell 36% to $0.9 billion, improving credit metrics. Capital remained robust with a CET1 ratio of 13.5%. The bank returned $4.0 billion to shareholders through $1.7 billion of buybacks and $2.3 billion of dividends, raised its quarterly dividend to $1.76 per share, and plans, subject to regulatory approvals, to repurchase up to 45 million common shares, about 3% of shares outstanding. Quarter over quarter, net income declined 5% due to softer results in several segments and three fewer days in the period.

Royal Bank of Canada (RY) is offering two separate Capped Enhanced Return Buffer Notes linked to two ETFs: the VanEckGold Miners ETF (GDX) and the iShares Semiconductor ETF (SOXX). Each offering is sold in $1,000 minimum denominations with separate terms and has an Initial Estimated Value below the public offering price.

The notes mature on November 30, 2027 with a Participation Rate of 200%, a Buffer Percentage of 15%, and a capped Maximum Return (cover page: $1,550,000 for GDX offering and $1,326,000 for SOXX offering). Payments at maturity depend on the Final Underlier Value versus the Initial Underlier Value and the Buffer Value (85% of initial). All payments are subject to Royal Bank of Canadacredit risk.

Royal Bank of Canada is offering Redeemable Fixed Rate Notes due May 28, 2038 with an interest rate of 5.35% per annum. The offering shows a public offering amount of $1,668,000 at 100.00% of par and proceeds to the Bank of $1,634,640. The Notes are callable by the Bank beginning on the May 28, 2029 Interest Payment Date and annually thereafter, and pay interest annually on May 28. The Notes are subject to Canadian bail-in powers under the CDIC Act and will not be deposit-insured. All payments are subject to the Bank's credit risk.

Royal Bank of Canada offers Auto-Callable Contingent Coupon Buffer Notes linked to the Bloomberg US Large Cap VolMax Index. The Notes price at 100.00% of principal with an underwriting discount of 4.25%; public offering price per $1,000 principal is $1,000 (some fee‑based accounts may pay between $957.50 and $1,000.00). The initial estimated value is stated as between $882.50 and $932.50 per $1,000 principal amount.

Key economic terms: Trade Date June 25, 2026, Issue Date June 29, 2026, Valuation Date June 25, 2031, Maturity Date June 30, 2031. Contingent Coupon, if payable, is $42.50 per $1,000 per quarter (a stated annual rate of 17.00%). The Notes include a 15% Buffer Percentage and a Coupon Threshold equal to 75% of the Initial Underlier Value; investors can lose a portion of principal if the Final Underlier Value is below the Buffer Value. The Notes are unsecured senior debt of the Bank and all payments are subject to the Bank’s credit risk.

Royal Bank of Canada is offering Enhanced Return Barrier Notes linked to the Solactive Equal Weight U.S. Semiconductor Select AR Index. The notes have a Participation Rate of 102.25%, an Initial Underlier Value of 67,646.33 and a Barrier equal to 70% of that value (47,352.43). The notes mature on May 28, 2031 with a Valuation Date of May 22, 2031. Payments at maturity vary: upside equals principal plus participation on positive index returns; full principal is returned if Final Value is between the Initial Value and the Barrier; below the Barrier you suffer the Underlier Return loss.

Royal Bank of Canada is offering Auto-Callable Geared Buffer Notes linked to the lesser-performing of the iShares MSCI EAFE ETF and the S&P 500 Index. The public offering totals $7,681,000 at par; proceeds to the Bank are $7,669,478.50. The Notes have an initial estimated value of $994.00 per $1,000 principal amount. Key dates: Strike Date May 21, 2026, Trade Date May 22, 2026, Issue Date May 28, 2026, Valuation Date Nov 22, 2027, Maturity Date Nov 26, 2027. The Notes are auto-callable on semiannual observation dates with a stated call return rate of 11.65% per annum. At maturity, if not called, principal repayment depends on the Final Underlier Value of the least performing Underlier relative to its Buffer Value (80% of Initial Underlier Value), with a Downside Multiplier of 1.25, so investors can lose some or all principal. All payments are subject to the issuers credit risk and U.S. federal tax considerations (including potential Section 1260 and Section 871(m) issues) are discussed in the supplement.