ROYAL BANK OF CANADA SEC Filings

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the VanEck Semiconductor ETF (SMH) and the State Street SPDR S&P Oil & Gas Exploration & Production ETF (XOP). The Notes are issued at 100.00% of par per $1,000 principal with underwriting discounts of 1.00% (proceeds to RBC 99.00%). Key dates: Strike Date July 9, 2026; Trade Date July 10, 2026; Issue Date July 15, 2026; Valuation Date July 9, 2029; Maturity Date July 12, 2029. Coupons are contingent and equal to $40.00 per $1,000 (4.00% quarterly; 16.00% per annum) when each Underlier is at or above its 50% Coupon Threshold on the prior observation date. The Notes auto-call if both Underliers close at or above their Initial Underlier Values on any Call Observation Date; then holders receive par plus that quarter’s Contingent Coupon. At maturity, if not called, full principal is returned only if the Least Performing Underlier is >= its 50% Barrier; otherwise repayment equals $1,000 × (1 + Underlier Return) and principal can be substantially lost. The initial estimated value is stated between $920.01 and $970.01 per $1,000. All payments are subject to RBC credit risk and U.S. tax uncertainties described herein.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the least performing of Class C Alphabet, JPMorgan Chase and Microsoft. Per $1,000 principal the public offering price is $1,000 (100.00%) with an underwriting discount of 3.00%, leaving proceeds to the Bank of 97.00%. The Notes pay a monthly contingent coupon of $12.50 per $1,000 (15.00% per annum) when each underlier is at or above a 70% coupon threshold, feature automatic monthly calls if all underliers are at or above their initial values beginning January 15, 2027, and return principal at maturity only if the least performing underlier finishes at or above its 60% barrier; otherwise investors suffer downside equal to that underlier’s percentage loss.

Key dates: Trade Date July 15, 2026, Issue Date July 20, 2026, Valuation Date July 16, 2029, Maturity Date July 19, 2029. The issuer notes the initial estimated value is expected to be between $900.00 and $950.00 per $1,000, which is less than the public offering price.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Nikkei 225, Russell 2000 and EURO STOXX 50. The Notes are sold at 100.00% of principal with no underwriting commission and an initial estimated value between $934.50 and $984.50 per $1,000 principal. Trade Date is July 17, 2026, Issue Date July 22, 2026, Valuation Date July 17, 2030 and Maturity Date July 22, 2030. Quarterly contingent coupons of $33.25 per $1,000 (13.30% per annum) may be paid if each Underlier meets a 65% Coupon Threshold; automatic calls occur if all Underliers are at-or-above their Initial Underlier Value on a Call Observation Date. If the Least Performing Underlier finishes below its Barrier (65%), principal may be reduced pro rata.

Royal Bank of Canada is offering Barrier Digital Notes linked to the least performing common stock of Advanced Micro Devices, Inc., Broadcom Inc. and Palantir Technologies Inc. The Notes are sold at par per $1,000 principal amount and pay either $1,000 + $1,000 × 47.95% if the Least Performing Underlier’s Final Underlier Value is >= its Barrier Value (50% of its Initial Underlier Value), or $1,000 + $1,000 × Underlier Return if below the Barrier. Trade Date is July 17, 2026, Issue Date July 22, 2026, Valuation Date October 18, 2027 and Maturity Date October 21, 2027. All payments are subject to RBC credit risk.

Royal Bank of Canada offers auto-callable, principal-at-risk market‑linked notes tied to the lowest performing of the Russell 2000®, S&P 500® and EURO STOXX 50®. The notes have a face amount of $1,000 per security, an initial estimated value range of $907.50–$957.50 per security, a pricing date of July 30, 2026 and a stated maturity of August 2, 2030. The contingent coupon rate will be set on the pricing date and will be at least 10.50% per annum. If not auto‑called, principal at maturity depends on the lowest performing Index and is fully exposed below a downside threshold equal to 75% of each Index’s starting value.

Royal Bank of Canada is offering $1,082,000 of Auto-Callable Contingent Coupon Geared Buffer Notes linked to the Bloomberg US Large Cap VolMax Index. The Notes mature on July 10, 2031, pay a monthly Contingent Coupon of $14.80 per $1,000 when the Underlier meets a monthly threshold, and can be automatically called if the Underlier equals or exceeds its initial level on a Call Observation Date. Principal protection is partial: a 30% buffer applies and losses beyond that buffer are multiplied by a Downside Multiplier of ~1.42857. The public offering price is 100.00% and the initial estimated value is $961.50 per $1,000 principal amount. Payments and any market value are subject to the Bank’s credit risk and the Notes include complex index deductions, financing costs and daily rebalancing that may materially reduce returns.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Nikkei 225, Russell 2000 and EURO STOXX 50. The Trade Date is July 17, 2026, Issue Date July 22, 2026, Valuation Date July 18, 2028 and Maturity Date July 21, 2028. If not called, the Notes pay a Contingent Coupon of $32.50 per $1,000 (a 3.25% quarterly rate / 13.00% per annum) when each Underlier meets its Coupon Threshold on the relevant observation date. At maturity, if the Least Performing Underlier is at or above its Barrier (65% of its Initial Underlier Value), investors receive $1,000; if below the Barrier, payoff equals $1,000 plus the Underlier Return of the Least Performing Underlier, which can result in substantial principal loss. Initial estimated value is stated between $936.50 and $986.50 per $1,000 and will be less than the public offering price.

Royal Bank of Canada is offering $3,711,000 of Auto-Callable Contingent Coupon Barrier Notes due July 10, 2031, linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500. Notes pay a contingent monthly coupon of $7.75 per $1,000 (9.30% per annum) when index levels meet a 75% coupon threshold and include a 70% barrier for principal protection determination on the July 7, 2031 valuation date. The offering price is 100% with underwriting discounts of 3.625%; the initial estimated value is $949.59 per $1,000. Investors face issuer credit risk and the risk of losing a substantial portion or all principal if the least performing underlier closes below its Barrier Value at maturity.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the common stock of Morgan Stanley, due January 20, 2028, subject to completion.

The Notes have a trade date of July 14, 2026, issue date of July 17, 2026 and valuation date of January 14, 2028. If payable, the Contingent Coupon is $26.40 per $1,000 (2.64% per quarter; 10.56% per annum). The Barrier and Coupon Threshold equal 60% of the Initial Underlier Value. If not auto-called, principal repayment at maturity depends on the Final Underlier Value: full $1,000 if at or above the Barrier, otherwise physical delivery of Morgan Stanley shares equal to the Physical Delivery Amount.

The public offering price is 100.00% with underwriting discounts of 1.50%. The issuer’s initial estimated value is stated between $932.00 and $982.00 per $1,000 principal amount.