Every 10-Q that Southside Bancshares, Inc. (SBSI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow SBSI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SBSI filings page.
Southside Bancshares, Inc. reported higher net income for the quarter and six months ended June 30, 2026. Quarterly net income was 26,837 (in thousands) versus 21,813 a year earlier, and diluted EPS was $0.90 versus $0.72. Net interest income rose to 57,334 (in thousands), with total interest and dividend income of 103,920 (in thousands) and interest expense of 46,586 (in thousands). Noninterest income increased to 14,004 (in thousands) and noninterest expense dipped to 38,676 (in thousands), lifting pre‑tax income to 32,579 (in thousands).
For the first half of 2026, net income grew to 50,096 (in thousands) from 43,320, with diluted EPS of $1.68 versus $1.42. Total assets were 8,763,714 (in thousands), driven by loan growth to 4,949,567 (in thousands). Total deposits declined to 6,169,395 (in thousands), while FHLB borrowings rose to 995,848 (in thousands) and other borrowings to 419,787 (in thousands). Shareholders’ equity increased to 882,464 (in thousands) as retained earnings rose and accumulated other comprehensive loss narrowed.
Asset quality indicators changed significantly. Nonperforming assets fell to 9,798 (in thousands) from 38,243 at December 31, 2025, helped by payoff of a $27.5 million restructured commercial real estate loan. The allowance for loan losses was 45,595 (in thousands). The company also redeemed $100.0 million of 3.875% subordinated notes and now carries 147,587 (in thousands) of 7.00% subordinated debt plus 60,282 (in thousands) of trust preferred subordinated debentures.
Southside Bancshares, Inc. reports first‑quarter 2026 results showing modest growth and a cleaner balance sheet. Total assets reached $8.80 billion, up from $8.51 billion, as loans grew to $4.95 billion and deposits held steady at $6.87 billion.
Net income rose to $23.3 million from $21.5 million, with diluted earnings per share increasing to $0.78 from $0.71. Net interest income improved to $57.7 million, while the provision for credit losses increased to $1.4 million, reflecting ongoing credit risk management.
Credit quality metrics strengthened. Nonperforming assets fell sharply to $9.7 million from $38.2 million, largely due to payoff of a previously restructured commercial real estate loan. The allowance for loan losses was $46.0 million against a largely performing loan book, and restructured loans declined significantly.
The securities portfolio remained sizable, with $1.65 billion available-for-sale and $1.22 billion held-to-maturity, but accumulated other comprehensive loss widened to $102.6 million, mainly from unrealized losses as interest rates and spreads moved. The company also completed the redemption of $100.0 million of 3.875% subordinated notes, reducing long-term debt while maintaining $150.0 million of 7.00% subordinated notes outstanding.
Southside Bancshares (SBSI) reported Q3 2025 results with net income of $4.9M and EPS of $0.16, down from $0.68 a year ago. Net interest income was $55.7M, little changed year over year, while provision for credit losses was $1.1M.
Results were driven by a $24.4M net loss on sales of available-for-sale securities in the quarter, which turned total noninterest income to a loss. For the nine months, net income was $48.2M and EPS $1.59. Deposits ended at $6.96B, up from $6.65B at year-end, and total assets were $8.38B. The company reduced FHLB borrowings to $101.3M from $731.9M.
Shareholders’ equity increased to $834.9M, aided by other comprehensive income, with AOCI improving to $(108.1)M. The company issued subordinated notes, bringing subordinated notes (net) to $239.6M. The board continued a quarterly dividend of $0.36 per share. Shares outstanding were 30,066,126 as of October 24, 2025.