SB Financial Group (NASDAQ: SBFG) files 8-K on 2025 earnings results

Rhea-AI Filing Summary

SB Financial Group, Inc. filed a current report to note that it issued a news release on January 29, 2026, detailing its financial results for the fourth quarter and full year 2025. The news release is furnished as Exhibit 99.1.

The company states that this information is furnished, not filed, under securities law. SB Financial Group had 6,227,310 common shares outstanding as of January 30, 2026, and its shares trade on the NASDAQ Capital Market under the symbol SBFG.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 OR 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 30, 2026 (January 29, 2026)

SB FINANCIAL GROUP, INC

(Exact name of registrant as specified in its charter)

Ohio		001-36785		34-1395608
(State or other jurisdiction of incorporation)		(Commission File Number)		(IRS Employer Identification No.)

401 Clinton Street, Defiance, OH		43512
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code (419) 783-8950

Not Applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading symbol(s)		Name of each exchange on which registererd
Common Shares, No Par Value 6,227,310 Outstanding at January 30, 2026		SBFG		The NASDAQ Stock Market, LLC (NASDAQ Capital Market)

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On January 29, 2026, SB Financial Group, Inc. (the “Company”) issued a news release reporting financial results for the fourth quarter and full year 2025. A copy of the January 29, 2026 news release is furnished as Exhibit 99.1 and is incorporated herein by reference.

The information in this Item 2.02, including Exhibit 99.1 furnished herewith, is being furnished and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”) or otherwise subject to the liabilities of that Section, nor shall such information be deemed to be incorporated by reference in any registration statement or other document filed under the Securities Act of 1933 or the Exchange Act, except as otherwise stated in such filing.

Item 9.01. Financial Statements and Exhibits.

(a) Not Applicable

(b) Not Applicable

(c) Not Applicable

(d) Exhibits

Exhibit No.		Description
99.1		News release issued by SB Financial Group, Inc. on January 29, 2026, reporting financial results for the fourth quarter and full year 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

-1-

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	SB FINANCIAL GROUP, INC.
Dated: January 30, 2026	By:	/s/ Anthony V. Cosentino
		Anthony V. Cosentino
		Chief Financial Officer

-2-

INDEX TO EXHIBITS

Current Report on Form 8-K
Dated January 30, 2026

SB Financial Group, Inc.

Exhibit No.		Description
99.1		News release issued by SB Financial Group, Inc. on January 29, 2026, reporting financial results for the fourth quarter and full year 2025.
104		Cover Page Interactive Data File (embedded within the Inline XBRL document)

-3-

FAQ

What did SB Financial Group (SBFG) report in its latest 8-K filing?

SB Financial Group filed an 8-K to furnish its latest earnings release. The company issued a news release on January 29, 2026, covering financial results for the fourth quarter and full year 2025, which is attached to the filing as Exhibit 99.1.

Which periods are covered by SB Financial Group’s January 29, 2026 earnings release?

The earnings release covers the fourth quarter and full year 2025. SB Financial Group’s 8-K states that the January 29, 2026 news release reports financial results for Q4 2025 as well as the entire 2025 fiscal year, and is furnished as Exhibit 99.1.

How is SB Financial Group’s Q4 and 2025 earnings information treated under securities laws?

The earnings information is furnished, not filed, under the Exchange Act. SB Financial Group explains that the Item 2.02 information, including Exhibit 99.1, is furnished and not deemed filed for Section 18 liability or automatically incorporated into Securities Act or Exchange Act registration documents.

How many SB Financial Group (SBFG) common shares were outstanding on January 30, 2026?

SB Financial Group had 6,227,310 common shares outstanding on January 30, 2026. The 8-K cover page notes this share count for the company’s no par value common shares, which trade on the NASDAQ Capital Market under the ticker symbol SBFG.

Who signed SB Financial Group’s January 30, 2026 8-K filing?

The 8-K was signed by Anthony V. Cosentino, Chief Financial Officer. The signature block shows that SB Financial Group, Inc. caused the report to be signed on its behalf on January 30, 2026 by its CFO, Anthony V. Cosentino.

Where can investors find SB Financial Group’s detailed Q4 and 2025 financial results?

Investors can find detailed results in Exhibit 99.1 to the 8-K. The filing specifies that the January 29, 2026 news release reporting fourth quarter and full year 2025 financial results is attached as Exhibit 99.1 and incorporated by reference into the report.