Welcome to our dedicated page for ROYAL BANK OF CANADA SEC filings (Ticker: RY), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Royal Bank of Canada filings document the bank's foreign private issuer disclosures, including Form 6-K reports furnished under Exchange Act Rule 13a-16 and Form 40-F annual reporting. Recent materials include annual report exhibits, interim financial information, proxy circulars, annual meeting notices, director elections, auditor appointment matters, executive compensation votes, shareholder proposals, and voting results.
The filing record also covers capital markets activity under the bank's Form F-3 shelf registration statement, including senior global medium-term notes, limited recourse capital notes, NVCC subordinated indebtedness, preferred shares, underwriting agreements, supplemental indentures, and legal and tax opinions. Other 6-K exhibits document share-related communications such as the bank's response to an unsolicited mini-tender offer for common shares.
Royal Bank of Canada priced a U.S. dollar senior fixed rate/floating rate note offering under its Series J medium‑term note program. The pricing supplement dated July 7, 2026 describes senior unsecured, bail‑inable notes subject to conversion under subsection 39.2(2.3) of the Canada Deposit Insurance Corporation Act. Interest will be paid in cash; the notes pay a fixed rate for an initial period and a USD Compounded SOFR Index‑based floating rate thereafter, with quarterly resets and a spread. The notes will settle in book‑entry through DTC (including Euroclear, Clearstream and CDS) and will not be listed on any exchange. The supplement highlights Canadian withholding tax risk tied to the January 29, 2026 proposed amendments to the Tax Act and confirms RBC Capital Markets, LLC is serving as calculation agent. Redemption provisions, additional amounts, payment conventions, and Canadian bail‑in acknowledgements are set out in the supplement.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Nasdaq-100, Russell 2000 and EURO STOXX 50 indices. The Notes pay a Contingent Coupon of $20 per $1,000 (2.00% per quarter, 8.00% per annum) when each Underlier is at or above its Coupon Threshold on the relevant observation date and are subject to automatic early call if, on a Call Observation Date, each Underlier is at or above its Initial Underlier Value.
Key economic terms: Trade Date July 28, 2026; Issue Date July 31, 2026; Valuation Date July 28, 2031; Maturity Date July 31, 2031. Public offering price is 100% ($1,000 per $1,000 principal) with underwriting discounts of 3.625% (proceeds to issuer 96.375%). The initial estimated value is expected to be between $880.00 and $930.00 per $1,000. The Coupon Threshold equals 60% of each Initial Underlier Value and the Barrier Value equals 55% of each Initial Underlier Value.
At maturity (if not called), investors receive the principal unless the Final Underlier Value of the Least Performing Underlier is below its Barrier Value, in which case the investor receives $1,000 + ($1,000 × Underlier Return of the Least Performing Underlier) and may lose a substantial portion or all of principal. All payments remain subject to Royal Bank of Canada’s credit risk.
Royal Bank of Canada is offering structured, non‑interest bearing notes linked to the S&P 500® Index with a stated maturity of August 7, 2028 (subject to adjustment). For each $1,000 principal amount, holders will receive a cash settlement at maturity determined by the index return measured from the strike date (June 29, 2026) to the determination date (August 3, 2028).
If the final index level is ≥ the threshold level (90.00% of the initial level of 7,440.43), holders receive a capped threshold settlement amount of $1,187.50 per $1,000. If the final index level is below the threshold, the cash payment falls below principal and investors may lose a substantial portion, or all, of their investment. The initial estimated value at trade date is $986.01 per $1,000 and the original issue price is 100.00%.
Royal Bank of Canada offers senior market-linked notes (face amount $1,000) that are auto-callable, pay a contingent quarterly coupon (with memory), and expose principal to the downside performance of the lowest performing of GOOGL, JPM and NVDA. Pricing date is July 15, 2026 and issue date is July 20, 2026. The contingent coupon rate will be set on the pricing date and will be at least 12.40% per annum. If not called, maturity is July 20, 2028, and the maturity payment depends on the ending value of the lowest performing underlying; a decline below 50% of starting value can cause losses greater than 50% of face amount. The initial estimated value is between $905.00 and $955.00 per security and is expected to be lower than the original offering price.
Royal Bank of Canada is offering Accelerated Return Notes linked to the common stock of Netflix, Inc., maturing in approximately 14 months.
The notes have a Participation Rate of 300% on upside, a Capped Value representing a 33.00% to 37.00% return, and provide 1-to-1 downside exposure with 100% of principal at risk. The principal amount is $10.00 per unit; the public offering price is $10.00 per unit, the underwriting discount is $0.175 per unit and an estimated hedging charge is $0.05 per unit. The initial estimated value range on the pricing date is $9.06 to $9.56 per unit. Payments depend on the Starting and Ending Values of NFLX and are subject to RBC credit risk.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to the least performing of the Nasdaq-100® Technology Sector, the Russell 2000® Index and the S&P 500® Index. The Notes have a Trade Date of July 1, 2026, Issue Date July 7, 2026, a Valuation Date of July 3, 2028 and a Maturity Date of July 7, 2028. Investors may receive a monthly Contingent Coupon of $12.375 per $1,000 (equivalent to 14.85% per annum) only if, on the relevant observation dates, each Underlier is at or above its Coupon Threshold (80% of initial value). The Notes are automatically called if, on a Call Observation Date beginning with the January 4, 2027 observation, each Underlier is at or above its Initial Underlier Value; called investors receive par plus the contingent coupon otherwise due. At maturity, if not called, investors receive par if the Least Performing Underlier is at or above its Barrier Value (70% of initial value); if below, repayment equals $1,000 plus the Least Performing Underlier's return, which can result in substantial principal loss. The initial estimated value was $994.85 per $1,000 principal amount, below the public offering price. All payments are subject to Royal Bank of Canada credit risk.
Royal Bank of Canada is offering three separate Enhanced Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index. The three offerings are shown on the cover: $194,000 principal amount (CUSIP 78017UM31; Valuation Date July 2, 2029; Maturity Date July 6, 2029; Participation Rate 125%), $70,000 principal amount (CUSIP 78017UM49; Valuation Date July 1, 2030; Maturity Date July 5, 2030; Participation Rate 147.50%), and $219,000 principal amount (CUSIP 78017UM56; Valuation Date July 1, 2031; Maturity Date July 7, 2031; Participation Rate 175%).
The Notes pay at maturity either principal only if the Final Underlier Value is less than or equal to the Initial Underlier Value, or $1,000 plus a leveraged payment equal to the Underlier Return times the stated Participation Rate per $1,000 principal. All payments are subject to the Bank’s credit risk and the Underlier is reduced by a 0.5% annual decrement plus transaction and funding costs.
Royal Bank of Canada is offering Auto-Callable Contingent Coupon Barrier Notes linked to Amazon.com, Inc. common stock with a total public offering amount of $5,205,000. The Notes pay a monthly contingent coupon of $8.50 per $1,000 (annualized 10.20%) when the closing stock price meets the 68% coupon threshold on observation dates. If not called, at maturity investors receive $1,000 if the Final Underlier Value is at or above the 68% Barrier; otherwise investors receive a Physical Delivery Amount of Amazon shares (4.1374 shares per $1,000) which may be worth significantly less than principal. The initial estimated value is $969.12 per $1,000 and payments are subject to Royal Bank of Canada credit risk and withholding/tax uncertainties described herein.
Royal Bank of Canada is offering Capped Return Notes linked to the SPDR® Gold Trust (GLD) with a public offering price of $1,000 per $1,000 principal amount (100%). The Notes feature a Participation Rate of 100%, a Maximum Return of 23.17% (maximum payment of $1,231.70 per $1,000) and a Minimum Return of -15% (minimum payment of $850 per $1,000).
Key dates: Strike Date July 2, 2026, Trade Date July 6, 2026, Issue Date July 9, 2026, Valuation Date July 15, 2027, Maturity Date July 20, 2027. The initial estimated value is expected to be between $938.00 and $988.00 per $1,000 and the placement agents’ fee is 1.00% ($10 per $1,000). All payments are subject to the Bank’s credit risk and certain terms are subject to postponement.
Royal Bank of Canada is offering Capped Return Notes linked to the S&P 500 Market Agility 10 TCA 0.5% Decrement Index (Bloomberg: SPMKTD). The Notes have a $1,000 principal denomination, a Trade Date of July 1, 2026, Issue Date of July 7, 2026, Valuation Date July 3, 2028 and Maturity Date July 7, 2028.
At maturity investors receive $1,000 if the Final Underlier Value is less than or equal to the Initial Underlier Value; if the Final Underlier Value is higher they receive $1,000 plus the lesser of (Underlier Return × Participation Rate) and the Maximum Return. The Participation Rate is 100% and the Maximum Return is 17.50%, so the maximum payment is $1,175 per $1,000 principal. Payments are subject to the Bank’s credit risk.