ROYAL BANK OF CANADA (RY) SEC Filings, Jun-Jul 2026

The Royal Bank of Canada is offering Autocallable Strategic Accelerated Redemption Securities® (three‑year notes, due July, 2029) linked to an equally weighted basket of GS, JPM and MS. Each unit has a $10 principal amount and a public offering price of $10.00. The initial estimated value on the pricing date is expected to be between $9.00 and $9.50 per unit, below the public offering price. The notes pay no interest or dividends, are senior unsecured obligations of RBC (not FDIC/CDIC insured) and are subject to RBC credit risk. The notes are automatically called if the Basket’s Observation Level is at or above the Call Level (100) on any Observation Date; Call Amounts and Call Premiums will be set on the pricing date (examples shown: Call Amounts roughly $11.25–$14.05 representing Call Premiums of 12.50%–40.50%). If not called, repayment at maturity depends on the Ending Value versus the Threshold Value (100), and you may lose all or part of principal if the Ending Value is below the Threshold Value. Fees include an underwriting discount of $0.20 and a hedging‑related charge of approximately $0.05 per unit.

Royal Bank of Canada is offering three separate Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index (SPMKTD). Each offering has its own Valuation Date, Maturity Date and Participation Rate (125%, 147.50%, 175%). Payments at maturity per $1,000 depend on the Underlier Return: if positive, investors receive $1,000 plus the Underlier Return times the Participation Rate; if zero or negative, investors receive $1,000. The Underlier applies a 0.5% annual decrement fee, funding and transaction costs that reduce index performance. The notes are unsecured senior debt of the issuer, carry credit risk of Royal Bank of Canada, and are expected to have initial estimated values below the public offering price. Terms are subject to postponement and additional risks and tax treatment are described in the pricing supplement and referenced documents.

Royal Bank of Canada is offering Redeemable Fixed Rate Notes due July 23, 2029. The pricing supplement describes notes with a 4.65% per annum fixed interest rate, annual interest payments on July 23, and an issue date of July 23, 2026. Purchase prices are stated between $985.00 and $1,000.00 per $1,000 principal, with RBCCM able to pay up to $15.00 per $1,000 of underwriting discount to selected broker-dealers. The notes are redeemable at the issuer’s option on Call Dates corresponding to the July 23, 2027 and July 23, 2028 interest payment dates, and payments are subject to the Bank’s credit risk. The supplement expressly notifies holders that the notes are bail-inable under the CDIC Act and that holders are deemed to consent to bail-in conversion mechanics as described.

Royal Bank of Canada is offering redeemable fixed rate notes due July 23, 2038 under a preliminary pricing supplement dated June 30, 2026, with a stated interest rate of 5.30% per annum.

The notes are offered in minimum denominations of $1,000 with an anticipated issue date of July 23, 2026. Initial purchase prices are indicated between $970.00 and $1,000.00 per $1,000 principal amount; underwriting concessions of up to $30.00 per $1,000 may be paid to selling agents. The notes are redeemable at the issuer's option on specified call dates beginning on the interest payment date scheduled for July 23, 2029. All payments are subject to the bank's credit risk and the notes are subject to Canadian bail-in powers under the CDIC Act.

Royal Bank of Canada is offering Capped Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index. The Notes have a Participation Rate of 100% and a Maximum Return of 17.50%, giving a capped maximum payment of $1,175 per $1,000 principal at maturity. The Trade Date is July 1, 2026, Issue Date July 7, 2026, Valuation Date July 3, 2028 and Maturity Date July 7, 2028. The initial estimated value is expected to be between $920.00 and $970.00 per $1,000 and the public offering price is 100% (underwriting discount 1.00%, proceeds 99.00%). All payments are subject to the issuer's credit risk and the Notes are not FDIC- or CDIC-insured.

Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Nasdaq-100, Russell 2000 and S&P 500 indices. The Notes are sold at $1,000 principal per Note (100.00%) with an underwriting discount of 3.625% and expected proceeds to the Bank of 96.375%. Trade Date is July 2, 2026, Issue Date July 8, 2026, Valuation Date July 2, 2031 and Maturity Date July 8, 2031. If not called, a contingent monthly coupon of $7.292 per $1,000 (annualized 8.75%) is payable when each Underlier is at or above its 75% Coupon Threshold on the prior observation date. The Notes are automatically called on certain quarterly Call Observation Dates if each Underlier is at or above its Initial Underlier Value, in which case investors receive par plus the contingent coupon otherwise due. If the Least Performing Underlier is below its 70% Barrier at maturity, principal is exposed to the Underlier Return and investors can lose a substantial portion or all principal. The issuer’s initial estimated value is expected to be between $880.00 and $930.00 per $1,000.

Royal Bank of Canada is offering Auto-Callable Fixed Coupon Barrier Notes linked to the common stock of Snowflake Inc. The Notes have a principal denomination of $1,000, a Fixed Coupon set between $32.50 and $35.00 per $1,000 (13.00%-14.00% per annum), and a Barrier equal to 50% of the Initial Underlier Value. The Trade Date is July 15, 2026, Issue Date July 20, 2026, Valuation Date July 16, 2029 and Maturity Date July 19, 2029. The Notes may be automatically called on quarterly Call Observation Dates if the Underlier closes at or above the Initial Underlier Value; if not called, principal repayment depends on the Final Underlier Value versus the Barrier. The public offering price is 100.00% with underwriting discounts of 2.50%, and proceeds to RBC of 97.50%. All payments are subject to RBC credit risk and the initial estimated value is stated to be between $912.64 and $962.64 per $1,000.

Royal Bank of Canada is offering three separate Auto-Callable Contingent Coupon Barrier Notes with Memory Coupon linked to the equity performance of CrowdStrike (CRWD), Alphabet (GOOGL) and Workday (WDAY). Each offering has separate terms, a quarterly contingent coupon if the Underlier meets a Coupon Threshold, and an automatic call if the Underlier equals or exceeds its Initial Underlier Value on a Call Observation Date.

The Notes settle on an Issue Date of July 20, 2026, have a Valuation Date of July 16, 2029 and a Maturity Date of July 19, 2029. Payments at maturity depend on whether the Final Underlier Value is below the Barrier Value; if it is, investors may lose a substantial portion or all of principal. All payments are unsecured and subject to the Bank’s credit risk.

Royal Bank of Canada is offering four separate Auto-Callable Contingent Coupon Barrier Notes, each linked to a different equity underlier (AMZN, APO, BBY, BSX). Each series has its own contingent coupon rate range and initial estimated value range and will mature on July 19, 2029 with a Valuation Date of July 16, 2029. The notes pay quarterly contingent coupons subject to observation and include a memory feature for unpaid coupons, an automatic call if the underlier equals or exceeds its Initial Underlier Value on a Call Observation Date, and a principal-at-risk payoff at maturity if the Final Underlier Value is below the Barrier Value. Payments are subject to RBC credit risk and the initial estimated value is expected to be less than the public offering price.