STOCK TITAN

SB Financial Group, Inc. 10-Q Filings

SBFG NASDAQ

Every 10-Q that SB Financial Group, Inc. (SBFG) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow SBFG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SBFG filings page.

Rhea-AI Summary

SB Financial Group, Inc., an Ohio-based financial holding company, reported stronger profitability for the period ended June 30, 2026. For the three months ended June 30, 2026, net income was $4.5 million, up from $3.9 million a year earlier, with basic and diluted EPS of $0.72 versus $0.60. For the first six months of 2026, net income was $8.8 million compared with $6.0 million in 2025, and basic EPS rose to $1.41 from $0.93. Six‑month net interest income was $25.7 million versus $23.4 million, while the total provision for credit losses declined to $0.5 million from $1.0 million. Noninterest income was $9.7 million and noninterest expense $24.1 million for the six‑month period. Total comprehensive income for six months was $8.4 million versus $10.8 million, reflecting changes in other comprehensive income.

At June 30, 2026, total assets were $1.62 billion versus $1.55 billion at December 31, 2025. Loans totaled $1.19 billion and deposits $1.39 billion, up from $1.31 billion. The allowance for credit losses on loans increased to $16.4 million, while nonaccrual loans decreased to $3.5 million from $4.6 million. The allowance for unfunded commitments stood at $1.4 million. Goodwill remained at $27.2 million; a qualitative impairment assessment as of June 30, 2026, indicated estimated fair value below carrying value, but management concluded no goodwill impairment was required. The Company also highlighted its January 2025 acquisition of Marblehead Bancorp, which added loans, deposits and goodwill, and reported mortgage servicing rights of $16.0 million supporting a serviced portfolio of approximately $1.50 billion.

Rhea-AI Summary

SB Financial Group, Inc. reported stronger first-quarter results, with net income rising to $4.3 million from $2.2 million a year earlier and diluted earnings per share increasing to $0.69 from $0.33. The improvement reflects higher net interest income of $12.7 million and lower credit loss provisions.

Total assets grew to $1.60 billion from $1.55 billion at year-end, while deposits increased to $1.37 billion, led by growth in savings and money market balances. Loans were stable at about $1.18 billion and asset quality remained solid, with low charge-offs and a modest increase in the allowance for credit losses to $16.4 million.

Rhea-AI Summary

SB Financial Group (SBFG) reported stronger quarterly results. Net income for Q3 was $4.0 million, up from $2.4 million a year ago, with diluted EPS of $0.64 versus $0.35. Net interest income rose to $12.3 million from $10.2 million as loans and deposits expanded.

Total assets were $1.50 billion as of September 2025, up from $1.38 billion at December 2024. Loans reached $1.11 billion and deposits $1.26 billion. Noninterest income held steady at $4.2 million, while noninterest expense increased to $11.5 million. The allowance for credit losses was $15.9 million. Nonaccrual loans were $4.6 million, improving from $5.5 million at year-end.

The company closed the Marblehead acquisition in January, recording $3.9 million of goodwill and $1.7 million of core deposit intangibles; the deal added $0.4 million of revenue in the quarter. Accumulated other comprehensive loss improved to $(23.4) million from $(30.2) million as securities valuations recovered. Mortgage servicing rights ended at $15.3 million with $1.47 billion of serviced loans.