Welcome to our dedicated page for Royal Bk Can SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada (RY) files as a foreign private issuer with the U.S. Securities and Exchange Commission, and this page aggregates its SEC filings alongside AI-powered summaries. RBC submits annual disclosure on Form 40-F and furnishes interim information on Form 6-K, giving investors structured access to its financial reporting, capital markets activity and other regulatory communications.
RBC’s Form 40-F annual reports, which incorporate its annual report and independent auditor’s report as exhibits, provide comprehensive financial statements and management discussion and analysis. These filings help investors understand the bank’s diversified business model across personal and commercial banking, wealth management, insurance, corporate banking and capital markets services.
Through Form 6-K current reports, Royal Bank of Canada furnishes quarterly earnings releases, annual reports, independent auditor’s reports and details on securities offerings. Recent 6-Ks describe the issuance of Senior Global Medium-Term Notes, Series J, with various maturities and interest structures, as well as non-viability contingent capital (NVCC) Additional Tier 1 Limited Recourse Capital Notes. These documents outline key terms of the notes and include legal and tax opinions from external counsel.
Because RBC’s securities, including certain capital instruments, are registered with the SEC, its filings also reference shelf registration statements on Form F-3 and the incorporation of specific 6-K exhibits into those registration statements. This allows investors to trace how individual note offerings and capital issuances fit within the bank’s broader funding framework.
On Stock Titan, AI-generated highlights help explain the contents of lengthy filings, from annual and quarterly disclosures to transaction-specific 6-Ks. Investors can quickly see which filings contain earnings information, capital issuances, auditor reports or other material updates, and then drill down into the original documents for full details. This page also serves as a starting point for monitoring ongoing regulatory reporting by Royal Bank of Canada as a TSX- and NYSE-listed financial institution.
Royal Bank of Canada is offering $1.72 million in Barrier Digital Notes linked to the performance of three underlying stocks: Conagra Brands, Starbucks, and Target. The notes mature on September 30, 2026.
Key features include:
- A 19.15% Digital Return if the least performing stock is at or above 55% of its initial value at maturity
- Full principal protection if the least performing stock is between 50-55% of initial value
- 1:1 loss of principal if the least performing stock falls below 50% of initial value
- Initial estimated value of $991.71 per $1,000 principal amount
The notes are priced at 100% ($1,720,000 total), with underwriting discounts of 0.35% ($6,020). They do not pay interest and are not listed on any securities exchange. All payments are subject to Royal Bank of Canada's credit risk. The notes are not bail-inable and not insured by CDIC or FDIC.
Royal Bank of Canada has issued $606,000 in Notes linked to a basket of ten major equity securities, due June 28, 2030. The notes track an equally-weighted basket including shares of Cisco, Chevron, Duke Energy, Coca-Cola, Lockheed Martin, McDonald's, Medtronic, PepsiCo, Southern Company, and Verizon.
Key features include:
- 100% participation rate in the basket's positive performance
- Principal protection if the basket declines
- Initial estimated value of $945.81 per $1,000 principal amount
- No periodic interest payments
- Not listed on any securities exchange
The offering includes underwriting discounts of 3.261% ($19,761.25 total). The notes are not bail-inable and not subject to conversion into common shares under Canadian regulations. All payments are subject to Royal Bank of Canada's credit risk.
Royal Bank of Canada is offering $680,000 in Capped Enhanced Return Dual Directional Buffer Notes linked to the VanEck Gold Miners ETF, due July 30, 2026. The notes feature:
- Enhanced Upside: 150% participation in positive ETF returns, capped at 21% maximum return
- Downside Buffer: 10% protection against losses, with absolute value returns between 0% and -10%
- Principal Risk: 1:1 losses below 90% of initial value
- Initial Values: ETF starting price $51.92, Buffer Value $46.73
Key features include no interest payments, credit risk exposure to Royal Bank of Canada, and no listing on securities exchanges. The initial estimated value is $971.96 per $1,000 principal amount, below the public offering price. Underwriting discounts are 1.75%, with proceeds to Royal Bank of Canada of $668,100.
Royal Bank of Canada is offering $1.4 million in Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, due September 30, 2031. The notes feature:
- Enhanced Return Potential: 200% participation rate on any positive index performance
- Principal Protection: Full return of principal if the index declines
- Initial Estimated Value: $932.36 per $1,000 principal amount
- Pricing Details: 3.50% underwriting discount, offering price at 100%, net proceeds of $1,351,000
Key risks include credit risk of Royal Bank of Canada, no interest payments, and potential returns lower than conventional debt securities. The notes will not be listed on any securities exchange and are not FDIC insured. The initial index value is set at 3,654.05, with final valuation date on September 25, 2031.
Royal Bank of Canada is offering $498,000 in Auto-Callable Contingent Coupon Barrier Notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index, due June 28, 2030. Key features include:
- Contingent Monthly Coupons at 10.00% per annum if the index closes at/above 70% of initial value
- Automatic Call Feature quarterly after year 1 if index closes at/above initial value
- Principal Protection at maturity if index closes at/above 70% barrier level
- Downside Risk of 1:1 losses if index closes below barrier at maturity
The notes are priced at 100% with initial estimated value of $946.39 per $1,000 principal. Underwriting discount is 3.625%. The notes are not listed on any exchange and payments are subject to Royal Bank of Canada's credit risk. The initial index value is 26,402.42 with a barrier/coupon threshold at 18,481.69.
Royal Bank of Canada is offering three separate Capped Enhanced Return Buffer Notes linked to different equity indices: the Nasdaq-100 Index, Russell 2000 Index, and S&P 500 Index, due June 30, 2027. Key features include:
- Enhanced Returns: 150% participation in positive index returns, subject to maximum returns of 22% (NDX), 23% (RTY), and 18% (SPX)
- Principal Protection Buffer: Full principal protection if the final index value is above 90% of initial value
- Downside Risk: 1:1 losses below 90% buffer level, with no interest payments
Total offering amounts are: $667,000 (NDX), $554,000 (RTY), and $3,716,000 (SPX). Initial estimated values range from $962.50 to $970.89 per $1,000 principal amount. The notes are not listed on any exchange and are subject to RBC's credit risk. These structured products offer enhanced upside potential with partial downside protection but cap maximum returns.
Royal Bank of Canada is offering $114,000 in Capped Return Dual Directional Buffer Notes linked to the S&P 500 Index, due June 30, 2027. Key features include:
- Capped Upside: 100% participation in index gains up to maximum return of 18%
- Downside Buffer: 10% protection against initial losses through absolute value return feature
- Principal Risk: Losses of 1% for each 1% decline beyond 10% buffer
- Initial Index Value: 6,092.16
- Buffer Value: 5,482.94 (90% of initial value)
The notes are priced at 100% with a 2.25% underwriting discount. The initial estimated value is $966.64 per $1,000 principal amount, below the public offering price. The notes do not pay interest and are not listed on any exchange. All payments are subject to Royal Bank of Canada's credit risk.
Royal Bank of Canada has announced two separate Capped Enhanced Return Buffer Notes offerings linked to the Russell 2000 Index and S&P 500 Index, due July 30, 2026. Key features include:
- Notes offer 200% participation rate in underlying index gains, capped at 13.95% for Russell 2000 and 10.60% for S&P 500
- Principal protection if index decline is within 15% buffer zone (above 85% of initial value)
- Beyond buffer zone, investors lose 1% for each 1% decline in excess of 15% buffer
- Total offering size: $1.833 million ($525,000 for Russell 2000, $1,308,000 for S&P 500)
- Initial estimated values slightly below par: $994.35 and $995.69 per $1,000 principal amount
Notes carry no interest payments and are subject to RBC's credit risk. They are not CDIC/FDIC insured and will not be listed on any securities exchange. These structured products offer enhanced upside potential with partial downside protection, suitable for investors seeking controlled equity exposure.
Royal Bank of Canada has filed a 424B2 for Capped Leveraged Buffered Basket-Linked Notes linked to a weighted basket of international indices. Key features include:
- The basket comprises EURO STOXX 50 (38%), TOPIX (26%), FTSE 100 (17%), Swiss Market Index (11%), and S&P/ASX 200 (8%)
- Notes offer 250% upside participation with a cap between $1,259.75 and $1,305.50 per $1,000 principal
- 15% downside buffer protection, with 1:1 losses below the buffer level
- Expected maturity between 25-28 months from trade date
- Initial estimated value between $958.80 and $988.80 per $1,000 principal
The notes will not pay interest. Return is based on basket performance, with potential for complete loss of principal. EURO STOXX 50 and TOPIX performance will have the most significant impact due to higher weightings. The notes are not bail-inable and not FDIC/CDIC insured.
Royal Bank of Canada has filed a pricing supplement for Capped Buffered Return Notes linked to the SPDR Gold Trust, due August 13, 2026. Key features include:
- Principal amount: $1,000 per note with minimum denomination of $10,000
- Maximum Return: 12.51% (maximum payment of $1,125.10 per note)
- Buffer Protection: 10% downside protection before principal loss begins
- Participation Rate: 1.00x upside participation up to the cap
- Downside Risk: Lose approximately 1.11111% for every 1% decline beyond buffer
The notes offer conditional downside protection while providing capped upside exposure to gold prices through GLD. Investors receive full principal if the underlier declines up to 10%, but face significant losses if it falls further. The notes do not pay interest and are subject to Royal Bank of Canada's credit risk. Expected pricing date is July 28, 2025, with issuance on July 31, 2025.