Every 8-K that Southside Bancshares, Inc. (SBSI) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow SBSI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full SBSI filings page.
Southside Bancshares, Inc. reported strong second‑quarter 2026 results, with net income of $26.8 million and diluted EPS of $0.90, up from $21.8 million and $0.72 a year earlier. Annualized return on average assets was 1.23%, and return on average tangible common equity was 16.09%.
Net interest income for the quarter was $57.3 million, up 5.7% year over year, while noninterest income rose 15.3% to $14.0 million and noninterest expense fell 1.5% to $38.7 million, contributing to an efficiency ratio (FTE) of 52.96%. For the first half of 2026, net income was $50.1 million and diluted EPS $1.68.
Total assets reached $8.76 billion and loans $4.95 billion at June 30, 2026. Asset quality remained strong, with nonperforming assets of $9.8 million, or 0.11% of total assets, and net charge‑offs of $0.3 million for the quarter. Management noted modest linked‑quarter loan growth but cited strong production and stated it expects mid‑single‑digit loan growth for the year.
Southside Bancshares, Inc. reported results of its 2026 annual shareholder meeting. Shareholders approved an amendment to the Restated Certificate of Formation authorizing the issuance of up to 8,000,000 shares of flexible preferred stock, giving the company added capital-structure flexibility if it chooses to issue preferred in the future.
Shareholders also elected six directors with staggered terms, approved on a non-binding advisory basis the compensation of named executive officers, and ratified Ernst & Young LLP as independent auditor for the year ending December 31, 2026. Meeting participation was high, with 26,767,647 common shares represented, or 89.99% of the 29,743,585 shares outstanding as of the March 16, 2026 record date.
Southside Bancshares, Inc. reported higher first quarter 2026 earnings with net income of $23.3 million and diluted EPS of $0.78, up from $21.5 million and $0.71 a year earlier. Returns on average assets and shareholders’ equity improved to 1.10% and 10.96%, reflecting stronger profitability.
Net interest income rose to $57.7 million, helped by lower funding costs and loan growth, while tax-equivalent net interest margin increased to 3.01%. Noninterest income grew to $12.6 million, supported by higher fees and the absence of prior securities losses, though noninterest expenses also increased.
Total assets reached $8.80 billion with loans up 8.3% year over year to $4.95 billion. Asset quality strengthened significantly, as nonperforming assets fell to $9.7 million, or 0.11% of total assets, and net charge-offs remained low. The company paid a quarterly dividend of $0.36 per share and maintained solid capital and liquidity metrics.
Southside Bancshares, Inc. reported a new executive benefit arrangement and upcoming board changes. Its subsidiary Southside Bank entered into a split dollar life insurance agreement with President and CEO Keith Donahoe, under which the bank owns the policies and shares death benefits with his beneficiary.
If Mr. Donahoe dies while employed, his beneficiary receives $2,100,000, increased annually by a 5% inflation factor, subject to the net death proceeds. If he dies after leaving the bank with vested status, the benefit equals 1.5 times his base salary for his final year of employment. After retirement, the bank will pay an annual gross-up bonus to cover federal income taxes on this economic benefit.
The filing also notes that director Michael J. Bosworth will retire from the boards of the company and the bank at the 2026 Annual Meeting of Shareholders on May 14, 2026 under the mandatory age policy. Following his retirement, the board size will decrease from 14 to 13 members.
Southside Bancshares, Inc. furnished an update on its business by announcing financial results for the fourth quarter and full year ended December 31, 2025. The company released these results through a press release dated January 29, 2026, which is attached as Exhibit 99.1.
The information was provided under an item covering results of operations and financial condition and is designated as “furnished,” not “filed,” meaning it is not automatically subject to certain liability provisions or incorporated into other regulatory filings unless specifically referenced.
Southside Bancshares, Inc. reported that it is redeeming all of its outstanding 3.875% Fixed to Floating Rate Subordinated Notes due 2030. The company has notified UMB Bank, National Association, as trustee, that it will redeem an aggregate principal amount of $100 million of these notes on February 15, 2026, the specified redemption date.
The $100 million principal being redeemed includes $7 million of notes that the company had previously repurchased. The notes will be redeemed at 100% of their principal amount, plus any accrued and unpaid interest up to, but not including, the redemption date. After that date, interest on the notes will no longer accrue.
Southside Bancshares, Inc. furnished an 8-K to disclose it issued a press release announcing financial results for the third quarter ended September 30, 2025. The press release is attached as Exhibit 99.1 and dated October 24, 2025.
The information under Item 2.02 is being furnished pursuant to General Instruction B.2 and is not deemed “filed” under Section 18 of the Exchange Act.
Southside Bancshares, Inc. increased its Stock Repurchase Plan authorization by 1.0 million shares to a total of 2.0 million shares. The company has purchased approximately 868,000 shares at an average price of $28.43, leaving about 1.1 million shares available. Repurchases may occur in open market or privately negotiated transactions, and the plan can be modified, suspended or discontinued at any time.
The boards of the Company and Southside Bank will expand to fourteen members with the appointments of Keith M. Donahoe, Jeb W. Jones, and Raymond C. McKinney, CPA, effective November 15, 2025. Donahoe, the Company and Bank President, will receive no additional board compensation. McKinney will join the Company’s Audit and Risk Committees; all three will serve on key Bank committees. Initial terms run through the 2026 Annual Meeting.
The boards also approved Mitchell Craddock as Chief Operating Officer, effective upon the retirement of Brian K. McCabe on November 14, 2025. The Company noted the passing of Director Emeritus William Sheehy on October 5, 2025.
Southside Bancshares, Inc. reported an executive appointment-related disclosure. The filing describes Mr. Donahoe, age 55, who has over 30 years of banking experience and has served as President of the Company and Southside since May 2024, overseeing credit, commercial lending, information technology and bank operations.
His prior roles at Southside Bank began in 2021 as Austin Market President, progressing to Central Texas Regional President, and earlier he spent 26 years at Frost Bank, including 10 years as an Executive Vice President.
Southside Bancshares, Inc. completed a public offering of $150,000,000 in 7.00% fixed-to-floating rate subordinated notes due 2035. The notes pay a fixed 7.00% annual interest rate, with payments each February 15 and August 15 until August 15, 2030, then switch to a floating rate based on a benchmark expected to be Three-Month Term SOFR plus 357 basis points, with quarterly payments through 2035.
The notes are intended to qualify as Tier 2 regulatory capital and generated approximately $147,750,000 in net proceeds after underwriting discounts and commissions. The company plans to use the funds for general corporate purposes, which may include redeeming its outstanding 3.875% fixed-to-floating rate subordinated notes due 2030 on November 15, 2025, repaying or refinancing other debt, repurchasing common stock, and potential acquisitions. The notes are unsecured subordinated obligations, ranking junior to senior debt and structurally subordinated to liabilities of subsidiaries.
Southside Bancshares, Inc. agreed to issue and sell $150,000,000 aggregate principal amount of 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035 under an underwriting agreement with Keefe, Bruyette & Woods acting as representative. The offering will be made pursuant to the companys effective Form S-3 registration statement and related prospectus supplements and is expected to close subject to customary closing conditions. The underwriting agreement contains customary representations, warranties, covenants, indemnification obligations and termination provisions, and a copy is filed as Exhibit 1.1.
On 4 Aug 2025, Southside Bancshares, Inc. (NYSE: SBSI) filed a Form 8-K to furnish, under Item 7.01 (Reg FD), an investor presentation dated the same day. The slide deck (Exhibit 99.1) will be used in investor meetings beginning 4 Aug 2025 and is posted on the company website under Investor Relations › Events. Management explicitly states the materials are furnished, not filed; therefore they are excluded from Securities Act or Exchange Act incorporation unless later referenced. No earnings data, guidance, acquisitions, or other material business developments are included—this report solely provides the presentation’s availability and complies with fair-disclosure requirements. Item 9.01 lists the exhibits (99.1 presentation, 104 cover-page XBRL). The filing carries neutral investment significance, signalling routine investor outreach rather than any operational change.