SB Financial Group (SBFG) EVP reports 3,672-share grant and tax withholding

Rhea-AI Filing Summary

SB Financial Group EVP of a subsidiary, Keeta J. Diller, reported equity compensation activity in company common stock. On February 5, 2026, Diller acquired 3,672 shares of common stock at $0 per share, tied to a grant of restricted stock units under the company’s stock incentive plan.

On the same date, 878 shares were reported with transaction code F at $22.14 per share, reflecting shares withheld, typically for tax obligations on the award. After these transactions, Diller directly owned 5,567 shares and also had 11,125 shares held indirectly through an ESOP and 16,395 shares reported as additional direct beneficial ownership.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

DILLER KEETA JANE

(Last) (First) (Middle)

13801 FRUIT RIDGE ROAD

(Street)

DEFIANCE OH 43512

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SB FINANCIAL GROUP, INC. [ SBFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP OF SUBSIDIARY

3. Date of Earliest Transaction (Month/Day/Year)
02/05/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK	02/05/2026		A		3,672(1)	A	$0	7,322	D
COMMON STOCK	02/05/2026		F		878(1)	A	$22.14	5,567	D
COMMON STOCK								11,125	I	ESOP
COMMON STOCK								16,395	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. THE SHARES WERE ACQUIRED PURSUANT TO A GRANT OF RESTRICTED STOCK UNITS UNDER THE COMPANY'S STOCK INCENTIVE PLAN

	KEETA J DILLER	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did SBFG executive Keeta J. Diller report?

Keeta J. Diller reported receiving 3,672 shares of SB Financial Group common stock on February 5, 2026. The shares came from a restricted stock unit grant under the company’s stock incentive plan, reflecting equity-based compensation rather than an open-market purchase.

What does the 878-share transaction at $22.14 for SBFG mean?

The Form 4 shows 878 SB Financial Group shares with transaction code F at $22.14 per share. Code F typically indicates shares withheld to satisfy tax obligations arising from a stock award, reducing the executive’s net shares received from the grant.

How many SBFG shares does Keeta J. Diller own after the reported transactions?

After the reported transactions, Keeta J. Diller directly owned 5,567 SB Financial Group common shares. The filing also reports 11,125 shares held indirectly through an ESOP and an additional 16,395 shares as direct beneficial ownership, reflecting multiple categories of reported holdings.

What is the role of Keeta J. Diller at SB Financial Group?

Keeta J. Diller is identified as an officer of SB Financial Group, serving as Executive Vice President of a subsidiary. This position classifies Diller as a Section 16 reporting person, requiring disclosure of equity transactions in company stock on Form 4 filings.

Were the new SBFG shares an open-market purchase by Keeta J. Diller?

No, the 3,672 SB Financial Group shares were acquired at $0 per share pursuant to a restricted stock unit grant. A footnote explains they were issued under the company’s stock incentive plan, indicating equity compensation instead of a cash-funded market purchase.

What does indirect ownership through an ESOP mean for SBFG shares?

The filing lists 11,125 SB Financial Group shares as indirectly owned through an ESOP. This typically represents shares allocated to the executive’s account in an employee stock ownership plan, where plan terms govern voting and disposition, but the shares are still reported as beneficially owned.