Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada filings document the bank's foreign private issuer disclosures, including Form 6-K reports furnished under Exchange Act Rule 13a-16 and Form 40-F annual reporting. Recent materials include annual report exhibits, interim financial information, proxy circulars, annual meeting notices, director elections, auditor appointment matters, executive compensation votes, shareholder proposals, and voting results.
The filing record also covers capital markets activity under the bank's Form F-3 shelf registration statement, including senior global medium-term notes, limited recourse capital notes, NVCC subordinated indebtedness, preferred shares, underwriting agreements, supplemental indentures, and legal and tax opinions. Other 6-K exhibits document share-related communications such as the bank's response to an unsolicited mini-tender offer for common shares.
Royal Bank of Canada is issuing $1,156,000 of senior unsecured market-linked securities with a $1,000 face amount, auto-callable and linked to the lowest of the Nasdaq-100, Russell 2000 and S&P 500 indices.
The notes pay a 10.20% per annum contingent coupon, calculated monthly, only when the lowest-performing index on a calculation day is at or above 75% of its starting value; coupons can be skipped for many months or for the entire term. From January 2027 through December 2027, the notes are automatically called if the lowest-performing index is at or above its starting value, returning principal plus the final coupon.
If not called, holders receive $1,000 at maturity only if the lowest-performing index on the final calculation day is at or above its 75% downside threshold. Below that level, repayment falls in proportion to the index decline, with potential loss of the entire principal. The initial estimated value is $972.27 per security, below the $1,000 offering price, reflecting internal funding, selling concessions and hedging costs; secondary-market values are expected to be lower. All payments depend on Royal Bank of Canada’s credit, and the securities are not insured or bail-inable.
Royal Bank of Canada is issuing $11,719,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the common stock of NVIDIA Corporation, due August 13, 2027. The notes are priced at 100% of principal, with proceeds to the issuer of 98.50% after underwriting discounts.
Investors may receive a monthly contingent coupon of $9.792 per $1,000 (0.9792% per month, 11.75% per year) if on the relevant observation date NVIDIA’s share price is at or above the coupon threshold and barrier of $126.58, which is 60% of the initial value of $210.96. The notes are automatically called if, on specified observation dates beginning in January 2027, NVIDIA’s share price is at least the initial value, in which case holders receive $1,000 plus the applicable coupon and no further payments.
If the notes are not called and, on the valuation date, NVIDIA’s share price is at or above the barrier, investors receive $1,000 per note plus any coupon. If it is below the barrier, investors receive 4.7402 NVIDIA shares per $1,000 principal amount (plus cash for fractional shares), which could be worth significantly less than principal and may result in a substantial or total loss. All payments are subject to Royal Bank of Canada’s credit risk. The initial estimated value is $978.79 per $1,000, below the public offering price.
Royal Bank of Canada is issuing $2,205,000 of Geared Buffer Digital Notes linked to the common stock of Tesla, Inc., maturing on July 28, 2027. The notes are priced at 100% of principal, with a 1% underwriting discount, so net proceeds to Royal Bank of Canada are 99% of the offering amount. The initial estimated value is $988.33 per $1,000, below the public price, reflecting internal funding and hedging costs.
The notes promise a fixed 15.28% Digital Return at maturity per $1,000 if Tesla’s final stock value is at or above the Buffer Value of $285.43, which is 70% of the $407.76 initial level. If the final value falls below the Buffer Value, principal is reduced using a Downside Multiplier of approximately 1.42857, with losses up to 100% of invested principal. The notes are unsecured senior debt of Royal Bank of Canada, are not insured or bail-inable, and all payments depend on the issuer’s credit. U.S. tax counsel views them as prepaid financial contracts, but this treatment is uncertain, and non-U.S. investors are generally not expected to be subject to Section 871(m) withholding.
Royal Bank of Canada is offering unsecured Barrier Digital Notes linked to the common stock of Broadcom Inc. The notes have a Trade Date of July 14, 2026, an Issue Date of July 17, 2026, a Valuation Date of August 16, 2027 and a Maturity Date of August 19, 2027, in minimum denominations of $1,000.
For each $1,000 note, if the Final Underlier Value on the Valuation Date is greater than or equal to the Barrier Value, set at 50% of the Initial Underlier Value, the holder receives $1,154 (principal plus a fixed 15.40% Digital Return), regardless of how much Broadcom stock has risen or whether it has declined but stayed at or above the barrier. If the Final Underlier Value is below the barrier, the payment equals $1,000 plus $1,000 times the Underlier Return, so losses track Broadcom’s decline and can reach 100% of principal.
The notes are senior unsecured obligations of Royal Bank of Canada, are not insured by Canadian or U.S. deposit insurance schemes, and are not bail-inable. They are not designed for short-term trading, and secondary market prices may be materially below the purchase price. The issuer’s initial estimated value is expected to range between $943.00 and $993.00 per $1,000 note, reflecting internal funding and hedging costs. For U.S. federal income tax purposes, counsel views it as reasonable to treat the notes as prepaid financial contracts that are “open transactions,” but this treatment is uncertain and could change. For Non-U.S. holders, the issuer currently expects Section 871(m) dividend-equivalent withholding not to apply under existing rules.
Royal Bank of Canada is offering auto-callable contingent coupon barrier notes linked to the common stock of Amazon.com, Inc., in minimum denominations of $1,000. The notes pay a contingent coupon of $9.50 per $1,000 (0.95% per month, 11.40% per annum) for each monthly observation date on which Amazon’s closing share price is at or above a Coupon Threshold set at 68% of the Initial Underlier Value. Beginning about six months after issuance, the notes are automatically called if Amazon’s closing value is at or above its initial level, returning $1,000 plus the applicable coupon, with no further payments.
If the notes are not called, maturity on September 1, 2027 depends on Amazon’s final share price. Investors receive $1,000 per note if the final value is at or above the 68% Barrier Value; otherwise they receive a “Physical Delivery Amount” of Amazon shares equal to $1,000 divided by the initial share price, which may be worth substantially less than principal and could be zero. All payments are subject to Royal Bank of Canada’s credit risk. The initial estimated value is expected between $924.00 and $974.00 per $1,000 note, below the public offering price because of dealer compensation, funding and hedging costs, and any secondary market value may be lower. The product also entails conflicts of interest and uncertain U.S. tax treatment, including potential withholding considerations for non-U.S. holders.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the common stock of Incorporated (ticker QCOM), maturing on July 20, 2029. Each note has a $1,000 principal amount and is issued at 100.00% of principal.
Investors may receive a $43.75 contingent coupon per $1,000 note each quarter (4.375% per quarter, 17.50% per annum) if, on the relevant observation date, the Underlier closes at or above the Coupon Threshold, set at 50% of the Initial Underlier Value. Missed coupons “memory” and can be paid on later dates when the condition is met. Beginning with the July 19, 2027 observation, the notes are automatically called if the Underlier is at or above its Initial Underlier Value, paying $1,000 plus any due and unpaid coupons.
If not called, at maturity investors receive $1,000 plus any applicable coupons if the Final Underlier Value is at or above the Barrier Value (also 50% of the Initial Underlier Value. If it is below, investors receive shares equal to the Physical Delivery Amount, which may be worth substantially less than principal, with no final coupon. Underwriting discounts are 2.35% (proceeds to RBC 97.65%), and the initial estimated value is expected between $914.00 and $964.00 per $1,000 note. Payments depend on RBC’s credit; the notes are not insured and are not bail-inable.
Royal Bank of Canada is issuing $4,572,000 in Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the least performing of Boeing and JPMorgan Chase common stock, part of its Senior Global Medium-Term Notes, Series J. The notes pay a contingent quarterly coupon of $22.50 per $1,000 (2.25% per quarter, 9.00% per year) only if on the prior observation date each underlier is at or above its coupon threshold, set at 50% of its initial value.
The notes may be automatically called quarterly if both underliers are at or above their initial values, returning $1,000 plus any due coupons per note. If not called, at maturity investors receive $1,000 per note if the least performing underlier finishes at or above its 50% barrier; otherwise repayment is reduced one-for-one with the underlier’s loss, potentially to zero. Initial underlier values are $223.11 for Boeing and $335.47 for JPMorgan, with barriers at $111.56 and $167.74. The price to the public is 100% of principal, with a 2.00% underwriting discount and $4,480,560 in proceeds to the bank. The initial estimated value is $976.67 per $1,000, reflecting structuring and hedging costs, and all payments are unsecured obligations subject to RBC’s credit and complex U.S. tax considerations.
Royal Bank of Canada is offering unsecured structured notes linked to the S&P 500 Index, maturing on September 15, 2027. Each note has a $1,000 principal amount, with $7,737,000 issued in aggregate, and pays no interest.
The payoff depends on index performance from the July 9, 2026 trade date to the September 13, 2027 determination date. Investors receive 130% of any index gain, capped at a maximum settlement amount of $1,168.35 per $1,000, corresponding to a cap level of 112.95% of the initial index level of 7,543.64. Principal is fully returned only if the final index level is at or above the 90% buffer level; below that, losses increase about 1.1111% for each 1% drop beyond the buffer, up to total loss of principal. The initial estimated value is $995.63 per $1,000, below the issue price, and the notes are not listed, are not insured, and are subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada is offering senior unsecured structured notes linked to the MSCI EAFE® Index, issued in $1,000 denominations, in U.S. dollars. The notes do not pay interest, are not listed, and are not redeemable prior to maturity.
At maturity (expected 23–26 months after the trade date), each $1,000 note pays a cash amount based on index performance. If the final index level is at least the threshold level of 87.50% of the initial level, investors receive a fixed threshold settlement amount, expected between $1,153.60 and $1,180.60 per $1,000, capping upside regardless of further index gains. If the final level is below the threshold, principal is exposed to losses, falling about 1.1429% of principal for every 1% the final level is below the threshold; investors may lose their entire investment.
The initial estimated value is expected between $958.80 and $988.80 per $1,000, below the issue price, reflecting internal funding and hedging costs. Payments depend on RBC’s credit; the notes are not insured by the FDIC or CDIC and are not bail-inable. The product also entails risks from non-U.S. equity and currency markets, limited liquidity, complex tax treatment, and potential conflicts of interest with RBC Capital Markets, LLC as calculation agent and market maker.
Royal Bank of Canada is issuing Auto-Callable Contingent Coupon Buffer Notes linked to the Bloomberg US Large Cap VolMax Index. The notes pay a contingent coupon of $35.00 per $1,000 (3.50% per quarter, 14.00% per year) only if, on the relevant observation date, the index is at or above a coupon threshold equal to 70% of the initial index value. The notes can be automatically called quarterly if the index is at or above its initial value, in which case investors receive $1,000 plus the coupon and no further payments.
If not called, at maturity investors receive $1,000 per note if the final index value is at or above a buffer level of 85% of the initial value. If the final index value is below the buffer, repayment is reduced according to $1,000 + [$1,000 × (Underlier Return + 15%)], so investors can lose a substantial portion of principal. The initial estimated value is expected to be $891.50–$941.50 per $1,000, below the public offering price, reflecting underwriting discounts, referral fees and hedging costs. The underlier is an “excess return” volatility-target index with daily leverage, a 6% per annum deduction factor, a SOFR-based notional financing cost and transaction costs, all of which drag on index performance. All payments are subject to Royal Bank of Canada’s credit risk and involve complex tax and structural risks.