Welcome to our dedicated page for Royal Bk Can SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada (RY) files as a foreign private issuer with the U.S. Securities and Exchange Commission, and this page aggregates its SEC filings alongside AI-powered summaries. RBC submits annual disclosure on Form 40-F and furnishes interim information on Form 6-K, giving investors structured access to its financial reporting, capital markets activity and other regulatory communications.
RBC’s Form 40-F annual reports, which incorporate its annual report and independent auditor’s report as exhibits, provide comprehensive financial statements and management discussion and analysis. These filings help investors understand the bank’s diversified business model across personal and commercial banking, wealth management, insurance, corporate banking and capital markets services.
Through Form 6-K current reports, Royal Bank of Canada furnishes quarterly earnings releases, annual reports, independent auditor’s reports and details on securities offerings. Recent 6-Ks describe the issuance of Senior Global Medium-Term Notes, Series J, with various maturities and interest structures, as well as non-viability contingent capital (NVCC) Additional Tier 1 Limited Recourse Capital Notes. These documents outline key terms of the notes and include legal and tax opinions from external counsel.
Because RBC’s securities, including certain capital instruments, are registered with the SEC, its filings also reference shelf registration statements on Form F-3 and the incorporation of specific 6-K exhibits into those registration statements. This allows investors to trace how individual note offerings and capital issuances fit within the bank’s broader funding framework.
On Stock Titan, AI-generated highlights help explain the contents of lengthy filings, from annual and quarterly disclosures to transaction-specific 6-Ks. Investors can quickly see which filings contain earnings information, capital issuances, auditor reports or other material updates, and then drill down into the original documents for full details. This page also serves as a starting point for monitoring ongoing regulatory reporting by Royal Bank of Canada as a TSX- and NYSE-listed financial institution.
Royal Bank of Canada is offering $6.57 million in Trigger Autocallable Contingent Yield Notes linked to Dell Technologies Class C Common Stock, due June 23, 2028. Key features include:
- Quarterly Contingent Coupon Rate of 13.00% per annum if Dell stock closes at or above the Coupon Barrier ($59.69)
- Automatic Early Call if Dell stock closes at or above Initial Value ($119.37) on quarterly observation dates after 6 months
- Downside Protection threshold set at 50% of Initial Value ($59.69)
- Principal Risk: Investors can lose up to 100% of principal if Dell stock closes below downside threshold at maturity
The notes are priced at $10.00 per note with a minimum investment of $1,000. The initial estimated value is $9.74 per note, below the offering price. UBS Financial Services receives a $0.20 commission per note. These securities carry significant risks including potential loss of principal and are subject to Royal Bank of Canada's creditworthiness.
Royal Bank of Canada is offering $750,000 in Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of VanEck Semiconductor ETF and EURO STOXX Banks Index, due June 23, 2028. Key features include:
- Contingent Quarterly Coupons at 17.00% per annum if both underliers are ≥ 70% of initial value
- Auto-Call Feature triggers if both underliers close at or above initial value on quarterly observation dates
- Principal Protection at maturity if least performing underlier is ≥ 70% of initial value
- Downside Risk: 1:1 loss if least performing underlier falls below 70% barrier
Initial values are $262.59 for SMH Fund and 199.52 for SX7E Index, with 70% barriers at $183.81 and 139.66 respectively. The notes are priced at 100% with a 1% underwriting discount. The initial estimated value is $967.86 per $1,000 principal amount, below the offering price.
Royal Bank of Canada (RY) has filed a preliminary 424B2 pricing supplement for a new structured product: Auto-Callable Contingent Coupon Barrier Notes linked to Meta Platforms, Inc. (Class A) common stock, maturing 12 August 2026. The notes are part of RBC’s Senior Global Medium-Term Notes, Series J.
Key economic terms:
- Coupon: 12.24% p.a. (1.02% monthly) paid only if the underlying share price is ≥ 70% of the initial value on each monthly observation date.
- Auto-call: Beginning 7 January 2026 (the 6th observation), the notes are automatically redeemed at par plus coupon if Meta’s closing price is ≥ initial value on any monthly observation date.
- Principal protection: Contingent. At maturity, if not previously called and Meta remains ≥ 70% of initial value, holders receive par; otherwise they receive a physical delivery amount of META shares worth less than, and possibly equal to zero versus, the $1,000 face value.
- Issue economics: Price to public 100%; underwriting discount 1.50%; proceeds to RBC 98.50%. Initial estimated value expected between $920 and $970, below the $1,000 offering price.
- Key dates: Trade 7 Jul 2025, Issue 10 Jul 2025, Valuation 7 Aug 2026, Maturity 12 Aug 2026.
Risk highlights: payments depend on both Meta share performance and RBC credit; no exchange listing; secondary market liquidity uncertain; investors may receive no coupons and face substantial principal loss below the 70% barrier.
This filing does not include earnings data or materially change RBC’s balance-sheet outlook, but it offers investors a high-coupon, high-risk exposure to Meta with contingent downside and call features that favor the issuer.
Royal Bank of Canada is offering $407,000 in Auto-Callable Contingent Coupon Barrier Notes linked to the Bloomberg US Small Cap VolMax Index, due June 24, 2032. The notes feature:
- Monthly Contingent Coupons at 13.10% per annum if the index closes at or above the 60% Coupon Threshold
- Automatic Call Feature starting after one year if index closes at or above initial value of 766.37
- Principal Protection at maturity if index remains above 40% Barrier Value (306.55)
- Downside Risk of 1:1 losses if index falls below Barrier Value
The initial estimated value is $915.48 per $1,000 principal amount, below the public offering price. The notes involve credit risk of Royal Bank of Canada and will not be listed on any securities exchange. Underwriting discount is 1.00% ($4,070 total), with selling concessions up to $10.00 per $1,000 principal amount.
Royal Bank of Canada (RY) has filed a 424B2 pricing supplement for a $107 million issuance of Redeemable Fixed Rate Notes due December 4, 2026. The senior unsecured notes carry a 4.40% fixed coupon paid semi-annually on December 24 2025, June 24 2026 and at maturity. The final coupon period is shortened from June 24 2026 to the maturity date.
Optional redemption: RBC may call the notes in whole on the single Call Date of June 24 2026 (10 business days’ prior notice). If called, investors receive par plus accrued interest and no further payments.
Issue economics: Price to public 100%, underwriting concession 0.039% (≈$0.40 per $1,000). Net proceeds to RBC equal 99.961% of principal, or $106,957,895.50. RBC Capital Markets, LLC is both calculation agent and lead underwriter; Wells Fargo Securities acts as co-agent.
Structure-specific risks: 1) Early call risk may force reinvestment at lower rates; 2) senior unsecured status exposes holders to RBC credit risk; 3) the notes are bail-inable under Canada’s CDIC Act, meaning principal could be converted into RBC common shares or written down if regulators trigger bail-in powers; 4) no listing or expected active secondary market could limit liquidity and widen bid/ask spreads.
Use of proceeds and financial impact are not disclosed, but given RBC’s scale the $107 million size appears immaterial to the bank’s capital structure. Investors should review accompanying prospectus, supplement and product supplement for full terms and additional risk factors.
Royal Bank of Canada (RY) has filed a $5 million 424B2 pricing supplement for Auto-Callable Fixed Coupon Barrier Notes with Daily Barrier Observation due 25 June 2026. The Notes reference the Nasdaq-100, Russell 2000 and S&P 500; performance is determined by the least-performing index.
Fixed income profile
- Coupon: 11.65% p.a. (0.9708% monthly) paid so long as the Notes have not been called.
- Auto-call: Monthly, beginning Sept 22 2025. If every index closes ≥ its initial value on an observation date, investors receive $1,000 principal plus the scheduled coupon and the Notes terminate.
- Barrier protection: 70% of each index’s initial value, monitored daily. If a Barrier Event occurs and the final level of the worst index is < its initial value, redemption is principal-at-risk, reduced 1% for each 1% decline in that index.
- Maturity payment: If not previously called and the barrier is never breached or the worst index finishes ≥ its initial, investors receive full principal plus coupon; otherwise, repayment is reduced as above.
Key economics
- Issue price 100%; estimated initial value $993.06 (≈99.3%) indicating built-in costs.
- Underwriting discount 0.20% ($10,000); net proceeds to RY 99.80%.
- Minimum denomination: $1,000; CUSIP 78017PAN1.
- The Notes are senior unsecured obligations of RY, subject to the bank’s credit risk, not CDIC/FDIC insured and will not be exchange-listed.
Investors are exposed to equity market downside beyond the 30% buffer, limited upside (fixed coupon), potential early call and secondary-market illiquidity. Comprehensive risk factors are provided on page P-7 of the supplement.