Welcome to our dedicated page for Royal Bk Can SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada (RY) files as a foreign private issuer with the U.S. Securities and Exchange Commission, and this page aggregates its SEC filings alongside AI-powered summaries. RBC submits annual disclosure on Form 40-F and furnishes interim information on Form 6-K, giving investors structured access to its financial reporting, capital markets activity and other regulatory communications.
RBC’s Form 40-F annual reports, which incorporate its annual report and independent auditor’s report as exhibits, provide comprehensive financial statements and management discussion and analysis. These filings help investors understand the bank’s diversified business model across personal and commercial banking, wealth management, insurance, corporate banking and capital markets services.
Through Form 6-K current reports, Royal Bank of Canada furnishes quarterly earnings releases, annual reports, independent auditor’s reports and details on securities offerings. Recent 6-Ks describe the issuance of Senior Global Medium-Term Notes, Series J, with various maturities and interest structures, as well as non-viability contingent capital (NVCC) Additional Tier 1 Limited Recourse Capital Notes. These documents outline key terms of the notes and include legal and tax opinions from external counsel.
Because RBC’s securities, including certain capital instruments, are registered with the SEC, its filings also reference shelf registration statements on Form F-3 and the incorporation of specific 6-K exhibits into those registration statements. This allows investors to trace how individual note offerings and capital issuances fit within the bank’s broader funding framework.
On Stock Titan, AI-generated highlights help explain the contents of lengthy filings, from annual and quarterly disclosures to transaction-specific 6-Ks. Investors can quickly see which filings contain earnings information, capital issuances, auditor reports or other material updates, and then drill down into the original documents for full details. This page also serves as a starting point for monitoring ongoing regulatory reporting by Royal Bank of Canada as a TSX- and NYSE-listed financial institution.
Royal Bank of Canada has issued $952,000 in Capped Return Notes linked to the SPDR Gold Trust, maturing June 28, 2030. The notes offer investors exposure to gold prices through a structured product with the following key features:
The notes provide 100% participation in the positive performance of the SPDR Gold Trust from the initial value of $307.12, subject to a maximum return cap of 45%. If the underlying trust's value decreases, investors receive their principal back with no losses. The maximum payment at maturity is $1,450 per $1,000 principal amount.
- No periodic interest payments
- Principal protection against downside risk
- Initial estimated value of $948.60 per $1,000 principal amount
- Underwriting discount and commission of 2.901%
The notes are not listed on any exchange and are subject to Royal Bank of Canada's credit risk. They are not FDIC insured or bail-inable under Canadian regulations.
Royal Bank of Canada is offering $100,000 Auto-Callable Fixed Coupon Buffer Notes linked to the Bloomberg US Large Cap VolMax Index, due June 28, 2030. Key features include:
- Fixed Coupon Rate: 7.45% per annum paid monthly if notes aren't called
- Auto-Call Feature: Notes automatically redeem at 100% principal plus coupon if index closes at or above initial value on quarterly observation dates starting June 2026
- Principal Protection: 85% buffer level - full principal returned if final index value is above 85% of initial value
- Downside Risk: 1:1 losses below buffer level, subject to issuer credit risk
Initial estimated value is $928.70 per $1,000 principal amount, below the public offering price. Underwriting discount is 3.25%. Notes will not be listed on any securities exchange and are not FDIC insured or bail-inable.
Royal Bank of Canada announces a $3,669,000 offering of Redeemable Fixed Rate Notes due June 30, 2028. Key features include:
- Interest Rate: 4.50% per annum, paid semiannually on June and December 30th
- Initial Offering Price: 100% ($3,669,000 total)
- Net Proceeds: 99.71% ($3,658,359.90)
- Redemption Feature: Notes are redeemable at issuer's option on any Call Date starting June 30, 2026
Important risk considerations include early redemption risk, credit risk, and limited secondary market liquidity. The notes are bail-inable under Canadian regulations, meaning they can be converted to common shares under the CDIC Act. Notes will not be listed on any securities exchange and minimum investment is $1,000. RBC Capital Markets serves as underwriter with a 0.29% commission.
Royal Bank of Canada has announced five separate Auto-Callable Contingent Coupon Barrier Notes offerings, each linked to different company stocks: Tesla (TSLA), The Trade Desk (TTD), United Airlines (UAL), Uber (UBER), and Vertiv Holdings (VRT). The notes will mature on June 30, 2028.
Key features include:
- Contingent quarterly coupons with memory feature, ranging from 10.25% to 15.00% per annum
- Automatic call feature if underlier closes at or above initial value after 6 months
- Principal protection at maturity if final underlier value is at/above barrier value
- Barrier values set at 50% of initial value for most underliers (65% for UBER)
Total offering amounts vary by underlier: TSLA ($1.63M), TTD ($1.76M), UAL ($1.11M), UBER ($1.26M), and VRT ($2.24M). Initial estimated values range from $959-972 per $1,000 principal. Notes are subject to Royal Bank of Canada's credit risk and will not be listed on any securities exchange.
Royal Bank of Canada is offering $3.755 million in Capped Enhanced Return Geared Buffer Notes linked to the MSCI EAFE Index, due March 31, 2027. The notes feature:
- Enhanced Returns: 150% participation in positive index performance, capped at 19.65% maximum return
- Downside Protection: 20% buffer against losses; below buffer, investors lose 1.25% for each 1% index decline
- Key Terms: Initial index value 2,601.76, Buffer value 2,081.41, $1,000 minimum investment
- Pricing: 100% of principal amount with initial estimated value of $994.89 per $1,000
The notes do not pay interest and are subject to RBC's credit risk. They offer contingent principal protection if the final index value stays above the buffer value, but investors can lose substantial principal if the index falls below the buffer. The maximum payment at maturity is $1,196.50 per $1,000 principal amount.
Royal Bank of Canada is offering $1.72 million in Barrier Digital Notes linked to the performance of three underlying stocks: Conagra Brands, Starbucks, and Target. The notes mature on September 30, 2026.
Key features include:
- A 19.15% Digital Return if the least performing stock is at or above 55% of its initial value at maturity
- Full principal protection if the least performing stock is between 50-55% of initial value
- 1:1 loss of principal if the least performing stock falls below 50% of initial value
- Initial estimated value of $991.71 per $1,000 principal amount
The notes are priced at 100% ($1,720,000 total), with underwriting discounts of 0.35% ($6,020). They do not pay interest and are not listed on any securities exchange. All payments are subject to Royal Bank of Canada's credit risk. The notes are not bail-inable and not insured by CDIC or FDIC.
Royal Bank of Canada has issued $606,000 in Notes linked to a basket of ten major equity securities, due June 28, 2030. The notes track an equally-weighted basket including shares of Cisco, Chevron, Duke Energy, Coca-Cola, Lockheed Martin, McDonald's, Medtronic, PepsiCo, Southern Company, and Verizon.
Key features include:
- 100% participation rate in the basket's positive performance
- Principal protection if the basket declines
- Initial estimated value of $945.81 per $1,000 principal amount
- No periodic interest payments
- Not listed on any securities exchange
The offering includes underwriting discounts of 3.261% ($19,761.25 total). The notes are not bail-inable and not subject to conversion into common shares under Canadian regulations. All payments are subject to Royal Bank of Canada's credit risk.
Royal Bank of Canada is offering $680,000 in Capped Enhanced Return Dual Directional Buffer Notes linked to the VanEck Gold Miners ETF, due July 30, 2026. The notes feature:
- Enhanced Upside: 150% participation in positive ETF returns, capped at 21% maximum return
- Downside Buffer: 10% protection against losses, with absolute value returns between 0% and -10%
- Principal Risk: 1:1 losses below 90% of initial value
- Initial Values: ETF starting price $51.92, Buffer Value $46.73
Key features include no interest payments, credit risk exposure to Royal Bank of Canada, and no listing on securities exchanges. The initial estimated value is $971.96 per $1,000 principal amount, below the public offering price. Underwriting discounts are 1.75%, with proceeds to Royal Bank of Canada of $668,100.
Royal Bank of Canada is offering $1.4 million in Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index, due September 30, 2031. The notes feature:
- Enhanced Return Potential: 200% participation rate on any positive index performance
- Principal Protection: Full return of principal if the index declines
- Initial Estimated Value: $932.36 per $1,000 principal amount
- Pricing Details: 3.50% underwriting discount, offering price at 100%, net proceeds of $1,351,000
Key risks include credit risk of Royal Bank of Canada, no interest payments, and potential returns lower than conventional debt securities. The notes will not be listed on any securities exchange and are not FDIC insured. The initial index value is set at 3,654.05, with final valuation date on September 25, 2031.
Royal Bank of Canada is offering $498,000 in Auto-Callable Contingent Coupon Barrier Notes linked to the Solactive Equal Weight U.S. Semi Conductor Select AR Index, due June 28, 2030. Key features include:
- Contingent Monthly Coupons at 10.00% per annum if the index closes at/above 70% of initial value
- Automatic Call Feature quarterly after year 1 if index closes at/above initial value
- Principal Protection at maturity if index closes at/above 70% barrier level
- Downside Risk of 1:1 losses if index closes below barrier at maturity
The notes are priced at 100% with initial estimated value of $946.39 per $1,000 principal. Underwriting discount is 3.625%. The notes are not listed on any exchange and payments are subject to Royal Bank of Canada's credit risk. The initial index value is 26,402.42 with a barrier/coupon threshold at 18,481.69.