Welcome to our dedicated page for Royal Bk Can SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada (RY) files as a foreign private issuer with the U.S. Securities and Exchange Commission, and this page aggregates its SEC filings alongside AI-powered summaries. RBC submits annual disclosure on Form 40-F and furnishes interim information on Form 6-K, giving investors structured access to its financial reporting, capital markets activity and other regulatory communications.
RBC’s Form 40-F annual reports, which incorporate its annual report and independent auditor’s report as exhibits, provide comprehensive financial statements and management discussion and analysis. These filings help investors understand the bank’s diversified business model across personal and commercial banking, wealth management, insurance, corporate banking and capital markets services.
Through Form 6-K current reports, Royal Bank of Canada furnishes quarterly earnings releases, annual reports, independent auditor’s reports and details on securities offerings. Recent 6-Ks describe the issuance of Senior Global Medium-Term Notes, Series J, with various maturities and interest structures, as well as non-viability contingent capital (NVCC) Additional Tier 1 Limited Recourse Capital Notes. These documents outline key terms of the notes and include legal and tax opinions from external counsel.
Because RBC’s securities, including certain capital instruments, are registered with the SEC, its filings also reference shelf registration statements on Form F-3 and the incorporation of specific 6-K exhibits into those registration statements. This allows investors to trace how individual note offerings and capital issuances fit within the bank’s broader funding framework.
On Stock Titan, AI-generated highlights help explain the contents of lengthy filings, from annual and quarterly disclosures to transaction-specific 6-Ks. Investors can quickly see which filings contain earnings information, capital issuances, auditor reports or other material updates, and then drill down into the original documents for full details. This page also serves as a starting point for monitoring ongoing regulatory reporting by Royal Bank of Canada as a TSX- and NYSE-listed financial institution.
Royal Bank of Canada (RY) has filed a preliminary pricing supplement (Form 424B2) for a new structured product – Auto-Callable Enhanced Return Barrier Notes linked to an equally-weighted basket of five U.S. money-center/bulge-bracket bank stocks (BAC, C, GS, MS, WFC). The $1,000-denominated notes, part of RBC’s Senior Global Medium-Term Notes, Series J, will be issued 5 Aug 2025, mature 4 Aug 2027 and carry the following key terms:
- Automatic call: if on the single Call Observation Date (13 Aug 2026) the basket closes at or above its initial value (set at 100), the notes are redeemed early for 115 % of par (a 15 % gross return) and no further payments are made.
- Enhanced upside if held to maturity: when not called and the basket appreciates, holders receive 150 % of the basket return (participation rate) on top of principal.
- Conditional principal protection: when the basket closes ≤ initial value but ≥ the 75 % barrier, investors receive par. Below the barrier, principal is reduced one-for-one with the basket decline (e.g., –50 % basket → $500 redemption).
- No periodic coupons, unlisted, subject to RBC senior unsecured credit risk; CUSIP 78017PCP4, minimum purchase $1,000.
- Pricing economics: public price 100 % of par; underwriting discount 1 %; proceeds to issuer 99 %. The initial estimated value is expected between $917.36 and $967.36, reflecting embedded derivative costs, hedging and RBC’s lower internal funding rate.
- Risk highlights: potential loss of up to 100 % of principal, limited secondary liquidity, valuation likely below issue price, single-date barrier exposure, tax uncertainty (treated as open transaction prepaid forward), and full exposure to RBC creditworthiness.
The product targets investors seeking equity-linked upside with a capped call return and contingent downside protection over a 2-year horizon, but who can tolerate issuer credit risk, the possibility of being called away early, lack of interim income and potential principal loss if the basket falls more than 25 %.
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