Royal Bank of Canada filings document the bank's foreign private issuer disclosures, including Form 6-K reports furnished under Exchange Act Rule 13a-16 and Form 40-F annual reporting. Recent materials include annual report exhibits, interim financial information, proxy circulars, annual meeting notices, director elections, auditor appointment matters, executive compensation votes, shareholder proposals, and voting results.
The filing record also covers capital markets activity under the bank's Form F-3 shelf registration statement, including senior global medium-term notes, limited recourse capital notes, NVCC subordinated indebtedness, preferred shares, underwriting agreements, supplemental indentures, and legal and tax opinions. Other 6-K exhibits document share-related communications such as the bank's response to an unsolicited mini-tender offer for common shares.
Royal Bank of Canada is offering unsecured structured notes linked to the S&P 500 Index, maturing on September 15, 2027. Each note has a $1,000 principal amount, with $7,737,000 issued in aggregate, and pays no interest.
The payoff depends on index performance from the July 9, 2026 trade date to the September 13, 2027 determination date. Investors receive 130% of any index gain, capped at a maximum settlement amount of $1,168.35 per $1,000, corresponding to a cap level of 112.95% of the initial index level of 7,543.64. Principal is fully returned only if the final index level is at or above the 90% buffer level; below that, losses increase about 1.1111% for each 1% drop beyond the buffer, up to total loss of principal. The initial estimated value is $995.63 per $1,000, below the issue price, and the notes are not listed, are not insured, and are subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada is offering senior unsecured structured notes linked to the MSCI EAFE® Index, issued in $1,000 denominations, in U.S. dollars. The notes do not pay interest, are not listed, and are not redeemable prior to maturity.
At maturity (expected 23–26 months after the trade date), each $1,000 note pays a cash amount based on index performance. If the final index level is at least the threshold level of 87.50% of the initial level, investors receive a fixed threshold settlement amount, expected between $1,153.60 and $1,180.60 per $1,000, capping upside regardless of further index gains. If the final level is below the threshold, principal is exposed to losses, falling about 1.1429% of principal for every 1% the final level is below the threshold; investors may lose their entire investment.
The initial estimated value is expected between $958.80 and $988.80 per $1,000, below the issue price, reflecting internal funding and hedging costs. Payments depend on RBC’s credit; the notes are not insured by the FDIC or CDIC and are not bail-inable. The product also entails risks from non-U.S. equity and currency markets, limited liquidity, complex tax treatment, and potential conflicts of interest with RBC Capital Markets, LLC as calculation agent and market maker.
Royal Bank of Canada is issuing Auto-Callable Contingent Coupon Buffer Notes linked to the Bloomberg US Large Cap VolMax Index. The notes pay a contingent coupon of $35.00 per $1,000 (3.50% per quarter, 14.00% per year) only if, on the relevant observation date, the index is at or above a coupon threshold equal to 70% of the initial index value. The notes can be automatically called quarterly if the index is at or above its initial value, in which case investors receive $1,000 plus the coupon and no further payments.
If not called, at maturity investors receive $1,000 per note if the final index value is at or above a buffer level of 85% of the initial value. If the final index value is below the buffer, repayment is reduced according to $1,000 + [$1,000 × (Underlier Return + 15%)], so investors can lose a substantial portion of principal. The initial estimated value is expected to be $891.50–$941.50 per $1,000, below the public offering price, reflecting underwriting discounts, referral fees and hedging costs. The underlier is an “excess return” volatility-target index with daily leverage, a 6% per annum deduction factor, a SOFR-based notional financing cost and transaction costs, all of which drag on index performance. All payments are subject to Royal Bank of Canada’s credit risk and involve complex tax and structural risks.
Royal Bank of Canada is offering market-linked, auto-callable structured notes linked to the common stock of NVIDIA Corporation, with a face amount of $1,000 per security. These senior unsecured debt securities are issued under RBC’s Medium-Term Notes, Series J program and are subject to RBC’s credit risk.
The notes may be automatically called on July 21, 2027 if NVIDIA’s closing value is at or above the starting value, paying $1,000 plus a call premium of at least 23.35% (at least $233.50) and ending the investment. If not called, at the July 19, 2029 maturity the payment per note depends on NVIDIA’s performance: 150% leveraged participation in positive returns; full principal back if the ending value is between the starting value and a 65% threshold; and 1:1 downside below the threshold, with losses that can exceed 35% of principal and reach 100%.
The notes pay no periodic interest, have limited liquidity, and their initial estimated value on the pricing date is expected to be $920–$970 per $1,000, below the original offering price due to internal funding, hedging costs and agent discounts. U.S. tax counsel expects treatment as prepaid derivative contracts, and the issuer notes uncertainty in U.S. tax and Section 871(m) outcomes.
Royal Bank of Canada reports the issuance of Senior Global Medium-Term Notes, Series J under its shelf registration statement on Form F-3 (File No. 333-275898). The report primarily provides legal and tax opinions from U.S. and Canadian counsel regarding the validity of the Notes and related U.S. and Canadian income tax matters.
Opinions are supplied by Sullivan & Cromwell LLP and Norton Rose Fulbright Canada LLP, along with their related consents. The document is signed by the Executive Vice-President and Treasurer on July 10, 2026, confirming the Bank’s authorization of this disclosure around the new Series J issuance.
Royal Bank of Canada is offering Auto-Callable Fixed Coupon Barrier Notes linked to the least-performing of Intuit Inc. and NRG Energy common stock, in minimum denominations of $1,000. The Notes pay a fixed coupon of $11.208 per $1,000 monthly, equal to 1.1208% per month or 13.45% per annum, so long as they remain outstanding. They may be automatically called if on any monthly Call Observation Date both underliers close at or above 95% of their initial values, in which case investors receive $1,000 plus the coupon and no further payments. If not called, at maturity in July 2029 investors receive principal back (plus coupon) if the least-performing underlier is at or above its Barrier Value of 50% of its initial value; otherwise they receive shares of that worst underlier equal to $1,000 divided by its initial value, exposing them to potentially large losses of principal. The public offering price is 100% of principal, with underwriting discounts of 2.50% and proceeds to RBC of 97.50%. The initial estimated value is expected between $914.50 and $964.50 per $1,000, reflecting hedging and distribution costs, and all payments are subject to RBC’s credit risk and complex U.S. tax treatment.
Royal Bank of Canada is issuing Auto-Callable Fixed Coupon Barrier Notes linked to the worst performer of Carnival Corporation and ServiceNow, Inc. common stocks. Each Note has a $1,000 principal amount, pays a fixed coupon of $11.375 per month (13.65% per year), and is offered at 100% of principal, with underwriter compensation of 2.50%, resulting in 97.50% of proceeds to the issuer.
The Notes may be automatically called monthly starting around January 2027 if both underliers are at or above 95% of their initial values, in which case investors receive $1,000 plus the coupon and no further payments. If held to maturity in July 2029 and not called, principal is fully repaid only if the least performing underlier is at or above 50% of its initial value. If that underlier is below 50%, investors receive shares of the worst-performing stock instead of cash, likely worth substantially less than principal and potentially zero, plus the final coupon. The initial estimated value is expected between $912.50 and $962.50 per $1,000, and all payments are subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada is issuing $625,000 of Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Russell 2000, S&P 500 and EURO STOXX 50. The Trade Date is July 8, 2026, Issue Date July 13, 2026 and Maturity Date July 12, 2029. Coupons are contingent quarterly at $20.00 per $1,000 (2.00% per quarter; 8.00% per annum) and the notes are auto-callable if, on a Call Observation Date, each Underlier is at or above its Initial Underlier Value. At maturity investors receive principal if the Least Performing Underlier is at or above its Barrier (60.50% of its Initial Underlier Value); otherwise repayment equals $1,000 plus the Least Performing Underlier return, which can result in substantial principal loss.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the VanEck Semiconductor ETF (SMH) and the State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP). The Notes are issued at 100.00% of par per $1,000 principal with underwriting discounts of 1.00% (proceeds to RBC 99.00%). Key dates: Strike Date July 9, 2026; Trade Date July 10, 2026; Issue Date July 15, 2026; Valuation Date July 9, 2029; Maturity Date July 12, 2029. Coupons are contingent and equal to $40.00 per $1,000 (4.00% quarterly; 16.00% per annum) when each Underlier is at or above its 50% Coupon Threshold on the prior observation date. The Notes auto-call if both Underliers close at or above their Initial Underlier Values on any Call Observation Date; then holders receive par plus that quarter’s Contingent Coupon. At maturity, if not called, full principal is returned only if the Least Performing Underlier is >= its 50% Barrier; otherwise repayment equals $1,000 × (1 + Underlier Return) and principal can be substantially lost. The initial estimated value is stated between $920.01 and $970.01 per $1,000. All payments are subject to RBC credit risk and U.S. tax uncertainties described herein.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the least performing of Class C Alphabet, JPMorgan Chase and Microsoft. Per $1,000 principal the public offering price is $1,000 (100.00%) with an underwriting discount of 3.00%, leaving proceeds to the Bank of 97.00%. The Notes pay a monthly contingent coupon of $12.50 per $1,000 (15.00% per annum) when each underlier is at or above a 70% coupon threshold, feature automatic monthly calls if all underliers are at or above their initial values beginning January 15, 2027, and return principal at maturity only if the least performing underlier finishes at or above its 60% barrier; otherwise investors suffer downside equal to that underlier’s percentage loss.
Key dates: Trade Date July 15, 2026, Issue Date July 20, 2026, Valuation Date July 16, 2029, Maturity Date July 19, 2029. The issuer notes the initial estimated value is expected to be between $900.00 and $950.00 per $1,000, which is less than the public offering price.