SB Financial (NASDAQ: SBFG) director updates direct and indirect holdings

Rhea-AI Filing Summary

SB Financial Group director George W. Carter filed a Form 4 updating his ownership in the company’s common stock. The filing reports indirect ownership of 1,159 shares through his spouse’s IRA and direct ownership of 19,432 shares following the reported holdings update, without indicating any specific buy or sell transactions.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider CARTER GEORGE W

Role Director

Type	Security	Shares	Price	Value
holding	COMMON STOCK	--	--	--
holding	COMMON STOCK	--	--	--

Holdings After Transaction: COMMON STOCK — 1,159 shares (Indirect, SPOUSE'S IRA); COMMON STOCK — 19,432 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

CARTER GEORGE W

(Last) (First) (Middle)

15316 RD 168

PO BOX 322

(Street)

PAULDING OH 45879

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
SB FINANCIAL GROUP, INC. [ SBFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/20/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK								1,159	I	SPOUSE'S IRA
COMMON STOCK								19,432	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	GEORGE W CARTER	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What does the latest SBFG Form 4 for George W. Carter report?

The Form 4 reports updated holdings of SB Financial Group common stock by director George W. Carter, showing both direct and indirect ownership positions, without identifying any explicit purchase or sale transactions.

How many SBFG shares does George W. Carter now own directly?

The filing shows that George W. Carter directly owns 19,432 shares of SB Financial Group common stock following the reported holdings update on the stated transaction date in the Form 4.

What SBFG shares are reported as indirectly owned by George W. Carter?

The Form 4 reports 1,159 shares of SB Financial Group common stock held indirectly through his spouse’s IRA, reflecting an indirect beneficial ownership position associated with the director.

Does the SBFG Form 4 show insider buying or selling activity?

The reported transactions are classified as holdings with an unknown transaction code, so the Form 4 does not clearly identify the activity as either a purchase or a sale of SB Financial Group shares.

Who is the insider reporting this SBFG Form 4 transaction?

The insider is George W. Carter, a director of SB Financial Group. The Form 4 details his direct and indirect ownership of the company’s common stock as of the reported transaction date.

What type of security is reported in the SBFG Form 4 filing?

The Form 4 covers common stock of SB Financial Group. It specifies share amounts held directly by the director and indirectly through his spouse’s IRA after the reported holdings update.